Introduction
Everyone will have a day of old age and they need to face the problem of pension. In everyone's memory, they are all about raising children to prevent old age. However, how many sick elderly people in real life have received careful support from their children?
After all, there is an old saying: "There is no filial son in front of the bed for a long time." Life is full of accidents. When an elderly person is sick and unable to take care of himself, how should he spend the rest of his life? Should we rely on the care of our children, or should we make arrangements for ourselves?
Two elderly people gave the answers. Let’s take a look at whether their pension practices can be used as a reference.
70-year-old Uncle Wang
I am Uncle Wang, and I am 70 years old this year. I have my own ideas about retirement. My way of pension is: save yourself a sum of money dedicated to pension in advance, and when life is inconvenient, hire a nanny or spend money to let your children take care of you. This way makes my pension life worry-free.
To be honest, I used to agree with "raising children to prevent old age", thinking that I have no worries about having children and daughters to support my elderly care. But after my children got married, I realized that they had their own lives and the energy they could share with me was limited.
More times, the old man is like a migratory bird, waiting for the wanderer who is leaving to return home. Sometimes, I have also met some elderly people complaining that their children are unfilial and don’t call back for a long time; they forget their mother after marrying their wife, etc.
To be honest, I once complained like this. It was when I was just around 50 years old, and my child went out to work and was far away from home. As parents, we live in our hometown.
The child hasn't called me for a long time. When I called me one time, I complained: You forget me... There is no other meaning, it's just to remind my children not to forget their old mothers.
Later, my wife was sick and needed care. At this time, she needed her children to work hard. Unexpectedly, they either had no time to push or were busy with work and couldn't come back. I can understand this situation once or twice. As the number of times increases, my mentality gradually becomes worse. I complain about my children being unfilial and it will be in vain.
However, after I lived with my children for two months, I suddenly realized that they were under great pressure. Although they lived in a house and drove a car, these were all obtained through debt. They needed to repay their mortgages, car loans, and life every month, it would be great that they could protect their lives.
So, they need a stable income, fear of losing their jobs and making their lives a mess. Facing reality, they can really spend too little time with us.
After thinking through these, I no longer place my hope of retirement on them, but slowly and systematically save myself the pension money.
Over the years, I have spent the rest of my life, plus the children, and saved about 300,000 yuan. This money is not worth it for many people, but for me, it is indeed a guarantee for my old age.
When I have to, this money can play a key role. When I feel unwell, I hired a nanny for myself to take care of my life, which means avoiding "no filial son in front of the bed for a long time", which affects the relationship between mother and son, and can also live a comfortable life.
Although the nanny will have less humanity than the care of her relatives, it will not make my life sad. We are in exchange, and the nanny takes care of me carefully, and the corresponding income I give her can be considered as having their own income.
76-year-old grandma Tong
I am Grandma Tong, this year it is 76 years old. My life is coming to my old age. My plan for my pension is that whoever takes care of me with all my heart in the future will pay my savings monthly.
I have a total of 3 children in this life. I used to think that when I get old, I can enjoy family happiness. When I really retired, I realized that all this is expectations. The thoughts are different from reality, and the attitudes of my children also make me feel cold.
My children all have their own achievements, and have settled down in the place where they work. I am old and need them to support me, but no one wants me to live with them.
As the grade gradually grew, I also mentioned my pension issue when everyone got together, but their approach was either you pushed it to me or I returned it to you. No one took the initiative to ask me to go to his home to retire. Or take the initiative to propose solutions and how to arrange for me to retire.
Seeing my children’s attitude, I suddenly realized that it is unrealistic to rely on them to support my elderly care. If you want to live a good life in your later years, you still have to rely on yourself.
So, even if I retire, I did not let myself idle, but did some work I could do and earn more pension money for myself.
Over the years, I have saved almost 400,000 yuan in retirement money, and my children don’t know this money.
Half a year ago, I accidentally fell down on a rainy day, which caused me to be unable to move for three months and unable to take care of myself. At that time, I urgently needed someone to take care of me, but my children still pushed me and I pushed you.
Even if they came back, they left a day or two later. They had never had any explanation for the matter of taking care of me. In the end, they actually wanted to take me to a nursing home for retirement.
I felt really uncomfortable at that time. I had children and daughters, so why did I go to a nursing home? Can the people there really take good care of me?
has no choice but to find a way myself. I thought of an idea for myself and told my children that if they are willing to take care of me, I will give them money every month. If they don’t want to, I will spend money to ask other relatives to take care of me, as long as they feel that they can get by.
Doing this can be considered as a fat person who does not flow to outsiders. Those who take care of me can get an extra income. They will be willing to get something, and they will be more filial to me, and I will have to live a more comfortable life.
This has been implemented for almost half a year, and life is still pretty good. I hope that in the future, they can take good care of me and cause less trouble. Keeping in good condition for you and I, everyone will not affect each other's relationship.
is written at the end
people want to live comfortably, especially when they cannot take care of themselves. If they want to live comfortably, they need to have their own confidence.
The sentence "No filial son in front of the bed for a long time" is very transparent. Even if it is as close as children, they will feel tired in the face of daily fatigue without any gains, and they will inevitably feel complaints in their hearts, resulting in unsatisfactory service, and the elderly's life is difficult, and the relationship between the two parties becomes disharmonious.
There is work and gain, and you and I are all happy. In other words, those who spend money to take care of others, when they don’t care, they will take care of themselves, which will always make their lives comfortable.
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