P2P online loan is retired, the lender of the platform still cares about when the principal can return. Recently, some P2P platforms have made new developments. Let's take a look at what the following platforms have done.
1. Jiufu platform
Jiufu currently has issued a public payment case, adopting a diversified exit plan, namely three channels to get off the bus, involving the exchange of equivalent commodities, the transfer of creditor’s rights, and the three-year method of reminding payment, applicable to different However, this plan is still widely questioned by many lenders. These three plans are opposed by the lenders, who believe that this is a "junk plan" and is a "harvesting lender", a commodity provided by Jiufu Mall "They are all substandard and high-priced products. Jiufu successively issued a clarification announcement for three consecutive days, and also responded to the lender’s doubts through live broadcast. According to the official announcement of the platform, one third of the people have quickly selected the channel, but There are still two-thirds of the lenders who are on the sidelines or hesitating, and the implementation of the later payment plan will be subject to the official opening of the payment platform. The
Jiufu matter has a relatively large scope of influence, whether it is not to accept any plan or The judicial department is required to intervene. If the actual borrower is not collected smoothly, it will not be able to achieve full recovery of principal and interest. The current focus should be to pay close attention to the collection, and waste time on things that are not beneficial to the return of assets. Face the difficulty of collection later. More serious consequences.
2. The lender of the Renren loan
part tried to get off the car through discounted debt. From the initial 70%, to 6.8%, to the current 6.5%, it is still difficult to get off. Consider. Receiving an order to a third-party institution also requires capital and time. Many lenders are eager to get off the car and have already tried to get a 50% discount. If they leave the market with a 50% discount, then the principal of their investment will be used for the payment plan that uses the deposit and withdrawal method. Has been shrunk by half.
3.PPmoney platform
cannot withdraw at the current time, and the number of complaints has surged. Many lenders have reported that they have been overdue for three months, and there is no payment at all, and debt conversion is difficult.
4. New loans
Announcement of withdrawal from the group: As of November 4, 2020, Xinxin Loan has an unpaid principal of 2,156,468,400 yuan, and will redeem the principal of 3.15 million yuan on November 5, 2020. From November 5, 2020 to December 6, 2020, Xinxin Xinxindai senior management and other personnel actively refunded the income of 0 million yuan: of which, the income of cash refund was 0 million yuan, and the unpaid principal was used to deduct the income of 0 million yuan. Xinxindai compensated the principal of the creditor's rights with physical objects of 739,200 yuan. As mentioned above, as of November 4, 2020, the unpaid principal of Xinxin Loan is 2,152.5792 million yuan, and the total amount that can be used for this redemption is 3.5 million yuan. Redemption amount per lender = unpaid principal per lender /215,257.92 million *3.5 million.
5. Qiangqian Financial Services
has not officially issued a formal payment plan, but it seems that the payment plan has been In accordance with some of the industry’s redemption schemes in progress, similar equivalent physical commodity conversions, debt-to-equity discounts, and debt-to-equity schemes. The platform has mentioned a debt-to-equity swap plan, but whether such a plan is feasible is a question worth pondering.
Knowledge Arsenal will continue to pay attention to the follow-up payment status of the online loan platform. If the lender has first-hand information, he can also send a private message to the editor. Please leave a message and reply in the comment area.
