Financial and business education Many parents are unwilling to talk about money in front of their children. If your children talk about money at such a young age, will they be very utilitarian when they grow up? If there is no money in the future, he may not be willing to work. D

Finance, Business, Education

Many parents are unwilling to talk about money in front of their children. If you talk to your children about money at such a young age, will they be very utilitarian when they grow up? If there is no money in the future, he may not be willing to work. Do you talk about money all the time, like a miser? So many times parents are unwilling to talk to their children about money...

But if parents don't take the initiative to talk about money, where will the children get information about money? There are the following two situations:

1. I think the child is still young and thinks that he will naturally know these truths when he grows up, but this is not necessarily the case.

Generally, parents don’t want their children to suffer, so once there is a small financial breakthrough, no matter how hard it is for themselves, they will never suffer for their children. But on the other hand, if you never talk about money with your children and fail to establish a correct concept of money, financial management and wealth for your children from an early age, your children may not know how hard it is for their parents to make money. In fact, there is a big reason and responsibility for this, which is that parents fail to provide reasonable financial education to their children, including talking about money correctly.

2. If parents don’t tell them, their children will collect information from many places that we don’t even know.

We live in an era of advanced information. Children can receive information through different channels every day, such as the Internet. Sometimes children are raised by parents-in-law, and they will hear and learn a lot from them. Even if we don’t take the initiative to talk to our children about money, they can still get information from other channels. At this time, if parents do not provide timely guidance, you will find that one day in the future, your children may give you an answer that will shock you. .

In summary, there are two misunderstandings that parents will have:

1. Don’t make your children suffer.

2. If you don’t understand, I hope society and teachers can educate your children.

Society and teachers can indeed play a certain role in education, but parents are always the most important thing for children. Good teacher. Because children spend the most time with their parents, every word and deed of the parents will affect the children, so the parents' words and deeds are particularly important.

1. How to correctly "talk about money" with your children

"Mom and Dad, do our families have money?"

Ordinary families: For families that are not very wealthy, we cannot just say to our children "our family has no money". It will make children feel too inferior about money, and the lives of others are beyond their reach. Parents must guide their children correctly so that they can have confidence in their own lives.

We can answer like this: "Although our family is not very rich, through the hard work of my parents, you can basically have what a normal child has. My parents believe that my children can one day become rich through their own labor and efforts." People who are useful to society can also earn their own wealth like many rich and capable people in society."

From a wealthy family, you can answer this way: "Yes, our family is rich, but this money belongs to my father What mom earned so hard has nothing to do with you. But mom and dad believe that one day you can do better than mom and dad, and you can earn your own wealth. So mom and dad’s wealth is not equal to your wealth. , your wealth must be through your efforts and creation."

Regardless of whether we have money or not, we must let our children correctly understand that wealth is obtained through their own labor. We cannot let our children feel too inferior or have too much self-esteem. Children cannot be allowed to develop fearless self-confidence just because their family is rich.

"Where does the money come from?"

Regarding this question, even if the child does not ask, parents should take the initiative to discuss this issue with him. "Money is obtained by parents through legitimate and hard work. Mom and Dad spent a lot of effort in the process of making money, so we must cherish every penny."

While conveying information, we should also let children understand where money comes from in life. You can take him to visit his usual working environment, or you can go to the street to experience the work of sanitation workers. Of course, you can also use Money rewards children for their hard work, etc. Through these methods, children will feel the same way and understand that it is not easy for parents to make money.

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