As various provinces and cities revise the "Population Planning and Childbirth Regulations", the number of maternity leave days has also changed. For this reason, 51 Jiang has specially compiled the 2022 version of the maternity treatment standards for everyone. There are also so

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As various provinces and cities revise the "Population Planning and Childbirth Regulations", the number of maternity leave days has also changed. Changes in the number of maternity leave days usually mean changes in maternity allowance and maternity leave wages.

For this reason, 51 Jiang has specially compiled the 2022 version of the maternity treatment standards for everyone. There are also some new changes, so hurry up and take a look with 51 Jiang.

New changes in maternity allowances

With the extension of maternity leave, the application conditions and application methods for maternity allowances in various provinces and cities have also changed:

The application conditions for maternity allowances have changed

With the opening of the three-child policy, many places are reducing the Enjoy the continuous participation threshold of maternity insurance and shorten the time for receiving maternity benefits.

Guangdong Province

According to the " Guangdong Province Employee Maternity Insurance Regulations " issued by Guangdong Province, there are two main changes:

1. Benefits are no longer subject to the one-year policy limit: The employer must pay in full and on time Starting from the next month, employees and their unemployed spouses can enjoy corresponding maternity insurance benefits.

2. Extend the time for receiving maternity allowances: Before the issuance of the new policy, Guangdong Province required that the application and reimbursement of maternity allowances and reimbursement of maternity expenses must be processed within 1 year after childbirth. But after the new regulations, can apply for maternity benefits and reimburse maternity expenses from the second day after giving birth until within three years.

Fujian Province

All insured persons in Fuzhou, Zhangzhou , Sanming who have not paid for 12 consecutive months of maternity insurance before giving birth (even if they have only been insured for 1 month) can still enjoy half of the maternity allowance. .

Insured persons in Ningde and Quanzhou areas can enjoy 50% of the maternity benefits of normal employees only if the new insured person's maternity insurance has been paid continuously for less than 12 months.

Putian , Longyan , Nanping and Pingtan new insured persons who have not paid for maternity insurance for 12 consecutive months can only enjoy 50% of the maternity medical reimbursement and no maternity allowance.

Fuzhou and Putian If the maternity insurance is interrupted for more than 3 months in the 12 months before delivery (including the current month), you can still enjoy half of the maternity benefits if you have a baby after making up the payment.

The method of applying for maternity subsidy has changed

So far, some cities in Chongqing, Zhengzhou, Henan, and Zhejiang Province have started the policy of no-application and immediate entitlement of maternity subsidy.

Chongqing

Starting from April 2021, the Chongqing High-tech Zone Government Services and Social Affairs Center has officially launched the city's first "enjoy without application" maternity subsidy system. Through the exchange of hospital and medical insurance information, as long as it is used in designated hospitals Insured employees in Chongqing High-tech Zone who have reimbursed maternity expenses can receive monthly maternity allowances without having to declare.

Eligible insured employees are exempt from declaration and can directly enjoy maternity subsidy. They can enjoy maternity subsidy within 5 working days at the fastest.

, Quzhou City, Zhejiang Province, created the "Quzhou Medical Insurance Non-sense Intelligent Office" multi-scenario application in November 2021, including maternity subsidy payment service in seconds.

As long as medical staff upload maternal diagnosis data to the medical insurance system, the system will automatically determine whether they meet the conditions for receiving maternity benefits. If it is consistent, the medical staff will then contact the mother to complete the relevant production information. After

is successfully submitted, the maternity subsidy can be immediately paid to the bank account designated by the mother.

During the entire process, the mother only needs to cooperate with the medical staff to sign a "Maternity Allowance Application Commitment Letter".

, Zhengzhou City, Henan Province On March 16, ten practical matters for the Zhengzhou City Medical Insurance Management System were confirmed in 2022, which clearly stated that "one-stop settlement" for the assessment and payment of maternity insurance benefits will be realized in 2022.

realizes the direct reimbursement of prenatal check-up fees and maternity benefits for female employees who have ceased insurance and the spouses of male employees who have no job at designated medical institutions; realizes direct settlement of births in designated medical institutions and birth allowances for family planning surgeries for insured persons; realizes out-of-town births and family planning The insured person’s maternity medical expenses, prenatal examination fees, maternity allowances, etc. will be paid in one lump sum.

The 2022 version of the maternity benefit standard

The composition of maternity insurance benefits

Maternity insurance benefits are usually divided into: maternity medical expenses, family planning medical expenses, maternity allowances, and family planning surgery subsidies.

