Qianjiang Evening News·Hours News Correspondent Wang Mingwei
In order to cultivate more dynamic and creative " specialized and specialized " small and medium-sized enterprises and strengthen the foundation of common prosperity, Zhejiang Province issued the "Several Opinions on Vigorously Cultivating and Promoting the High-Quality Development of "Specialized and Specialized" Small and Medium-sized Enterprises" this year, guiding the banking industry under its jurisdiction to focus on draining "financial live water" and irrigating specialized and specialized fields.
Hengfeng Bank Wenzhou Branch follows the policy orientation of cultivating "specialization, precision, and new" in the province and city, implements the deployment of the head office to create a new track of "specialization, precision, and new" and actively visits and investigates and explores the financial needs of specialized, precise and new small and medium-sized enterprises, improves the intensity, accuracy and accuracy of financial support, and uses accurate and efficient "package" financial services to press the "fast forward button" for the development of specialized, precise and new enterprises, and helps enterprises lead the industry track.
Cross-provincial drainage of "live water" irrigation
Pioneer dispatched research and visits "strong"
In recent years, Hengfeng Bank has accelerated the layout of national-level industrial clusters in Shandong Province and Zhejiang Province, and quickly issued a list of national-level specialized, specialized and new "little giants" key marketing companies, and listed "creating specialized, specialized and new industry track" as one of the "ten tough battles" that must be won in 2022.
Hengfeng Bank Hangzhou Branch Party Committee continues to promote the in-depth development of the series of red pioneer service activities such as "financial mission", "double progress", and "Construction and Construction Engineering have me", and promote the gradual expansion of credit cooperation business in the field of specialized and new enterprises in Zhejiang Province. It has currently covered Hangzhou, Jiaxing , Taizhou , Wenzhou and other areas.
Wenzhou Branch Party Committee actively responded to the national call, integrated into the provincial and municipal development strategies, mobilized seven party branches to form a vanguard team of party members to carry out cross-provincial drainage work, and conducted household-by-household docking and visiting enterprises on the list of urban and county areas, deeply understand the production and operation of enterprises, deeply explore the needs of funds, and focus on solving the problems of difficulty and high cost of financing for enterprises. The marketing department also cooperated with relevant departments of the superior bank to reasonably design credit plans for enterprises through regular communication, field investigation, and linkage promotion.
Since the beginning of this year, Wenzhou Branch has dispatched more than 200 pioneering party members and visited and investigated more than 80 local specialized and specialized enterprises.
Hengfeng Bank Wenzhou Branch Party member pioneer led a team to visit specialized and new enterprises workshops
Deeply cultivate and meticulously "measure" customization
Special team docking accurately and aiming at "speed"
Wenzhou Xinli New Materials Company is a national-level specialized and new "little giant" enterprise integrating R&D, production, sales and service. It is the first " Zhejiang Manufacturing " standard implementer in the Zhejiang modified plastic industry. It has more than 40 independent intellectual property technologies, 14 invention independent intellectual property rights, and an annual production capacity of more than 50,000 tons. It has successively won the "Major Science and Technology Project Award" and "Excellent Industrial New Products" and other honors, and was successfully listed on the New Third Board in 2016. The " modified nylon " (PA) series products developed by the enterprise have better flame retardant performance and better environmental protection than traditional products. They are widely used in the automotive industry, electronics and electrical appliances and other fields. In recent years, the company's operating income has grown rapidly, and 100 acres of newly built factory buildings were put into production line in early 2022. The leapfrog development has brought more financing needs to the company.
In order to support the rapid growth of enterprises, Hengfeng Bank Wenzhou Branch organized the Ruian Small and Micro Enterprise Special Branch under its jurisdiction to quickly set up a special business promotion team. Party member Pioneer, as the main force, led the team to go deep into the front line of enterprises to conduct business docking, and face-to-face communication and understanding the "pain points" of enterprise development. Through the agile response and collaboration between front and back office departments, a "package" of professional comprehensive financial service solutions are tailored for enterprises, winning the recognition and recognition of enterprises.
At present, the bank has successfully issued 20 million yuan of working capital loans and 5 million yuan of bank acceptance bills to the enterprise. With the support of funds, the aggregators, natural gas boilers and other equipment in the enterprise's production workshop have been put into production one after another, and the enterprise's development has entered the "fast trail".
"package" financial services support, the polymerizers, natural gas boilers and other equipment in the production workshop of Xinli New Materials Company have been put into production one after another
"quality improvement" and expansion
Gathering and intelligence support to help "precise"
Since July this year, Fu Wei, Chief Risk Officer of Hengfeng Bank, Fang Yi, Secretary of the Party Committee and President of Hengfeng Bank Hangzhou Branch, and his party have visited Wenzhou, Zhejiang to intensively visit and investigate more than 10 specialized and new representative companies such as Zhejiang Jiabo Technology Company and Zhengtai New Energy Development Company, to understand the production and operation of the enterprises, listen to financial needs, and discuss the next comprehensive financial service plan. A relevant person in charge of the Wenzhou Branch of Hengfeng Bank said that it will accelerate the return to its original nature, improve its main business, and strengthen its local area, and early layout of national industrial clusters such as Wenzhou Yueqing Electric and Ruian Automobile and Motorcycle Parts, and accurately support key core technology research and development and "specialized and innovative" enterprises.
Riding on the "east wind" of the industry's policies, Hengfeng Bank Wenzhou Branch is based in the local area, focusing on specializing in and specializing in the "little giant" business, actively exploring financial service models, opening green channels, giving interest rate discounts, and customized "package" professional comprehensive financial service solutions for enterprises, including working capital loans, diversified ticket business, and wage payment and financial management services, to meet the financing needs of enterprises in a timely manner, effectively promote technological innovation and product innovation, and help qualified "specialized and innovative" enterprises accelerate their growth, realizing the transformation from manufacturers to designers and then to brand channel operators. According to statistics, Hengfeng Bank Wenzhou Branch has customized more than 20 "package" comprehensive service plans for "specialized, precise and innovative" enterprises in Wenzhou.
Hengfeng Bank Headquarters Research Team went to Wenzhou, Zhejiang to visit and investigate specialized and new enterprises
Hengfeng Bank Wenzhou Bank will actively integrate into the local development strategy, actively carry out product and service innovation, provide differentiated financial services for "specialized and new" enterprises in all stages of development, and escort "specialized and new" enterprises with heart and emotion to embark on the road of high-quality development of , support the development of local real economy with practical actions, and help Zhejiang Province accelerate the construction of the global advanced manufacturing base.
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