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Letters from readers:
Muzi Li:
Qiangzi (pseudonym) is my business partner for many years, and is also a good friend. However, some time ago he wanted to change careers, so he needed more funds. In this case, he found me. After he made the promise that it only takes three months to borrow money, I loaned him 500,000.
My idea is very simple: I hope he can do something in the new field.
In fact, for the new business, he can indeed spend his money, mortgage the house and sell the car at a low price.
In a blink of an eye, three months have passed. During these three months, he actually made money. The point is that he did not pay back my 500,000 yuan in time, but bought a car worth nearly one million yuan.
Once, when everyone was drinking together, I said what I said in my heart: I had money to buy a car, but I didn't have money to pay me back, brother, what you did was a little bit unusual.
Unexpectedly, he turned his face on the spot, did he borrow 500,000 from you, but I didn't pay it back.
I didn't give him a good obedience: I know you will be able to pay me back sooner or later, but you no longer have integrity with me.
Within a few days, he dumped 500,000 yuan from elsewhere and fell in front of me. At the same time, he also said some cool things.
Me: Lending money to you is what makes you stand up, not you and me. Friends like you don't have to deal with each other in the future.
He cursed and walked out of my office.
Am I really doing something wrong?
Muzi Li after the editor:
It is not easy for everyone to make money, and it is not caused by a strong wind.
In this era when it is very difficult to borrow money, we must be grateful to those who are willing to lend us money, and do not lose credibility in front of each other.
For your friend, I think his mentality is inherently problematic.
You did nothing wrong, because in the three months you lent him the money, you did not chirp in front of him, but after three months, he had money to buy a car, but he didn’t have the money to pay you back , Really not authentic. In this case, it is very necessary for you to remind him kindly.
I think that many friends start by borrowing money, so that the boat of friendship is turned upside down.
Isn't it because there are so many people like "your friends" that led to such a situation: urging him to pay back the money, he said cold words, and turned his face.
Or you have no previous experience of lending money to others, but after having this experience, the next time someone borrows money from you, you will definitely weigh it and refuse it selectively.
In fact, friends will inevitably help each other, but some people are not worthy of the role of "friend".
For those who are not trustworthy at the level of borrowing, I really look down on them.
It is not that the debt collector broke down after borrowing money, but that the person who borrowed other people's money became more lazy.