Introduction:
Nowadays, many elderly people's pensions are higher than those of young people's wages. Many fresh graduates hrs per month, but retired elderly people have about 5,000 per month. Many young people will feel unfair. In fact, this idea is wrong. You must know that the pensions of elderly people are obtained by hard work when they were young, which is what the elderly deserve. If young people really envy them, they must work harder when they are young, and they will naturally have a good pension in their later years.
Logically speaking, with such a high pension, you should have no worries about food and clothing in your later years, but why do some elderly people still worry about pension issues? Even if you don’t live happily in your later years? What's going on? Let's look down together.
70-year-old Mr. Zhou’s self-report:
My name is Zhou Lifu, I am 70 years old this year. I have a son and a daughter. My monthly pension is about 5,000 yuan, but I am not happy, and I even have to worry about the issue of pension every day. The reason is that my wife passed away early, and I am the only widow at home. I can only stare at the white wall and stare at daze every day. How can I be happy in such a life?
After my wife died of illness, my life became colorless. In the past, I always liked to go to the park with my wife, but now it is different. I don’t want to go anywhere. I just want to stay at home. My quality of life has become worse and worse. In the past, my wife helped me with housework. Since she left, I can’t do these things. My family is getting dirtyer and dirtyer, and I order takeaway when I eat. After a while, my spirit is getting worse and worse.
If I just don’t have a companionship with my wife, I can accept being lonely. What makes me most heartbroken is my children. They are like the debts I owe in my previous life and have to suck me dry in this life. Although my pension is relatively high, I don’t live a comfortable life. I even hesitate for a long time if I want to buy a new piece of clothing.
In the past, my wife was very doting on her son. When her son was talking about marriage, she took out all our savings and bought him a wedding house. This incident caused us to owe a lot of debts, but in order to make our son live a easier life, we don’t mind the hardships and fatigues of our parents.
But as the saying goes, children and grandchildren have their own blessings. Even if we are the help of parents, we still cannot control the future blessings of children. Although we bought a house for our son in full, his life was not happy later. The reason was that his daughter-in-law paid higher than his son and could not raise her head at home. She was not well-off in her finances and insisted on having a second child. It was really unwise.
When they had only one child before, although their life was quite difficult, at least the family did not have to worry about food and drink. However, after giving birth to a second child, their lives became even more difficult. Not to mention not having to worry about food and drink, even if they had to pay for the money for milk powder for their second child, they had to ask us old people to get money for their money. For their situation, we can only say that this was their own choice and they couldn't blame others.
Originally, my son had already given us a headache, and my daughter was not worry-free. She worked outside and fell in love with a man freely. The elderly have always been very accurate in their eyes. At that time, they had a bad impression of their son-in-law because he loved bragging, but they didn’t have much ability. Such men were unreliable at first glance.
However, my daughter was determined to marry him. My wife and I disagreed. She actually carried us and our son-in-law to get pregnant before marriage. In the end, there was nothing we could do. We had to agree. The son-in-law's family had no money, and we paid for the marriage. We felt sorry for our daughter that she could only live in a rental house, but she had no extra money to buy a house for them, so we secretly gave her daughter a deposit of 200,000 yuan, hoping that she would live a better life.
Who knew that my daughter was so stupid. She bought a house with 200,000 yuan, and even borrowed money from outsiders to get enough of the down payment. They had to repay more than 3,000 yuan every month, but my son-in-law was an unreliable person and always took shortcuts at work, which led to the boss firing him. He played games and watched live broadcasts at home every day, and didn’t go out to find a job. All the expenses at home were on my daughter. In order to pay off her debts and live, her daughter worked day and night, and often worked overtime for money. Not long after her marriage, she looked much older, and parents were really distressed.
The son-in-law has become accustomed to these things and thinks that it is all for granted. But my daughter is our biological child, so naturally I can't bear to suffer. So I took out half of my pension and paid my daughter 3,000 yuan a month to pay the mortgage. At this point, her pressure has been greatly reduced. She can finally buy some cheap skin care products, and her face looks much better than before.
Give my daughter three thousand yuan a month, and my wife and I still have two thousand yuan left. Although we are not as rich as before, the two elderly people are enough to live, but life is always full of surprises. My wife passed away due to illness, leaving me alone and living alone.
