When getting along with others, you need to be on guard at all times. Although it is not good to speculate maliciously on the people around you, being careful is to leave a way out for yourself.
After all, it is better not to suffer some losses on the road of life. You may really regret it for the rest of your life.
Especially when it comes to money, many false friendships involve money, and it is very likely that they will deteriorate and reveal their true colors, and all the disguises will become vulnerable, and you know that the price of this result is something you cannot bear.
Instead of getting involved in a dangerous situation, it is better to make plans in advance to avoid the storm. When faced with the situation of others borrowing money from you, you should not easily agree to it, nor should you mindlessly obey the other person's thoughts.
Many times, the friendship between people becomes very fragile when money is involved.
Therefore, in life, no matter who borrows money from you, answering like this is a sign of high emotional intelligence.
"I've been having a hard time lately, so I can lend you some as appropriate."
In life, when someone borrows money from you, it's hard for you to identify the other person's character or thoughts at the beginning. Some people may really have difficulties and need your help, but it's inevitable that some people will have the attitude of not repaying the money they borrowed from the beginning, which will make you suffer a loss.
Therefore, when faced with someone borrowing money from you, you must first express your difficulties and let the other person feel that you are not that rich. In this case, whether you borrow money or not, the other person will not think that you are a friend not worthy of deep friendship.
Of course, when you express your difficulties, you can slightly lower the amount of borrowed money and control it within the range you can bear. This will not only save you from the emergency, but also give you a way out, so that your feelings will not be hurt because of this small problem.
If you refuse from the beginning, your behavior will make the other party feel very indifferent, and they will also doubt whether people like you are adding insult to injury. Naturally, they will sneer at your behavior of not helping in times of trouble, and no matter how good the relationship is, it will be affected.
And if you agree immediately and give all the amount proposed by the other party, in this case, no matter how rich you are, if the other party is not a reliable person, it will be difficult to get your money back.
People often borrow money because they are very generous when they lend it out, but when they get it back, both parties will suffer.
There is always a type of people in society. When you have a lot of money, they will think that it is natural for you to borrow money, and you should be shocked if you want to go back when the other party does not have it. But only you know that every penny is not easy to earn.
In order to make the money you lend meaningful and let the other party feel the friendship that you have provided help in times of need, you should express your difficulties in a reasonable way and let the other party understand that it is not easy for you, and they will naturally cherish your friendship in providing help in times of need.
Even if you don't lend it out, from the beginning when you express your difficulties, you are giving the other person a step down, so there is no need to be too embarrassed between you.
After all, everyone wants to save face. It takes courage to ask you to borrow money, and your behavior is also protecting the other person's face.
"It is okay to borrow money, but it is best to create a written document"
In life, some people lend money to others in a confused manner without even a decent IOU. When they want to get the money back, if there is no IOU and the other party refuses to acknowledge the debt, it is difficult to tell who is genuine and who is fake.
As the saying goes, "brothers settle accounts clearly." The clearer you are in material dealings, the less your relationship will be affected. On the contrary, if you are entangled, even if your starting point is good, the final outcome will only make you bear more.
Therefore, when someone asks you to borrow money, especially someone with a very good relationship, and you happen to have some money and want to lend it out, you must set up a legally binding document. In this way, you are only asking for a promise from the other party, and you will not say that you don't trust them.
Moreover, a person who wants to pay back the money in time will definitely not be angry because of this form.
If you are really angry, it can only mean that the other person came to borrow money but does not want to pay it back. This just helps you identify people who come with bad intentions. Why not do it?
"It's a bit difficult to borrow money, but I can help you"
Everyone has times when they have no choice but to borrow money. Sometimes it takes courage to borrow money. When someone asks you to borrow money and you have too many worries or you don't have enough money, don't refuse directly. Rejecting directly will hurt the other person.
You can explain the situation sincerely, and then provide him with other methods and try to help him get through the difficulties. This is far more meaningful to the other party than borrowing money, and in this way, there will be no financial exchanges between you, and your relationship will also be affected by this.
Therefore, when dealing with anything, you must see different sides. "All roads lead to Rome", and don't be stubborn.
When you master other channels, this is not only a manifestation of high emotional intelligence, but you will also find that such channels will allow you to achieve twice the result with half the effort.
