It has been fifteen years since I started keeping accounts. I believe that most people cannot achieve this level. I mean people before the age of forty. Many people around me feel that I am tired of doing this. First of all, I keep accounts after spending money, which completely

It has been fifteen years since I started keeping accounts. I believe that most people cannot achieve this level. I mean people before the age of forty.

Many people around me think that I am tired of doing this. First, I keep accounts after spending money, which completely deprives me of the right to happiness. Secondly, I am already very tired after working for a day, and I have to insist on recalling how much money I spent on that day. Whatever I bought, it was also a hard task.

However, I enjoy it, because insisting on keeping accounts has brought me many benefits: the most obvious benefit is to know where my money is spent, and the most surprising benefit is that I will know where my money is spent. Unconscious control thus saved money.

If you ask me how much money I have now, to be honest, I don’t know, because I have never calculated it as a whole. Each APP has more or less several thousand to ten thousand yuan, as well as insurance and certificate of deposit . But I know that my personal property is not as much as mine in many families in rural areas.

If you insist on arguing with me and saying that I am not overestimating my capabilities, then I will not argue with you. After all, the circle we come in contact with is the place that belongs to us, and only we know the consumption level of our place.

Home loan and car loan are the biggest expenses for adults. I don’t have any of these. RV and are fully paid, so I can save money more easily than others. Other parents use tutoring classes to spend money to tutor their children, but I have not only run tutoring classes, but I can also personally tutor junior high school courses, so my children don’t have to spend any money. Other people's parents are farmers and have no pensions, but my parents-in-law have pensions, so from all aspects, I have less places to spend money, so I can save money faster.

The difference between me and most women is that I don’t like shopping or partying. The women in my circle of friends go for beauty treatments today, go to a party tomorrow, and go shopping the day after tomorrow to buy clothes. All of these things are of no interest to me. What interests me is only how to make money and how to get money from others.

I remember the first business I made was five yuan. I had just graduated from high school that year, and a friend asked me to buy a down jacket from my uncle. The purchase price was 60 yuan. My uncle asked me to buy it. I gave the price to someone, and I handed it over and said the purchase price was 65 yuan.

Although five yuan may not seem like much, it was my first pot of gold. It also made me understand that the real money that comes easily and quickly is not physical labor, but mental labor. Making money with your brain is inexhaustible. On the contrary, physical labor is always limited.

Regarding consumption, I am different from others. The cheapest vest I wore was only five yuan, but the Adidas sportswear I was interested in cost more than 700 yuan for the top alone, and more than 1,000 yuan for a pair of pants. I swiped my card without blinking. When it comes to eating fruits, I never buy those that are out of season, but only those that are in season, and I never buy expensive ones, such as bananas, but only those that are on sale.

All this is brought to me by accounting, which allows me to always remember which money should not be spent, which money can be spent calculatedly, and which money can be spent wantonly.

The most important thing is that recording expenditures only controls my consumption. What really makes me not afraid of spending money is my income. You are forced to make an income every day, ranging from thousands to tens of thousands to as low as one yuan. You must have an income on this day, and most of these incomes come from part-time jobs. In this way, you can make thousands of dollars more than others every year.

These few thousand dollars can be used to honor your parents or buy yourself things you like. Your salary does not need to be touched at all. Isn't it a very happy thing?

So, keep accounts, one day you will find the benefits of accounting.