Among them, family planning surgery mainly refers to: insertion of intrauterine devices, removal of intrauterine devices, vas deferens ligation, postpartum fallopian tube ligation, etc.

Fertility medical expenses or family planning medical expenses

The fertility medical expenses here mainly refer to the medical expenses involved in prenatal examination and childbirth for female employees. These have been included in the scope of medical insurance. When female employees go to relevant medical insurance designated hospitals , You can settle the bill directly through medical insurance.

Among them:

Prenatal examination stage: Just go to the designated hospital for medical insurance with your medical insurance card, which is the same as the usual outpatient settlement procedure.

Delivery stage: Bring your medical insurance card, and the hospital will settle the bill in real time when you are discharged. If you do not bring social security card , you can use electronic social security card in some hospitals.

Conditions for enjoying maternity allowance

1. When the employee gives birth, the employer has gone through the insurance registration procedures for the employee in accordance with the regulations, paid the maternity insurance premium for 12 consecutive months, and met the conditions stipulated by the country, province, and city to give birth (some provinces and cities There are differences, please refer to local policies).

2. When the employee gives birth, the medical insurance is in the status of coverage.

The standard and amount of maternity allowance payment

The standard for payment of maternity allowance is:

The amount of maternity allowance received = the average monthly salary of the employees in the unit where the employee worked at the time of childbirth in the previous year ÷ 30 days × the number of maternity leave days

51 sauce reminder:

Not all maternity leave is OK Apply for maternity benefits. Some provinces and cities have clearly stipulated that employees during the incentive leave period do not enjoy maternity benefits.

This means that the number of vacation days used to calculate maternity allowances is not equal to the actual number of employees' vacation days. During the maternity leave period when employees enjoy increased rewards in accordance with family planning laws and regulations, the employer will pay wages in accordance with regulations, and employees do not enjoy maternity allowances.

Here are some examples of holidays where you can enjoy maternity benefits in Guangdong Province:

0

Serial number	Family planning surgery projects	Holiday days
1	Removal of intrauterine device	1 days
2	intrauterine device insertion	2 days
3	vasectomy	7 days
4	Fallopian tube ligation	21 days
5	Fallopian tube or vas deferens recanalization	14 days

serial number	fertility project	holiday days
1	normal delivery	98 days
2	dystocia ( Cesarean section , third degree perineal rupture)	plus 30 days
3	multiple births	plus 1 5 days
4	not fully pregnant 4-month miscarriage	15-30 days according to the opinion of medical institutions
5	4-7 month miscarriage	42 days
6	Miscarriage after 7 months of pregnancy	75 days

✎ Pay attention to these issues:

① If two birth control surgeries are performed at the same time, the holidays will be calculated together. ;

② If it is difficult to give birth or give birth to multiple babies, the increased number of vacation days can be calculated together;

③ The vacation period that does not meet the provisions of the preceding paragraph, including the maternity leave or nursing leave period that enjoys increased rewards according to employee medical insurance and family planning laws and regulations, shall be paid by the employer. The unit pays wages in accordance with regulations and does not enjoy maternity allowances.

Frequently Asked Questions about Maternity Allowance

1. Is personal income tax required for the payment of maternity allowance?

Maternity allowance is a tax-free item and is not subject to personal income tax.

2. Is it illegal for the company to only pay maternity allowance and not pay wages during maternity leave? Can I receive them at the same time?

During the statutory maternity leave, if a female employee enjoys maternity benefits in accordance with the law, the employer does not pay wages, which is not illegal.

During the statutory maternity leave period, female employees who have participated in maternity insurance will enjoy maternity allowances in accordance with the provisions of maternity insurance, which will be paid by the maternity insurance fund based on the average monthly salary of employees of the employer in the previous year. Generally, the employer will no longer pay wages.

In addition, if the maternity allowance is lower than the salary standard for female employees before maternity leave, qualified employers can make up the difference.

3. Can those who are not insured by the company receive maternity allowance?

For some people who are not employed in a company, they usually go to the Social Security Bureau to handle personal payment services. Unfortunately, personal insurance does not include maternity insurance, so you cannot enjoy maternity benefits. However, the expenses covered by medical insurance during prenatal examination and delivery can still be settled directly by swiping the medical insurance card.

4. Can a male employee’s maternity insurance be used by his spouse?

Policies in different regions are slightly different. Some areas are allowed, and some are not. For details, please consult the local medical insurance bureau.

Source: 51 Social Security Network