Here is an interesting quiz:
gives the child one RMB 100 and 50 one RMB 1 at the same time. Which one will the child choose?
For young children, the ratio of choosing 50 sheets must be very high. They may compare the number of them, and even those with better ability will calculate it, but once combined with the use of coins in life, they may not be right again. .
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What is financial education?
In recent years, more and more parents have begun to attach importance to financial education for their children. In addition to the IQ and EQ that were valued in the past, many parents are beginning to realize that financial quotient is also a lifelong important ability that can be cultivated from an early age.
Financial quotient refers to a person’s financial intelligence, the wisdom of managing money, and the ability in two specific aspects: the ability to correctly understand money and the laws; the ability to use money correctly.
Financial quotient ability comes from mathematical ability. For example, the cognition of coins and currency value conversion is one of the basic contents of elementary school mathematics learning. Children with good learning effects can not only write questions and complete exams, but also use the mathematical knowledge they have learned in daily life. Find money, this is the real function of mathematics- mathematics for solving problems.
With the advent of the era of cashless payment, children have fewer opportunities to contact with cash. Early education of money for children helps to prepare children's financial ability in advance.
According to the research of relevant experts, for young children (5-6 years old), the meaning of money is functional—money is connected with buying all kinds of goods in need, and for children, money is very little Involving valuation evaluation (such as good or bad, shrewd and stupid, clean and dirty). How does
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cultivate children's financial quotient? Coin concept teaching of
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system
The learning of coin concept requires a gradual process. It is an orderly process from the initial understanding of numbers to the concept, conversion, calculation and application of coin.
Supernumerary pays more attention to children's actual hands-on operation and application when learning coin concepts. Children complete trading tasks in games and apply them in group school practice to achieve the effect of consolidating output.
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role-playing game
coin concept learning needs to be connected with real life, role-playing games are very suitable for parent-child interaction. It not only enhances mutual feelings, but also helps children understand the meaning of money and improves financial quotient.
Parents can teach their children to recognize various denominations of Renminbi, play shopping games with their children at home, let the children take turns to be cashiers and customers, buy some toys or items, and make the steps of paying and finding money, so that children can recognize coins .
Usually shopping in the mall, you can also deliberately avoid electronic payment and use cash to pay. It is best to interact with the cashier to find money, and take the opportunity to educate your children about coins, so that children can subtly experience the meaning of coin exchange.
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Cultivate the awareness of financial management since childhood
From the age of 5 or 6, you can deliberately cultivate the awareness of financial management. When parents consume on their own or buy things for their children, they should pass on to their children an awareness that every purchase of parents is a consumption through careful consideration. Why do you want to buy this toy for your child, and the amount of money needed to buy this toy, let the child know. This will gradually help children cultivate the correct concept of consumption and financial management from an early age.
We can also educate our children. The importance of income to a family is for the expenses of the whole family. Any abuse of money will affect the lives of the whole family.
can also help children cultivate social responsibility from an early age. Guide the children to donate part of the New Year's Eve or pocket money to the society, learn to give, and let the children know how to help others from an early age, and understand the principle of "accumulating less makes more."
The last thing to pay special attention to is not to confuse money education with labor education. Doing housework is the duty of family members, not labor. We must not give money to "reward" the child for doing housework.
pays attention to Super Number, cultivates children's financial quotient since childhood!
