Million dollar medical insurance can be said to be a very magical insurance product. Because the insurance premium is low but the insured amount is high, it is loved by the majority of consumers, and they all want to buy a million dollar medical insurance that suits them. But there are so many products, it’s dazzling, and I don’t know how to choose, so Which million-dollar medical insurance has the function of outsourcing medicines? How to buy it? In this issue, the editor will introduce it to you!
1. Which million-dollar medical insurance has outsourcing function? Drug function
There are many million-dollar medical insurance that supports the function of purchased drugs. These are for your reference:
1. Exclusive e-sheng 2021 model: This insurance is suitable for people aged 0 to 70 years old. The function of outsourcing drugs is mainly anti-cancer drugs, but it is limited to designated pharmacies, including the attributes of self-payment by pharmacies and door-to-door drug delivery;
2, Good Medical Insurance Long-term Medical Care 6 Years/20 Years Version: Good Medical Insurance Long-term Medical Care 6 Years /The 20-year version is suitable for people under the age of sixty, and the purchased medicine function of this insurance is also an anti-cancer drug and there are designated pharmacies;
3, Beyond Insurance 2020: Beyond Insurance 2020 is suitable for those under sixty years old If purchased by people who want to buy it, it can be guaranteed to be renewed for six years, and it also provides the function of direct payment for medicines.
The editor will briefly tell you a few of them. There are quite a few million-dollar medical insurance plans that have the function of outsourcing medicines.
2. How to buy one million medical insurance
If you want to buy one million medical insurance, you must pay attention to the following issues:
1. You must choose an insurance product with a higher compensation ratio to insure, and you must see whether there is social security compensation. Proportional;
2. When it comes to renewal conditions, you must try to choose an insurance that is relatively loose and can guarantee renewal.
And if you want to buy a million-dollar medical insurance, it doesn’t mean you can definitely buy it if you have money. You also have to check whether it meets the insurance requirements: one is age, the other is occupation, and the other is health notification. Only if you meet the insurance requirements These are the requirements before you can purchase multi-million dollar medical insurance.
3. Is there an age limit for million-dollar medical insurance?
Million-dollar medical insurance generally has an age limit, and the age limit for each million-dollar medical insurance may be different. Now most million-dollar medical insurance has an age limit of Basically, the limit is under 60 years old. Some people can reach 60 years old or even 70 years old, and the regulations are also different.
If you want to know whether there is an age limit for the million-dollar medical insurance you want to insure, and at what stage the limit is, you still have to look at the protection terms of the insurance product. And the older the insured, the higher the natural premium. The higher the cost will be. Therefore, if you want to buy a million-dollar medical insurance, the sooner you buy it, the better.
That’s it for the above introduction about which million-dollar medical insurance has the function of purchasing medicines. In fact, if you want to truly get the highest insured amount with the least money, you must buy it when you are young. , it is best to get insurance as early as possible.
