Hello everyone, I am Song Lusheng who wants to save money and live a refined life. Follow me and share with you essential information on minimalist life and growth every day.
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I have been reading the book " Poor Dad Rich Dad " these days. There is a sentence in it that touched me deeply:
"In the long run, what matters is not how much money you make. It’s about how much money you can keep and how long you can keep it.
The logic of rich people making money is that money begets money, and the way for ordinary people to accumulate their first pot of gold is to save money honestly.”
Therefore, in the long run, being able to save money is more important than how much money you can earn now.
All girls, young girls, and girls who are always eighteen, let’s save money together ~
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First of all, you must have a small goal when saving money
Then break your goal into small goals one by one . For example, if you want to save 10,000 yuan within a year, you only need to save 28 yuan every day. And so on...
you want to save 10,000 yuan, the daily goal is 28 yuan;
you want to save 20,000 yuan, the daily goal is 55 yuan;
you want to save 30,000 yuan, the daily goal is 83 yuan;
you want to save 30,000 yuan, the daily goal is 83 yuan; If you want to save 50,000 yuan, your daily goal is 137 yuan;
if you want to save 100,000 yuan, your daily goal is 274 yuan.
Look, with each small goal, you can make a small huge sum of money inadvertently.
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10 suggestions for saving money
1. Don’t use low income as an excuse not to save money.
If you save 10 yuan a day, you can still save 300 yuan every month. In one year, it will be 3650 yuan. This is better than moonlight.
2. Take action now.
It is better to act once than to think ten thousand times in your mind.
Starting now, should not put too much pressure and burden on yourself. No matter how small an action is, it is better than a dream.
3. Don’t ask others to borrow money easily.
For all pleasures that can only be obtained by borrowing money, you must refuse it. Don't borrow money from others easily as a last resort, as it will easily make you corrupt.
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4. Don’t lend money to others easily.
Mr. Lu Xun's famous saying makes sense to me: "Don't lend money to others easily. The person lending money is often the boss, and you don't even know who you are."
5. Actively develop side businesses.
In this self-media era, everyone is a creator.
This era also provides us with many channels for side jobs. You can become a creator on Toutiao, or you can open up your own world on many other platforms.
6. Take care of your body.
Stay up late less, be less angry, and take good care of your body. See a doctor immediately when you feel unwell. Your body is the foundation for everything.
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7. Study financial management knowledge seriously.
At the very least, you must be able to identify the quality of financial products, otherwise, the money you have worked so hard to save may be wasted.
In short, you must be extremely cautious when it comes to consumption or money.
8. Refuse to spend in advance.
Close Huabei, borrow , credit card, self-control is often destroyed by bad habits.
9. Correct your consumption attitude.
Before buying something, think carefully whether it is a "need" or a "want". Vanity often hinders us from saving money.
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10. Be more patient with yourself.
The process of saving money is to constantly change your past bad habits. The process is definitely painful. Be more patient with yourself, take your time, and accumulate slowly.
Finally, I recommend everyone to read this book "Rich Dad Poor Dad"
This book subverted my understanding of wealth and allowed me to clearly distinguish the difference between assets and liabilities: rich people buy assets and can be passive without working. Generate income; while the poor buy debts, eat and run out of money, and can only continue to make money.
Pictures come from the Internet
In short, if you want to make money and save money, you must first understand money;
At the same time, don't save money just because you have less money, and don't spend money randomly because the price is low.
Come on, it’s another day to save money~
I am Song Lusheng, a mother of two children born in 1985. I want to realize my personal value while working and raising children, and focus on sharing minimalist life and growth tips. If you like my words, please give me a like~
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