Introduction
In the next 20 years, the insurance industry has flourished. For example, in this year's top 500 companies, Ping An Insurance ranked fifth and cannot be underestimated.
Nowadays, insurance is almost everywhere in people's lives. For those with cars, if you want to buy compulsory traffic insurance, you can buy commercial insurance. These are real insurance businesses. However, many people will ignore the insurance involved in some rigid commodities in life. In their eyes, insurance is the set of things that salesmen tell themselves. In fact, insurance has long entered all aspects of people's lives.
However, with the three major insurance companies successively declared bankruptcy, people have a little more concern about insurance. Is it still reliable to buy insurance now?
After all, insurance companies of such a large scale have gone bankrupt. So who will ask for compensation when encountering problems in the future? Is it still safe? Let’s talk about the relevant situation below.
1. Which three insurance companies went bankrupt?
three major insurance companies have declared bankruptcy, the three are Anbang Insurance . Regarding Anbang Insurance, its development trend is really rapid. It has achieved 1 billion scrap revenue in just two years. This achievement is very rare in the insurance industry and is extremely inspiring. After
, Anbang Insurance Company continued to expand its battlefield and established twenty-two branches nationwide. In the development history of Anbang Company, Wu Xiaohui, the boss of Anbang Company, is also keen on acquiring other companies. was at the most glorious stage of Anbang Insurance's development, and its total assets reached 2 trillion yuan.
However, Wu Xiaohui was arrested for suspected embezzlement and fraud, and was later sentenced to 18 years in imprisonment. The accumulated tens of billions of assets were also confiscated. It is also true that Anbang Insurance has reached the end of his life. Who else is outside Anbang Insurance? That is Oriental Life Insurance and Guoxin Life Insurance.
As for Oriental Life Insurance, it was established earlier than Anbang Insurance, which is also a national insurance company. However, Oriental Life Insurance was ordered by the China Insurance Regulatory Commission to make rectifications, and it was reported that it was suspected of illegal capital injection. Although Oriental Life Insurance has been ordered to close its business by the China Insurance Regulatory Commission, its current business status is still in existence.
Let’s talk about Guoxin Life Insurance. In the early stages of its development, this insurance company also had a rapid development trend, and its performance in bank insurance is even stronger than that of Ping An . However, the China Insurance Regulatory Commission later investigated it, and some problems of Guosen Life Insurance were found, such as the capital escape. From its appearance to its end, the company only lasted 4 months, which may be the shortest-lived insurance company in China.
2. The insurance industry is still trustworthy and very safe
With these large and national insurance companies going bankrupt, people can’t help but have questions. Large insurance companies can go bankrupt. What should be done for after-sales service that ordinary people buy from these companies? In fact, the relevant departments have taken these situations into consideration. Insurance companies can go bankrupt, but other insurance companies will take over them. The insurance company replaced by
is formulated by Banking and Insurance Regulatory Commission . Because the service company has been replaced, the corresponding insurance policy will also be changed.
In order to further protect the interests of the insured, a special insurance fund also provides financial support for this work. With this level of support, you should have no worries when buying insurance.
3. The insurance industry is still full of vitality
Some people say that after the bankruptcy of three major insurance companies, the insurance industry may fall into a downturn. However, judging from the data over the past few years, even though it has encountered the epidemic, the total revenue of the domestic insurance industry continues to rise. According to relevant reports, the total assets of the domestic insurance industry reached 641 trillion yuan. Looking at the insurance industry data in the first half of this year, the income of the insurance industry reached 27 trillion yuan. This data has been operating at a high level compared to before.
As Chinese people's awareness of risk prevention continues to increase, the scale of insurance purchases among Chinese people who purchase insurance will become larger and larger. In many news in the newspapers, we see that insurance plays an important role.Many people buy insurance, so they basically don’t have to pay when they encounter serious illness. As insurance continues to enter people's lives, fewer and fewer cases of poverty due to illness.
insurance effectively protects people's lives, and you also need to change your mindset. Money is not given to insurance companies, but investing in your future self.
At present, insurance companies provide many types of insurance, and you can purchase insurance according to your needs. If others say it well, you only need to refer to it. Do not equate your own situation with others' situation.
summary
The insurance industry has been around since its emergence and has experienced various events. The only thing that remains unchanged is that insurance has indeed protected the lives and work of many people. It is unthinkable how much people will spend in a society without insurance protection. Therefore, when it comes to buying insurance, everyone must be upright. A popular soul question on the Internet, who can help you when you have no relatives? Maybe it's the insurance you hate.
Today’s hot discussion: There are 3 insurance companies in my country entering bankruptcy procedures, which three are there? Is it safe to buy insurance now?
