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Real estate has also ushered in a "cold winter"
It is said that my country's real estate can be said to be a very "money-making" industry. It has been developing for more than 20 years, and now it is starting to feel cold. Originally, September and October were the peak seasons in the real estate industry every year, but this year is also a depressing scene.
There are many areas in China where housing prices have reached a "halved" level, such as the Beijing-area area, or some third- and fourth-tier housing prices. As my country's housing prices continue to rise, the risks brought by leverage are becoming increasingly greater. my country has also carried out relevant regulation of the real estate industry, and now it seems that it has begun to work.
Although it is necessary to "cool down" the housing market, if the decline in housing prices is too fast, it will also bring about some chain reactions. For example, the supply cutoff wave. For home buyers, many of them use mortgage repayment. Assuming that the housing prices are cut in half, the more they lose, the more they lose.
Nowadays, people are also waiting and watching about buying a house. With the introduction of multiple policies, housing prices may still drop, which has caused many real estate markets to decline. For real estate companies, they also face huge economic pressure. Many real estate companies can only sell their houses by reducing prices.
If housing prices continue to decline, it will have a certain impact on the financial industry, and the bad debts of banks will increase, and a chain reaction will occur. Therefore, more and more regions in China have begun new measures, and 10 cities have issued "restricted orders" for housing prices.
"Decline Order", and experts also issued a warning
In September this year, relevant departments in Zhangjiakou issued the "Notice on Further Accelerating the Improvement of the Long-term Real Estate Mechanism", which clearly stated that "new pre-sale licenses must not be sold at 85% below the registered price." It is this notice that many people think of it as a "fall limit order".
In addition to Zhangjiakou, many other regions have already carried out similar measures, such as Kunming, Shenyang, Guilin, Heze, etc. Harbin has also introduced relevant measures, which show that if the relevant conditions are met, you can apply for a pre-sale license for commercial housing by building. From this action, it is to promote real estate companies to sell inventory.
At the same time, home buyers have also given relevant preferential measures. For master's and doctoral students, they will be able to receive a subsidy of 50,000 to 100,000 yuan. It also extends the years of applying for provident fund loans. Will the country save the market and stop the decline? From the current perspective, many regions have launched a decline restriction order, which can be regarded as maintaining the stability of the real estate industry.
Many experts also issued warnings about the decline in real estate. Economist Ma Guangyuan believes that the overall decline in housing prices is the general trend, but my country should be careful of the rapid decline in housing prices. Li Xunlei, chief economist of China Securities, also said that the inability to allow a sharp decline will have a great impact on the financial industry.
is written at the end
. House prices have risen and fallen sharply. Stability is the goal of regulation. House prices continue to rise and the real estate bubble becomes larger, which greatly increases the risks. House prices continue to decline and the decline is too fast, which will also have an impact on the financial industry. Therefore, the housing market has been cold, and many regions have also introduced "decline limit orders".