Ask you a question, can a person really make money beyond cognition?
My answer is not very good. Every cent you can earn is a cash in your understanding of the world. Every cent you lose is a flaw in your understanding of the world. In this video, we will tell you the connection between cognition and wealth, understand the nature of poverty, and understand why the poor are getting poorer and why the rich are getting richer.
If this is reality, then how should ordinary people break the deadlock? When you finish watching this video, I believe you will have a new understanding of wealth and a brand new positioning for your career plan .
Before this, you should think about these three questions in your mind.
The first question: What is money?
The second question: What is wealth?
The third question: What is the connection between money and wealth?
When you have a basic understanding of these three issues, you will find that only when you have a certain understanding of money and wealth can you learn from it, you will know why you are poor, and you will envy others for earning millions a month.
From an economic perspective, it is that the essence of money is actually a kind of circulating currency that measures commodities. It is both an asset and a contract for exchange rights between the holder and the circulating value market. In contrast, the essence of wealth is actually the possession of means of production. In layman's terms, it is the ability to create wealth. It can also be an asset that can generate a steady stream of money for you.
For example, your real estate belongs to your real estate assets, and its social value can change its own value as the market moves. This is the case with those so-called real estate speculation groups, buying a house at a low price and selling it at a high price, as well as your company's equity assets, etc.
Therefore, you need to understand the nature of the asset and its value has an uncontrollable nature in the future. Take real estate as an example. Compared with the housing prices ten years ago, it is a huge difference.
So, don’t complain that those who speculate in real estate early make a fortune, because they just earn the dividends of poor cognition. Think carefully about why they didn’t buy a house early in the same era.
assets contain future social value. It may skyrocket tomorrow, or it may be worthless. At this time, you need to have a pair of sharp eyes and you can take a look at those high-quality assets, such as a good stock, a house in a good location, a certain star's signature, etc.
Therefore, we must understand that money does not equal wealth. If you have money, you do not equal wealth. If you have money, you must have money produced. Money is just the currency that is equivalent to exchange, helping you buy your favorite goods. Wealth is a virtual asset. It is not what we think of money in the true sense, it is a conceptual product. It doesn’t matter if you don’t understand
. I’ll give you an example and you will be clear.
If you have 100,000 yuan on you and want to buy a house of your own, due to different times, you will have two results.
The first type is, in the 1980s, you could buy a 100-square-meter house in Shenzhen for 100,000 yuan.
The second type, in today's era, this 100-square-meter house cost 11.9 million yuan. Obviously, a 100,000 yuan is not enough.
If you put this 100,000 yuan in the bank 40 years ago, you can get 1.23 million yuan with capital and profit. Seeing this, I believe many people will say that those who spend 100,000 yuan to buy a house have made a lot of money, and you have entered a misunderstanding here. I tell you that those who buy a house have also lost money. If you don’t believe it, you can continue reading.
Do you know how much the 100,000 yuan in the 1980s is equivalent to what it is now?
1980 China's GDP was RMB 454.562 billion
20 China's GDP was RMB 101.598.6 billion
40 GDP increased by 223.5 times in
In other words, the 100,000 yuan in the 1980s is equivalent to the current 22.35 million. After reading the data, do you still think those who spent 100,000 yuan to buy a house very early made a lot of money?
Through this example, I want you to understand a truth: money will continue to depreciate, while those high-quality assets will continue to increase in value, and some even grow to a height that is difficult for ordinary people to consume.
As long as you carefully observe the rich people, you will find that they all have one thing in common, that is, they like to study, because learning is a cheap way of learning, and some even don’t have money, but now many people have thrown away this most basic thing.
Take the self-media that has been very popular in the past two years as an example. Many people learn from various learning skills on the Internet, and they all believe in those pseudo-masters. They naively think that they don’t need to do anything. They can easily exceed ten thousand yuan in a month with the master. Did you think that those pseudo-masters still threw you a bunch of learning materials, so you started to complain, complaining that you were being cut off. Obviously, a lot of learning materials are in front of you. You are lazy and want to get something for nothing, and eventually become the leek seedlings of others. Isn’t this what you ask for?
Because ordinary people have cognitive biases about money, this is why you can only be a consumer, not a producer. Under the influence of the market, consumers act as purchasing based on the principle of utility , and producers act as sales based on the principle of profit maximization. If you continue in this way, you will find that the gap between your poverty and other people's wealth will become bigger and bigger. By then, there is no regret medicine to buy.
