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If you are a good parent, a good partner, and a good children, then you can choose to read or not. The following content may not be experienced in your life.
If you are young and promising and have become very powerful, I think you will understand the following articles even if you don’t read them. After all, you have experienced many things.
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This is my experience when I was hit by a wall when I was looking for a job when I grew up. I regretted why I didn’t learn more years of knowledge and went up to the top to get my academic qualifications.
is only a little bit short of money when used.
This is the feeling that I spent my youth and only focused on having fun, and then encountered difficulties after experiencing life.
After graduating from a very ordinary university, I didn’t know what job I was suitable for. After someone introduced me, I became an ordinary service staff member with a monthly salary of about 3,000 yuan. I would be gone if I eat, drink, play and play. Like most of my peers, I am a moonlight clan.
When I first worked, Pos machines were just popular, and credit card processing staff came to apply for cards. My colleagues applied for , Ping An Bank, , Bank of Communications, and various credit cards. I was quite resistant to borrowing at that time, and even for more than 20 years, I didn’t lend me a penny from any friends.
At that time, my idea was very simple. My parents were healthy and had a small savings. There were no trivial things at home and I couldn’t use any money at all. So in the two or three years I just worked, everyone’s credit card limit increased to 10,000, 20,000 or 30,000, but I didn’t have a overdraft card . After
, WeChat payment after Alipay payment became the mainstream. Alipay suddenly opened Huabei Jiebei and other transparent products. They spent several times at the beginning, but because the salary expenses were too large at that time, I was afraid that I would not stop Huabei Jiebei. Later, Alipay never issued a pass for me again, but Huabei left me a quota of 1,000 yuan.
Until I was 30 years younger, I was about to get married, and I still had almost no savings. After all, I am a girl, and it is not popular here for us to dowry or not, and I always thought that my parents could prepare everything for me.
I met my husband at a later job and got married. His family is pretty good, and my parents will have retirement wages in the future. He also works in the five insurances and one fund unit. Our wedding is very simple, there are no brides or complicated customs, and it starts like this, our new life.
either said that we can’t manage our family. We don’t know that the food and food are expensive. After starting our own life, my salary cannot be left behind, and his salary cannot be left behind. But I don’t know why we can support ourselves before we got married, but when we lived together, we couldn’t support us even if we added a salary to one.
However, at least we have no pursuit and our mentality is very ordinary, so we just live like this.
Since the epidemic, I was pregnant at this time. I was unable to go out to work due to the epidemic. I was working on private enterprise . I was particularly uncomfortable during morning sickness and quit directly and stayed at home for childbirth. Now it is the salary of one person that supports two people. I am a pregnant woman, with various physical examinations and various medicines, and I need to buy for childbirth and various clothing. At that time, my husband was already using his credit card.
I'm not afraid of you. What you joked is that when we gave birth, we didn't have a penny. We thought that our parents-in-law had only one child and the conditions were pretty good, which would help us very much, but we couldn't resist the mother-in-law and were very stingy and treated her daughter-in-law as an outsider, for fear that before giving it to her son, the daughter-in-law would spend it. We spent 2,000 yuan when we gave birth, and we also used credit cards.
Since giving birth, everything has gone out of control. Not only has it ushered in a new population and a new life, but also an accident happened. The birthmark born on the baby's face needs to be treated from childhood. The earlier the treatment, the greater the chance of the mark disappearing, and the better the skin recovery.
But we saw that the baby was too young and said we would wait until he was older. After all, there was really no money at this time. In fact, the doctor said that there were many people who started treatment after three days of birth and a full month after the full moon, but the situation at that time did not allow us to implement the plan so early.
I started to live the most difficult and most painful life I took care of my child.
and our family expenses are getting bigger and bigger, and our vulnerabilities are getting bigger and bigger, and we can't make up for it.
My mother's family directly gave me some pocket money every month to ask me to buy something for my child. And my mother was almost always taking care of my child, but when the baby was just one year old, my mother suddenly fell ill. I couldn't work hard and couldn't afford to take out the money, so I realized that I was so incompetent.
