Foreword: When people reach old age, the most worrying thing is how to properly arrange their own pension. When we are young, we can live according to our own preferences. However, when we get older, the lifestyle options available to us are extremely limited. The lifestyle of th

Preface:

When people reach old age, the most worrying thing is how to properly arrange their own pension. When we are young, we can live according to our own preferences.

However, when we get older, the lifestyle options available to us are extremely limited. The lifestyle of the elderly is nothing more than relying on their children to provide for their elderly, hiring nannies to provide for their elderly, and going to nursing homes to provide for their elderly.

If the elderly choose to live beside their children, conflicts will easily arise due to the differences in ideological concepts between the two generations, and the originally harmonious parent-child relationship will become tense. Therefore, many elderly people who have tried to live beside their children have voluntarily given up such a life.

If the elderly choose to hire a nanny for their elderly care, they need to have certain financial strength. The salary of a nanny can easily reach 5,000 to 6,000 yuan, which is even higher than the pension of many elderly people, which discourages many elderly people.

If the elderly choose to live in a nursing home, not only will the cost be high, but the elderly may not be able to adapt to collective life in a nursing home. Living in a nursing home, the elderly must abide by the nursing home's schedule, eat on time, and go to bed on time. If you are an elderly person who likes to live a casual life, it will be difficult for them to adapt to such a rigid lifestyle.

There are many people in the nursing home, and when there are more people, there will be chaos. The elderly people will yell at each other, even push and curse each other. Such things happen from time to time. This kind of living environment stops many elderly people who like peace and quiet.

Seventy-year-old Uncle Ma, after experiencing the three lifestyles of taking care of his children, hiring nannies, and going to a nursing home, he no longer wants to take care of his old age in this way. By chance, he finally found a retirement care method that suited him, and he has continued to do so to this day.

Uncle Ma:

I am seventy years old and a widowed elderly person. My wife died of illness when I was seventy-five years old. Since my wife passed away, my happy old life has been gone.

When my wife was still alive, I never worried about old age care. My wife and I have always had a very good relationship. We have made an appointment for a long time to support each other until we grow old.

People who eat whole grains will suffer from three illnesses and two pains. As long as one of my wife and I gets sick, the other will take good care of the other until the other recovers. We often go to the hospital to see a doctor together, and I have never felt that seeing a doctor is such a difficult thing.

However, since my wife passed away, medical treatment has become a big problem for me. When people are sick, they have no strength at all, let alone an elderly person like me.

Before, when I saw a doctor, my wife would line up to register, pay and get medicines. I just had to sit and wait. However, after my wife passed away, I never received such treatment when I went to the hospital again. I had to drag my sick body and wait in various long queues. After one illness, I was so tired that I almost collapsed.

Although I have a son and a daughter, I never let them accompany me when I see a doctor. Life is not easy for my children. They are busy with work and family. They are so busy every day that they have no extra energy to take care of me. Since I can't help them, I don't want to cause them any trouble.

Things in the world often come just as I fear them. The more I don’t want to trouble my children, but fate has to send me to them to take care of them.

I went out to buy groceries that day and accidentally fell. The fall was so serious that I was thrown directly into the hospital. When my children arrived, I had just finished the operation.

A steel nail was inserted into one of my legs, and the doctor told me to rest at home for at least half a year. My sons and daughters discussed with me that my family could live with me for three months, so that the two of them could share the burden and the pressure would be reduced by half.

Although I think this is quite a hassle, I can't think of a better way, so I have to agree to live in my children's homes for three months. When I lived in my children's home, I always felt like an outsider.

There is a saying that goes like this: "The home of the parents is always the home of the children, but the home of the children may not be the home of the parents." I think this sentence is very good. Since I lived in the home of the children , I truly felt: The home of my children can never be my home.

Although I live in the home of my children and have good food and supplies, I can never erase the strange feeling of alienation. Whenever I ate, I was always alone. They would serve me a separate bowl of food and let me eat it in my room.

I know that my children despise me. They despise me for being old and think I am a sloppy old man. I can tolerate all of this, but the thing that I can't stand is the impatience with which my children talk to me.

I admit that my thinking cannot keep up with the times, and I often miss the point when I speak, which annoys my children. What I can't figure out is that my children were much more confused than me when they were young. Why can I take pains to them, but now that I am old, I have to look at their cold faces?

I endured and took turns living in my children's homes for half a year. When I recovered a little, I couldn't wait to return to my own home, and I deeply felt what it means to be "a home of gold and silver is not as good as a home of grass."

After I broke my leg, the sequelae left behind caused me to be unable to walk long distances. My biggest problem living alone is grocery shopping. Every time I go to the market to buy groceries, my legs hurt and I break into a cold sweat when I get home.

I had to hire a live-in nanny to take care of my daily life. I pay the nanny a salary of 5,000 yuan a month. The salary I pay the nanny is higher than my pension. If my children hadn't each given me a thousand yuan a month, I wouldn't have been able to afford a nanny.

