In this world, people who have never borrowed money from others or have never borrowed money from others may not have. People are in the world and will always encounter some things. They borrow money from others, but there is a principle: to help the emergency but not the poor.
points in several situations: friends borrow money, relatives borrow money, and elders borrow money.
1. Friends borrow money
Friends borrow money If you have been together for a long time, a gentleman’s friendship is as light as water. No matter what, no matter how good the relationship is, you should still be cautious when borrowing money from friends.
If a good friend who has known each other for a long time and has a close relationship comes to borrow money, but he will not help him. If he borrows a small amount of money, he can lend it to him. If a friend encounters difficulties and comes to borrow money but does not lose a penny, he can almost break off his relationship with such friends.
Friends know how to be grateful and will pay back the debt on time. If they can’t pay back the temporary difficulties, it will be considered helping friends.
The two have a good relationship, are in close contact, and know their background. Of course, they know that he is really in trouble, so if they can help, they will be helpless if they are too much.
If a friend can remember to repay it on time, then the two are still good friends. If they don’t repay it on time, it doesn’t matter. However, you can’t borrow it again in the future. Just treat it as sponsoring it for your friends, and the loss will not be big.
If a friend borrows a lot of money, more than tens of thousands of yuan, you must firmly refuse. No matter how high the interest promised by the friend is or how many benefits, you cannot borrow it. Of course, you cannot say that you will not borrow it directly. Try to find some excuses that he can believe.
For example, if you don’t have money, you spend a lot of money on anything or something, and you still owe debts. You really don’t have money on hand, it’s not that you don’t borrow but that you are powerless. If your friends really understand it, you will give up and understand that the friendship between the two parties still exists.
2. Friends who know but are not very close to you
In this case, you must not borrow it. Maybe you once lent him money, or you have not paid back the small amount, and now you are borrowing it again, which is even more unanswered. Such people borrow money everywhere, breaking up the east wall and repairing the west wall or getting the money, and the person will disappear. Borrowing money is also a meat bun and beating the dog and never returning it.
No matter how pitiful he pretends, this kind of money is not borrowed. If a friend does not borrow money and does not deal with it, it means he doesn’t have you in his heart at all. It’s better if he doesn’t want this kind of friend.
3. A friend who has not been in contact for a long time borrowed money
Both parties have not had contact for a long time, or they don’t understand his situation at all, and suddenly come to borrow money, and have to borrow a lot.
No matter how good the relationship is in the past, no matter whether it is a colleague or a friend from the past, I haven't contacted you for so long, but now I suddenly contact you suddenly. Generally speaking, you will borrow but not repay. Don't borrow it.
The relationship between people is only possible by contact. If you haven’t been in contact for many years, your relationship has faded. You are basically strangers. He suddenly visits and suddenly establishes a relationship. With an obvious purpose, you cannot borrow this kind of money.
Don’t just refuse and avoid your own difficulties and difficulties, or even say it’s even more difficult than him. Those who are tactful will naturally get back to the point of being in trouble. Those who are silly and want to borrow money will not be able to borrow.
4. Relatives borrow money
Relatives usually have relationships and relationships, and relatives will have family affection only when they walk around. If relatives who often come to borrow money, they must have encountered difficulties that they cannot overcome.
borrow some money based on his understanding of him and his credit. If he has ever borrowed money but failed to repay it or has a bad reputation, he cannot borrow it.
If you borrow money and pay it back, your reputation is also good. You can borrow a little, but you can't get more. No one's money is not blown by the strong wind. A reasonable relative can understand it and forgive it, and you won't blame it.
5. Elders borrow money
If the elders borrow money, they are very close to each other and cannot borrow it when encountering difficulties. If he does not have the ability to repay the money, he will not be able to bear it. If he borrows it, he will not be able to repay it at all. If his financial conditions are OK and he does have this money, he might as well give it directly. Generally, he will not need to pay it back in the future. He will not be able to borrow it in the future, and he will not be able to open this question. He will always keep it in mind and have a good reputation and will not offend others.
is written at the end:
Everyone hopes not to lend money to others, and others should not lend money to themselves, but in this world, some things are also unpredictable, and we have to obey the worldly worldly ways.
Try to be rational and try to speak as much as possible. You can borrow a little if you should borrow, and don’t borrow a penny that you shouldn’t borrow. The smoother and more tactful the words, the better. That is, you won’t offend others and you will not suffer any losses in your own property. Do you think relatives and friends should borrow money from you? #Telebrity Creation Challenge#
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