And the child is one year old, and the treatment is on the agenda. My husband's credit card has been delayed and only pays interest every month. He only uses his salary to live tightly. Therefore, we can only borrow the treatment fee of the child from friends. My husband is particularly disgusted with this matter. He feels too arrogant and he is still unwilling to speak.
But I am a mother. I don’t care if I am a mother. I just don’t care. I only know that since I gave birth to a child, my child is the most important thing.
So I started to borrow money. I spent a week asking all the friends in the address book WeChat one after another. It only costs 20,000 to 30,000 yuan, but after a week, I only raised a few thousand yuan, and I was also a part of my friends, 51,200 yuan. I transferred it to you, most of them were peers. I understand that they almost had no deposits, and they all carried mortgage loans.
Next, I will start to talk about the particularly realistic things I encounter when borrowing money. If a friend who has the same experience as me, he will definitely be able to empathize with it.
When I borrow money, I divided it into these types of people. One type is direct. When I say that I am very difficult and have no money, I think there is no problem with this type of people. I say whatever I want. If I want to borrow, I will not borrow. If I don’t want to borrow, I will not borrow. If I have, I will have. If I don’t, I will have.
The second category is that he wants to ask his family how much money he has, discuss it, and when he responds at the evening party, most of the time he doesn't reply. The other part is that it's been a day or two, and hesitating and dragging. Most of the friends of this type are unintentional, they are stingy and hesitating. In fact, he is direct in his heart and doesn't want to borrow it, but he has to drag it back and drag it back again to express his opinion of the reasonableness and affection.
The third category is that everyone knows that he has money. He also admits that he has money, but he is unwilling to lend it to you. He will say where he wants to use the money to be of great use, etc.... This type of friend is showing off his success and his savings to you, and it is also rejected, and it is stated that your child’s treatment has nothing to do with me, and my money is more important in other places. The last category of
is that even if you transfer 500,000 yuan and you are tight, you ask the people around you how many people you borrowed some friends you transferred. This kind of person actually feels very shameless and has no money, but you still want to help you a little and contribute.
is really the old saying, test your friendship, you will know it if you borrow money once!
But you must be calm, don’t complain or hate anyone, your social relationship is close and distant:
The first is people who are very related to blood, your parents, brothers and your children.
Second, it is your husband and your in-laws family. If your husband is very good to you and the relationship between them is particularly good, your husband can also become the first order.
The third one is relatives and friends. After all, relatives are somewhat related to blood, but if they are far away and do not contact each other, their relationship is not as good as friends, but friends can have no blood relationship. The emotions cultivated in the acquired world are also the people who have the most lost the most on your life.
So, helping you is a love relationship, not helping you is a duty, and this sentence is completely useless to use it on friends.
After experiencing the difficulties of having no money, I couldn't help but recall my innocence and brainlessness many years ago. I didn't know how hard life was. I just spent time, eat, drink and have fun, and I didn't know how to make a certain sense of crisis for my future life. Especially as a woman, I didn't know how to save some money to leave a certain confidence and a way out for myself.
But fortunately it’s not too late. It’s thirty. After curing the birthmark of the child, I have to work hard to earn money to save money. Parents are prone to illness and weakness when they get old. We need to have money in case of emergencies. When children grow up, we need to have money to help them grow up happily and study hard.
After joining the work, younger brothers and sisters, or younger brothers and sisters, don’t think so much. We don’t have time to continue to work, such as conflicts and quarrels, eating, drinking, going out for travel, conflicts between mother-in-law and daughter-in-law after marriage, and crises in a couple’s relationship. In this life, people will work hard to make money when they are young, save some money, implement our responsibilities as human beings in this life, and raise the health of our children. These require our efforts, and at the same time, we need to pay more.
These are very realistic words.
If many people don’t experience it, they can’t do anything. Put themselves in their hearts and think from the perspective of others. They cannot understand the psychology of what we have experienced.
I think, while you are young, you either go through more things or make more money.
In this way, in the rest of our lives, we will at least have a certain degree of mentality and ability to bear any difficulties and strong winds and waves we encounter in the rest of our lives. This is very important!
What do you think and think about this article?
I hope everyone can leave many messages and likes in the comment area. Thank you very much!