In the capital market, in order to create more wealth, producers usually choose to incentivize consumption and encourage consumers to consume impulsively. In order to maximize the benefits they gain, they also launched credit services to allow consumers to overdraft consumption. As a result, more and more consumers slowly fall into the capital trap. Older people can still restrain themselves. But unfortunately, those college students who have not yet left school have no resistance to borrowing and consumption. For example, a certain boss will not say much here. It can be said that his success is based on the misfortune of many families.
How does capital allow consumers to fall into the trap without realizing it?
The first step is to create a material environment beyond the scope of the public's capabilities. Only by creating high material standards can consumption be stimulated.
is here, let me ask you, have you found that the environment around you has changed?
Are you still enjoying the beauty of the original material world from the Internet world?
Everything has two sides. Technology brings us superior material conditions for us to enjoy, but it makes many people obsessed with it and forget their original intentions. The beauty of this world is best seen through their own eyes.
Therefore, many people have a wrong understanding of the original standard of material life and forget what our real life is like. Take the current per capita income as an example. On the Internet, any person earns one million yuan per year, but in reality, there are very few people who can earn more than 10,000 yuan per month. Take Chongqing's per capita income as an example. When your monthly income exceeds 10,000 yuan, you will defeat 80% of Chongqing people.
If you don’t say that you have a mansion worth tens of millions of dollars and don’t have Rolls-Royce when you go out, others will look down on you. When you show off your monthly income of more than 10,000 yuan on the Internet, a group of people mock you as a poor person. This wrong guidance has subverted many people’s perception of consumption. That is, when your monthly income is only 5,000, but you spend 10,000 yuan, you even think you spend less.
Step 2: Consumers pay too much attention to their own value. Capital understands human nature. It knows that no external things will make people consume irrationally. Only by consuming themselves can they achieve maximum consumption.
people have a common problem, that is, they have no resistance to the beauty of things, and many consumers lack the value judgment of beauty, so these people are easily "blacked".
I believe everyone has heard this saying: "To be a woman, you must be more ruthless to yourself." So many women use the banner to consume for themselves unscrupulously. In order to pursue a higher quality life, they spend money on branded clothes, branded bags, expensive cosmetics, etc. So, various brands with "noble" labels are born, and they will tell you that as long as you consume, you can become a certain type of noble person.
Therefore, high-consumption products have become synonymous with the rich. Some people, even though they have not reached the high level, fantasize about buying noble products to maintain their own face, and even if they exceed their own financial capabilities, they still have to buy them. This is exactly what capital wants.
Here, I just want to say that wealth does not equal high-consumption products. Jack Ma wears cloth shoes. Is he a civilian? Crossing the class is not as simple as you think. If you can integrate into the class by buying luxury products, I can only say it is an IQ tax.
Step 3: Create a festival and stimulate consumption.
There are only a few large-scale festivals in my country a year, which cannot satisfy the desire of capital at all. Therefore, capital chose to create festivals and gave them certain meanings. Isn’t it coming soon to Double Eleven? This shopping festival will surely lift many people out of poverty again.
Originally, one year is the Chinese Valentine's Day, and it is not difficult for friends who are still in love to find that there are many Valentine's Days a year, and there are couples' festivals almost every month. Therefore, many couples are forced to give each other gifts, which gives capital profit direction.
plus various Ming-like products have made many Apple fans pay for money one after another. Originally, a silicone phone costing 3 yuan could add a logo. Under the banner of the same model of celebrities, its value instantly increased by dozens of times, and it sold to two or three hundred. This step-by-step layout will make the general public feel that these are justified, and thus mistakenly estimate their consumption capacity, only buying expensive ones but not the right ones, but not the right ones, but not the money in their hands? Most people’s choice is credit loans.
When you use future money to meet your current needs, then you can only be "a mute eats coptis chinensis, and you can't tell me if you have any pain."
The essence of credit lending is to convert credit into your assets, you can use it to consume and buy the products you want, because credit itself is also a kind of wealth. I said at home that wealth will depreciate, so the lender will not charge too much interest, but excessive consumption will only increase the economic pressure in the future. Some people cannot withstand it, so they choose to use loans to support loans. At the end of this road, parents need to bear it. If parents are unreliable, they start to find ways to make quick money. When they reach this point, a person's life will basically be ruined.
People who want to make quick money will only be more debt. When an industry that can make a lot of money appears on the Internet, they will only enter the market. Regardless of whether there is a big fire pit in front of them, the more people in debt they believe in this.
