: Adhering to the concept of balanced allocation, 's holdings of are mainly high-quality small and American partial stock active hybrid funds + stable partial debt hybrid funds + broad-based indexes. The operation is mainly long-term full position holdings, plus weekly fixed investments. Regular adjustments to the balance of stocks and bonds are achieved through continuous persistence and accumulation over a long period of time to achieve steady growth in assets.
The current account basic situation: yesterday’s income was -3158 yuan, yesterday’s rate of return was -0.49%, and the current account’s cumulative income is 44471 yuan. The account currently has total assets of 660,000 yuan, including 646,000 yuan in stock-based positions and 14,000 yuan in debt-based positions.
rose sharply the day before yesterday, and then pulled back slightly yesterday. The first two retreated, but overall it is still moving forward. Can it still go up next week? I don’t know yet, but it should be noted that there is a sign of rotation in the sector this week. The new energy sector , which has risen much earlier, obviously cannot rise this week. The short-term increase is too fast, and profits have been reduced. There are definitely more. I think we may have to shake things up a bit and then choose a new direction.
As for the sectors that did not rise much in the past, there has also been a compensatory increase this week. I still maintain the previous view. If the market can continue in the future, then these sectors will most likely still rise. If there is no market, these sectors will also decline. It will be very limited and relatively safe, so if there are sectors in my holdings that haven’t risen much yet, I think I can continue to hold them and wait for them to make up for the increase.
This is what I do, because I currently have a lot of positions in equity funds, so for some funds that have risen a lot and violently during this period, I can consider reducing my positions and switching to some partial debt hybrids that are relatively stable in the long term and have good returns. (No. 2 Steady) Go inside and be defensive. If the market really pulls back later, these funds are relatively stable and can very well reduce the drawdown of the account. If the market continues to rise, you can follow the market and drink soup to avoid stepping on it. Empty, you can advance, attack, retreat or defend.
Finally, let’s take a look at the performance of the latest combination in 2022 this week:
html No. 11 Enterprising (active partial stock mix + partial debt mix): This week’s return is 1.56%, and this year’s return is 7.50%. It continues to perform well this week. Although there have been switches between sectors, the funds holding positions in the portfolio are relatively balanced, so the trend is still stable.
html No. 12 Stable (Partial Debt Mix + Medium and Short-term Debt Base): This week’s income is 0.50%, and this year’s income is +1.80%. At the beginning of this week, there was supposed to be a regular balance between stocks and bonds, but this combination has not been established for a long time, and the index has not changed much, so there is no adjustment for the time being. In the next three months, it will continue to maintain a 90% bias toward debt. Mixed +10% short- and medium-term debt.
html No. 13 Index (CSI 300+ CSI 500+ short- and medium-term debt base): This week’s return is 1.23%, and this year’s return is +9.85%. Both major indexes have risen to a certain extent this week, but they are still a little far away from the next pressure point. If they can break through next, the amount of fixed investment in partial stock funds will have to be further adjusted and reduced.
Note: The above is only my personal fund operation record and opinion sharing. The positions held are all high-risk mixed funds and may be subject to correction at any time, for reference only! It is not used as investment advice. It is not recommended to follow the trend and buy without thinking. Make a profit-taking plan. Fund investment is risky, so be careful when buying!