The departure of my wife sounded a wake-up call for me. The elderly must have their own savings. If I get sick in the future, at least I don’t need to worry about the money for medical treatment. I thought about it for a long time and decided to save all my pensions myself in the future and no longer provide for my children. Because I am at this age, I want to live a better life in the future and save some money to support my children.
I thought my children would resent, but I didn’t expect that they could all understand what I did. I was quite happy and felt that my children were quite filial, but not long after, I regretted it.
That day, my son and I took my grandson to the supermarket. My grandson took a look at a remote control car . The car was quite big. It cost several hundred yuan when asked. My grandson cried and said he wanted to buy it. He also said that there were other friends, but my son had no money, so he pulled the grandson and said, "Be good, our family doesn't have that much money now, so he bought it next time!"
The grandson was very sensible, and he didn't cry or make a fuss. He just kept looking at the toy when he left. The reluctant look made me feel so sad. I felt so distressed that I quietly bought the toy.
My daughter is not much better. Since I stopped funding, she started working overtime day and night again. Looking at her daughter's increasingly haggard face, I gritted my teeth and made a heavy decision. I want to sell the old house to help my children reduce the burden and improve their lives to a higher level.
After the house was sold, I gave most of the money to my daughter and asked her to pay back all the mortgage. I divided the remaining money by two and shared the same amount for my children. I didn’t keep a penny. I said at the time: “I am old and have no more. This is what I can do for you in the end. All I should have given you has already done for you. The rest of the days depend on you. I am old and just want to save some money and spend a happy old age.”
The children were very moved at that time and cried and said that they would definitely give me a pension in the future, but I just smiled and didn’t say anything, because I didn’t plan to let them give me a pension. I have a pension of 5,000 yuan. I have planned to rent a house by myself, and then live a simple life. The main thing is to watch my children’s happiness, which is enough.
I originally thought that so much pension should be enough for my life, but I didn’t expect that the test would come so soon.
I am older, so the house I rent is a little better. I have to find someone with an elevator. The rent is 800 yuan per month. I don’t know how to cook, so I order takeout and go to the restaurant for every meal. Naturally, the cost is relatively high. I have almost no savings in a month, which is just enough to live. But unexpectedly, there is something even worse. After a full physical examination, I was diagnosed with diabetes and , and there were some other complications for the elderly. The doctor told me to pay attention to conditioning in the future.
people are afraid of death, and I am no exception. So I bought a lot of Chinese medicine, which is thousands of dollars a day after taking medicine. Those Chinese medicines are so bitter. Every time I finish drinking the medicine, I don’t even have the appetite to eat. In this way, my health is getting worse and worse, and I look like I haven’t woken up every day. I used to be able to do some hygiene, but now I have to be out of breath when I move.
Nowadays, I am really weak. I always tremble when I walk, and cooking a meal is like running a marathon. When I think of myself, I feel very melancholy. With my body, I really don’t know what to do in the future. I only have that little pension for a month. I am not free to live in a nursing home, and I can’t afford to hire a nanny. I feel that there is no hope for my future life.
Children are definitely willing to support me in old age, but I also know that my physical condition is just a burden, and I don’t want to cause trouble for them. Moreover, even if I go to their home to support me, they don’t have time to take care of me. Young people are busy at work every day, and I stay in the room every day, and if I think about it, I will go crazy. And with the current financial conditions of my children, it is even more impossible to ask them to pay me to a nursing home and hire a nanny.
I think I am now in a desperate situation. Although I have a pension of 5,000 yuan, which is the same salary as a normal office worker, I am an old man after all. I have to see a doctor and take medicine, and the expenses will definitely be greater. If I had known now, I would not have sold my house. My children would have lived a good life, but I was in a dilemma. If I had been selfish and could have watched my children suffer, maybe my life would not have been so difficult.
But then I thought, what is a person’s goal for this life? Isn’t it just for the family to be safe and happy? If I don’t help my children and just care about my own enjoyment, then my conscience will not allow it. If I watch my children suffer, I will definitely not be happy. I used to hear that parents' love is great, but I didn't agree with it, but now I feel that I am already a great father.
However, when it is late at night, I still fall into self-doubt. I sell my house to help my children. Is this right or wrong?
