How much savings do you need to have a sense of security when you reach middle age? Text | Hong Shengpeng 01 People often say that if you have more food in your hands, you will not panic in your heart. This sentence is correct. When people reach middle age, they are old at the to

How much savings do you need to have a sense of security when you reach middle age?

Text | Hong Shengpeng

01

People often say that if you have more food in your hands, you will not panic in your heart.

This sentence is correct. When people reach middle age, they are old and young.

As the breadwinner of the family, he must make plans for all aspects of life.

If you have a certain amount of savings on hand at this time,

you will have confidence in life, a certain sense of security, and less anxiety.

On the contrary, if you do not have a certain amount of savings, you will inevitably feel anxious from time to time.

What should you do if you lose your job one day and have no source of income?

This is unimaginable.

So, when you reach middle age, how much savings do you need to have a sense of security?

This question reminds me of a hot search not long ago.

In an interview, a female artist told that she had no income for 9 months.

called herself an "expired idol".

Netizens had questions about this,

"Since there is no income in this industry and there are so many jobs, why not do something else? "

She said, "It is easy to persist, but it is difficult to give up."

As a high return Practitioners and artists may not have income at a certain stage,

but if they receive advertising endorsements and the like, their income may rise instantly.

What they think of as "poor" may be that they still have millions or even tens of millions of deposits in their bank cards.

In the eyes of ordinary people, such deposits are already beyond their reach.

Some people have worked for many years without having a deposit of 1 million.

If ordinary people have no income for 9 months, their lives may be in chaos.

The rent cannot be paid, and the children's school fees cannot be paid. Only when ordinary people have no income can they be called really poor.

It is difficult for celebrities and artists to cry for poverty and gain sympathy from the public.

It was previously revealed that a certain Shuang had a sky-high salary of 160 million yuan. He earned 160 million yuan from just one movie, with a daily salary of more than 2 million yuan.

You said that with such an income, even if you don’t have a job in the next 2-3 years, you will live a worry-free life.

Coincidentally, a famous Hong Kong music king said in a live broadcast that he had not worked for a year and was under great pressure. He only had 30 million left in his card and was very panicked.

has a deposit of 30 million, but he is still panicking. This is very embarrassing for someone with a deposit of only 3,000.

I guess the singer wanted to express that his current situation was very difficult,

but the way he expressed it was really surprising.

The poverty of celebrity artists and ordinary people is really very different.

once saw such a video.

In the video, a woman stumbled all the way to the bus, fell down, got up again, and hit the door again. Even so, she still struggled to get on the bus.

A well-intentioned person advised her to go for a check-up, and the woman said, "It's okay, I have to go to work."

According to the woman’s family, she worked the night shift in the factory and had already been in the hospital for intravenous injections due to physical discomfort.

But for the perfect attendance bonus of 300 yuan, she rushed back to work as soon as she got the injection.

It is said that it is not easy to become an adult, and it is indeed not easy. For some people,

300 yuan may not be enough for a meal, but for some people,

,300 yuan is a month's living expenses for a family.

Do you think that if someone has a savings of 30 million yuan, would he still go to work even though he is sick for the 300 yuan perfect attendance bonus?

02

When you reach middle age, how much savings do you need to have to feel safe?

In first-tier cities, if you own a house, you don’t have to pay a mortgage every month, and the couple has a relatively stable job.

has a deposit of 1 million on hand, which can basically support the family's daily expenses, so he should have a certain sense of security.

If you are in a second- or third-tier city and have a deposit of 200,000-500,000, you should have a certain sense of security.

Some people say that living in a big city, if you only have a deposit of 1 million, how can you even talk about a sense of security?

1 million is neither too much nor too little, but not too little.

depends on personal life consumption.

If you consume more than 100,000 per month, then 1 million is really not much.

But if you consume 3-4,000 per month, then 1 million should be able to give you a certain sense of security.

03

Take a bath, look at a flower, or eat a meal. If you feel happy, it is not all because the bath is clean, the flowers are blooming well, or the food is to your liking, but mainly because you have no worries in your heart.

——Qian Zhongshu

Only when one has no worries can one feel at ease and have a sense of security.

Everyone’s pursuit is different, and so is the feeling that everything brings to everyone.

Some people pursue wealth and freedom, some pursue inner peace, and some are indifferent to fame and wealth, pursuing poetry and distance.

If you have nothing to worry about, it is a good time in the world.

When you reach middle age, how much savings do you need to have a sense of security?

The amount of deposit is not the most important factor in measuring the sense of security. For ordinary working-class people, some people actually do not have high requirements.

When your family is safe, healthy and debt-free, this is the best sense of security.

Even if he doesn’t make much, he is still very satisfied.