Many ordinary people are heavily in debt because they are not doing their main business well, and they also want to use side jobs to counterattack and turn around. The result is that not only does not make you rich, but makes you poorer
Many people believe that the reason why people become poor is because they are short-sighted, greedy for small gains, backward ideas, and lazy. In short, in their eyes, poor people have no advantages. This is a kind of prejudice, a kind of discrimination against poor people. People are originally good in nature, and people are kind when they are just born. Their ability to become bad is due to the influence of the environment. In other words, people are not poor because of their shortcomings, and poverty forces them to be full of shortcomings. The rich have a lot of time to improve their qualities. On the other hand, poor people can barely live by trying their best. Do you think there is a better choice for poor people?
I saw a funny and sad joke on the Internet. Today I share it with you: "The poor man deposited money in the bank, the bank borrowed money to the capitalist, the capitalist opened a company, spent money to hire you to work, you worked hard and got your salary, the capitalist paid back the loan, and you deposited your salary in the bank."
How many people can resist the temptation when facing the capitalist consumption trap?
If you want to break the deadlock, you must force yourself to adapt to the environment. The higher your ability, you can go to a better environment and achieve wealth growth, rather than becoming an abandoned child of the times.
The first move to break the deadlock is to escape the trap of consumerism.
Many people have a lot of pressure on their lives because they have entered the trap of capital. On the one hand, they overestimate their economic strength, and on the other hand, they overconsumption. So you have to recognize your consumption ability. If you have a monthly salary of 3,000, don't think about buying luxury goods. It is the most important to meet your daily needs. Luxury goods are basically debt-based assets for ordinary people, and can only achieve short-term desires. When your cognition can tell the fancy disguised When the febism trap, you will not consume because of vanity and material desires, and it will be difficult for others to cut you leeks.
breaking the deadlock second move, get rid of the scarcity mentality.
Many people have a "busy" stage in their lives, and they are busy all day, and finally find that their salary is 1,500. I will share with you four ways to get rid of the "busy" stage.
breaking the deadlock third move, setting goals
set goals
set goals
set goals
set goals
set goals
set goals
how much money a village a year, how much consumption a month, etc. By building plans, you will not be lost in the short-term interests in front of you.
breaking the deadlock fourth move, exquisite time
Everyone's daily energy is limited, if you put all the money All your energy is spent on tedious daily tasks, so when your decisions on important events and important decisions are not the most correct. Learn to manage your energy, spend your daily energy in useful places, and do other things step by step.
The fifth move to break the deadlock, leaving room for
Once people fall into the scarcity trap, they are likely to develop a procrastination. For example, if the work you haven't finished today, leave it until tomorrow. If you repeat it, your work will only become more and more difficult.
So you need to prepare an emergency plan for yourself early. For example, when you are at work, you have to prepare a side job or investment project. Once your work is lost and your source of income is lost, your original life will be difficult. Use a small part to save or invest to cope with future uncertainty.
break The sixth trick of the game is to attract attention
Many people are busy with facts at hand and are particularly prone to forget things. The old saying goes, good memory is not as good as bad pens. The time planning of developing work is very important. It can prevent you from missing the work of the day and improve work efficiency. This will automatically make life slowly develop in a better direction. When ignoring the existence of problems, changing the result of behavior is more effective than directly confronting it.
Ordinary people need to learn to create wealth instead of blindly pursuing ways to make money. If ordinary people want to achieve some achievements, deep cultivation is the key. Most of those who keep changing industries do not have much results, which also corresponds to the saying, "People who spend half a second can see through the essence of things and those who spend their whole life cannot see the essence of things, are destined to have completely different destinies. "
A person's cognition determines the ability to see the essence of things. Wealth will always be controlled by people standing at the top of the pyramid. That is to say, only if you stand at the top of the tower, you will not lack wealth resources. There is no big difference between people. Looking at the world through the essence, you will find that there is only one gap between the poor and the rich, that is, the transparency and awakening of the inner spirit.
When your cognition is in a state of extreme scarcity, it is the state of extreme lack of consciousness. No matter how much wealth you have now, your nature will tell you that it is time to learn. This is the law of nature. The strong prey on the weak. Human beings do not make progress. All that is waiting for him is the meal on the plate that becomes a beast. Well, this video ends here. If you want to invest in projects, you should go out and take a look. If you have seen too many different industries, you will naturally have a new understanding of entrepreneurship. Welcome to communicate in the comment area. If you want to know more about entrepreneurship information, please leave me a message.
