The biggest difference between people is actually the difference between thinking and concept. How big is the difference between
? I remember a big shot said that the difference between people can even be as big as the difference between different "species".
That is to say, the same person is a human, but different people can even be said to be completely different "species."
Of course, the good news is that thinking and concepts are not fixed. For any ordinary person, as long as he studies hard, he can learn some important thinking and concepts.
As long as your thinking/concept is upgraded and your cognition is improved, you are a "species that are stronger than before."
In a certain field, even if we only know some important concepts/concepts and know what people who have experienced the danger think, we will be able to make great progress.
For example, in our income, we only know that in addition to labor income, there can also be portfolio income and passive income, which can bring us great inspiration and stimulate your potential for wealth.
1
Labor income
Labor income is our work income, which is actually wage income.
For most people, labor income is our main source of income, even all.
After all, For most people, we are working for money . Whether it is school education or family education, they are basically aimed at finding a good job.
Parents may say: Study hard, get into a 985 university, and find a good job in a large factory in the future. You don’t need to be rich and prosperous, just be safe and happy for the rest of your life.
The school teacher may tell us: If you don’t study hard in school, how can you find a job in the future? Graduation means unemployment.
After all, for ordinary people, the parents of the previous generation also worked in this way.
After they experience the hardships of work/life, they always keep nagging us to study hard, find a job with higher income in the future, and never run around for life like them.
2
Port income
The income we obtain when investing in stocks, funds and other assets is portfolio income.
Such income is significantly different from labor income, and it can even be said to be essentially different.
If we say that labor income is what we work for money, we rely on selling our time/energy to exchange for money.
Then, Portfolio income is to let money work for us, and money becomes our employees.
For example, if you make 8,000 yuan a month and take out 1,000 yuan for investment, then every penny of this 1,000 yuan has now become an employee who works hard to make money from the market.
You still go to work every day, but your time is limited, with only 24 hours a day at most, and you also have to eat, sleep, study and rest. After deducting this time, the time you really spend on working is very limited.
Even if you try hard to squeeze yourself, even if you find 3 part-time jobs, your daily working hours are a hard constraint and you will never be able to break through.
and the investment income is different. Take the example above for example. You are the employer, and this 1,000 yuan is your employee.
These employees are not subject to the 24-hour limit for one day. They do not need to rest or sleep. They work for you 24 hours a day, day and night. As Xiangshuai said: Money will never sleep.
Moreover, this income does not delay your work. You can still make money by selling your time/energy, while taking out a portion of the money to invest in the market, so that the money can also work for you.
You originally had only salary income, but now in addition to salary income, you also start to have portfolio income.
3
Passive income
As the name implies, it is the income you can still earn when you do not work actively.
For most of us, we rely on selling our time and energy to make money, such as finding a job in the company.
We have a year of income after working for a year, and a day of income after working for a day, but once stops working, the income will stop. This is called active income.
Correspondingly, passive income is the opposite. Even if you don’t work actively, it will still bring you a steady stream of income.
Passive income is typical of the income obtained by a writer writing a book. The writer spent a year writing a bestseller. After completing the writing, he basically no longer had to invest, but he could still earn income from this book every day.
Passive income is actually a job that puts multiple outputs into work.
launches its own products, registers courses, etc., which also fall into the category of passive income.
4
The key to becoming rich
If we want to become rich, 1 needs to have the awareness of optimizing our own income structure.
First of all, you need to analyze your income structure and see how much of all your income is.
The income structure of most people is relatively single, that is, it only comes from salary income.
, a single income structure of , has a relatively poor risk resistance . For example, you will lose your income after you are unemployed, and your competitiveness will also weaken as you age.
So, to optimize your income structure, if you only have salary income, it is difficult to become rich.
Rich father often says: "The key to becoming rich is to have the ability to convert labor income into passive income or portfolio income as soon as possible."
For us ordinary people, we can work while obtaining stable salary income, thereby ensuring family expenses.
Then in your spare time you should learn more financial-related knowledge, improve your financial literacy, and expand your income channels.
If working is your career, then you should pay more attention to your career in your spare time, and You should distinguish between your career and career.
When Robert Kiyosaki asked, do you have a career? Someone may answer "I work in a bank".
Then he then asked if he owns a bank, and he usually replied: "No, I only work there."
works in a bank, it is a career, it is obvious that it is not your career.
means paying more attention to your career, while obtaining relatively stable labor income, you should take out a portion of your income to use it for your career.
for example to invest, learn, try some entrepreneurial projects, etc. The reason why I work in self-media is actually exploring content entrepreneurship.
For most ordinary people, even if we do not start our own business, we can at least take out a part of our income to continuously purchase high-quality assets, constantly work, and continuously accumulate high-quality assets. This is actually a very suitable path for most ordinary people to get rich.
I hope the above sharing will be helpful to you!
