Hello everyone, I am Nobita. Banks are a place that facilitates our lives. I believe that many friends’ deposits are all from major banks.
In addition to depositing, banks can also borrow, withdraw money, etc. For example, the salary we pay must go through the bank before withdrawing money can be done.
However, when we go to the bank to withdraw money from , we should also pay attention to some small details that we need to understand. otherwise, if something goes wrong, it will cause us to be irresponsible for leaving the counter.
Let’s enter today’s topic below. Let’s take a look at 5 common sense that should keep in mind when withdrawing money from the bank. If is helpful to you, remember to pass it to your family around you. will also increase their knowledge, so that they can effectively deal with it when withdrawing money in the future and prepare in advance.
5 common sense to withdraw money
1. The amount exceeds 50,000 yuan. You need to bring your ID card
0 Bank now has a regulation, that is, if the withdrawal is less than 50,000 yuan, you do not need to pass the identity verification. If the withdrawal is more than 50,000 yuan, you must pass the identity verification before you can withdraw the money.
So when you go to the bank to withdraw money, you must first check how much you are planning to withdraw. If the amount of money is too large, you must bring your ID card with you. Otherwise, you will have to go again, which will be too troublesome. If you prepare in advance, you can take care of emergencies.
2, the amount is less than 20,000 yuan, the ATM machine handles
Nowadays, many banks are equipped with ATM machines. can handle deposits and withdrawals through the ATM machine. , especially withdrawals, will be very convenient, and there is no need to queue up slowly.
However, when using an ATM to withdraw money, you must pay attention to one point, that is, it has an amount limit. Many banks' amount limit is less than 20,000 yuan. If it exceeds this amount, you must go to the counter to handle it. So when withdrawing money from large amounts, don’t go to the ATM, as it will be very troublesome.
3. You need to make an appointment for withdrawing millions of dollars
Why do you need to make an appointment for withdrawing your own money? Because each bank in has certain restrictions on their savings, , especially banks in townships, generally does not exceed 1 million.
If you want to withdraw such cash in a short time, you must make an appointment in advance so that the bank can make a response. If the money is not enough, they can transfer some funds from other branches to meet your cash needs. or there will be a problem. When you go to the bank to withdraw money, you will not be able to withdraw the cash. It is not that you don’t give it to you, but that it is not enough.
4. Click in person
Anyone who goes to the bank to withdraw money must pay attention to one problem, that is, must be checked in person. After all, the sentence of not being responsible for leaving the cabinet is not a joke.
As long as you leave the bank gate, if the cash in your hand is not enough, or if there is fake money, it will be very difficult for you to cause trouble for them again. So after the bank withdraws money, it is best to spend some time to confirm whether there is any problem with the funds in first. It is not too late to leave if there is no problem.
5. Remember to ask for credentials
The last point you need to remember is that no matter whether you go to the counter to handle it or go to the ATM to handle it, we must write a credentials for , which is the crown size of the bank banknotes.
Through this credential, we can accurately understand 's transaction time, transaction funds, and transaction location of your bank. This information is very important. If you have any small problems with your funds in 0, you can use this information to find a bank as a voucher, and the bank can also help you solve it in time. What do you think is helpful to you by sharing the key knowledge points that Nobita shares with you? If you like to withdraw money from the bank, please remember to collect it first by , and then follow Nobita. Thank you for your support!