Because I have too little money, my family lives a very miserable life. The food in my family cannot be like that in the homes of rich people, where we eat a lot of meat and fish all day long. My principle is to eat enough and not spend too much money on food.

My poor lifestyle makes it impossible to keep a nanny at home. Those families who can afford to hire nannies have good living conditions at home, so when nannies work at the homes of other employers, the food is quite good.

After every nanny comes to my house, she starts to make noises about leaving within a few days of working. They said the food at my house was like feeding rabbits and they couldn't get used to it. Later, the staff of the nanny agency were unwilling to help me introduce nannies. They said that even if they introduced nannies to me, my family conditions would not allow them to stay.

Since I couldn't hire a nanny, I had no choice but to ask my son to send me to a nursing home. I went to a low-end nursing home. Although the conditions in the nursing home were not good, it was cheaper. My pension was enough to pay for the expenses of the nursing home.

Since I moved into a nursing home, my children are very happy, because they no longer need to subsidize the cost of hiring a nanny, and they can live a more comfortable life.

I understand the hardships faced by my children, so I plan to live in a nursing home until the end of my life. Unfortunately, my casual personality really cannot accept the militarized collective life in a nursing home, so I left the nursing home after only one month.

After returning home, I started living alone again. Fortunately, online grocery shopping became popular at that time. I asked my daughter to help me order groceries online every day. The small supermarket where I picked up the groceries was right at the door of my community. I didn’t need to walk too far, and my legs didn’t hurt too much. .

The young couple who run the supermarket are very kind. When they see me trembling when I walk, they always help me carry the food into the elevator before turning around and leaving. Over time, the little couple and I became acquaintances.

This kind of life has been going on for half a year. Although my life is pretty good, after all, "If you don't worry about the future, you will have to worry about the immediate future." As I grow older, my physical strength becomes more and more inadequate, and I am more and more concerned about providing for my retirement. feeling anxious about the problem. Because I know: One day I will be unable to live independently and must live under the care of others.

Once, when I went to pick up groceries from the small supermarket at the entrance of my community, I saw the young couple who ran the supermarket quarreling. I stayed silently and listened for a while, and found out that the young couple was quarreling over money.

My wife felt sorry for her child, so she spent more than 100 yuan from her limited living expenses to buy a durian for her daughter. The husband said that his wife was spending money indiscriminately, and the wife said that her daughter had wanted to eat durian for a long time. She only bought it once in several years, so it was not considered a waste of money at all.

The husband educates his wife, saying that since they don’t have much money, then the money must be used wisely and cannot be squandered like this. If all the money is spent and the daughter cannot afford to pay school fees, she will be blinded.

Hearing this, I suddenly had an idea. I walked up to the young couple and told them that as long as they spared some time every day to help me wash clothes, clean the house, and cook two meals, I would give them two thousand yuan in wages every month.

I only eat two meals a day, and I don’t eat big fish or meat. I just need to make some light side dishes. Calculated this way, even if they go to my house to do things every day, it won't take much time.

The young couple was too embarrassed to ask for my money. They said we were so familiar with each other, so there was no reason to accept money? After my repeated insistence, they reluctantly agreed, as if they had received a great favor from me.

In fact, even if I give the young couple a salary of 2,000 yuan a month, it is still less than half the cost of hiring a nanny and living in a nursing home. From my point of view, I am the one who takes advantage. of the party.

The couple took my money and took time to come to my house every day, help me cook two meals and clean up the house. Since I lived alone and there wasn’t much work at home, it was very easy to do.

The couple is very satisfied with this extra income. They are very conscientious and considerate in taking care of me. Now the young couple has been taking care of me for a year. We have always been getting along very harmoniously, and we have even developed a feeling of family affection.

Even I could not have imagined that when I was eighty years old, I would find such a comfortable and happy way to care for the elderly without having to spend a lot of money to hire a nanny or go to a nursing home, or trouble my children.

I only paid 2,000 yuan a month and received such attentive service, which made me overjoyed. I told the couple: As long as they take care of me until the end of their lives, I will reward them with an additional 50,000 yuan.

The young couple are grateful to me, because fifty thousand yuan is a huge sum of money to them. They said that I was a kind-hearted old man who took very good care of me, making me feel that I finally had someone to rely on in my old age.

Conclusion:

There is actually no fixed way of caring for the elderly. As long as it suits you, it is the best way to provide for your retirement. When we are dissatisfied with the existing elderly care methods, we might as well change our thinking and approach to solve the problem.

All roads lead to Rome, and you can achieve the same results by using different methods. There is no need to stick to conventional ways of caring for the elderly. The elderly can develop more ways of caring for the elderly that are suitable for them based on their own financial situation and their own needs.

No matter what kind of elderly care we choose, we must take comfort and happiness as the principle. As long as we are willing to use our brains, even if we don't have much money, we can still achieve the purpose of comfortable elderly care and achieve a win-win effect.