On October 26, Guangzhou Medical Insurance Bureau held the 2022 Guangzhou "Sui Sui Kang" commercial supplement health insurance press conference at the Guangzhou News Center. Previously, "Sui Suikang" in which 1/3 of Guangzhou medical insurance participants were insured has ushered in a new upgrade.
Compared with this year, the 2022 version of "Sui Suikang" has many highlights in product design, such as the insurance premium remains unchanged (180 yuan/year), the insured population is wider, more protection is more, and deductible is lower.
It is reported that the insurance period for the 2022 version of "Sui Suikang" is from November 1 to December 31, 2021, and the insurance coverage period is for the whole year of 2022.
2022 "Sui Sui Kang" introduced
"Last year, 'Sui Sui Kang' could only participate in the insurance for Guangzhou medical insurance users. Some Guangzhou household registration and medical insurance groups in other places wanted to participate in the insurance but were not allowed. This year, the Guangzhou Municipal Government solved this problem." A relevant person in charge of the Guangzhou Branch of PICC Property Insurance said that the number of insured people in the 2022 version of "Sui Sui Kang" has expanded. In addition to Guangzhou medical insurance users, three types of people in Guangzhou household registration (via medical insurance also can be used), Guangzhou people who have been applying for residence permits for two years, and Guangzhou people who have been brave enough to do justice can participate in the insurance.
At the same time, the 2022 version of "Sui Sui Kang" has improved its protection benefits. It is reported that the annual deductible amount for the 2022 version of "Sui Suikang" has been reduced from 18,000 to 16,000 yuan in the annual deductible amount for the three major benefits of "Sui Suikang" in hospitalization and special basic medical expense compensation, hospitalization compliant drug costs and inspection and examination expense compensation, and state-owned negotiated drugs and designated innovative drug costs compensation from 18,000 yuan; the deductible amount for the compensation for other compliant drugs in the outpatient clinic has been reduced from 50,000 yuan to 45,000 yuan.
In addition, the 2022 version of "Sui Suikang" also added compensation for medical expenses for specific groups.
First, compensation for personal injury medical expenses for bravery, and compensation for the insured person's compliant medical expenses during the treatment period will be increased by 100,000 yuan on the basis of all benefits; second, compensation for the designated schizophrenia patients with long-acting injections is added, without deductible, 100% insurance.
It is worth noting that a new group insurance model has been added. The insurance methods for "Sui Sui Kang" in 2022 include group insurance and individual insurance, among which enterprises, institutions, individual economic organizations, social groups and other employers, collective economic organizations or villagers' committees can apply for insurance and payment fees for people who belong to the "Sui Sui Kang" applicable group.
The person in charge of PICC Property Insurance said that the "Guidelines and Commercial Operation" "Suisuikang" belongs to supplementary medical insurance . The premium can be paid in advance when a company group insurance is insured, which is one of the measures to benefit and warm enterprises.
Editor: Nandu reporter Xu Shuang
