Recommended statement: Since the reform and opening up, my country's economic strength has become increasingly strong. According to data released by National Bureau of Statistics, in 2021, China's GDP (GDP) is 114,367 billion yuan.
On the other hand, with the steady progress of the domestic economy, the Chinese people's money bags have become increasingly bulging. Data shows that in 2021, the per capita disposable income of residents in the country is 235,128 yuan, an increase of 18,618 yuan from 16,510 yuan 10 years ago, and more and more rich people in society are becoming.
Before, the public's definition of the poor may be more about not having enough food and clothing, and living conditions are difficult.
However, we found that with the rapid progress of social economy, although most people have escaped poverty and achieved a well-off life, at the same time, a brand new group has emerged in society, which is called the "new type of poor people" in society.
Objectively speaking, the new type of poor people are a group of people "bred" after the rise of my country's real estate industry. On the surface, the "new poor" work in office buildings and offices. Many people even earn tens of thousands of yuan a month, live in houses worth tens of millions, drive cars worth more than 100,000 yuan, and have a very high material level of living.
But in fact, although they seem to have a lot of things, they need to "draw a prison" for a long time due to various reasons, such as mortgages, life, and children's education. They cannot leave the big city and do not have much time for themselves.
In terms of deposit amount, they are veritable poor people. Because they have a lot of loans, they often fail to make ends meet. Some people usually rely on credit card loans to make a living and do not have any deposits.
So, where does the "new type of poor people" in cities come from?
Speaking of their lives, it is actually very difficult to get to this point today. As we all know, since the housing reform in 1998, housing prices have soared. Many young people who have come out of rural areas and towns have gone out to work hard and encountered opportunities brought by e-commerce and other Internet industries, and have become the best among the people around them.
After getting money, they became the first young people to come out of the village or town to buy a house. Nowadays, they are undoubtedly the pride in the eyes of their parents, and also the "children of other people's families" in the eyes of their elders.
However, after buying a house in the city, can you really become the "new owner" of the city? Judging from the current general situation, they are actually glorious on the surface, but their actual life is not easy.
First of all, they are constantly under the pressure brought by high mortgages.
House prices have been quite high in recent years, resulting in many young people who have lost their assets can only buy a house through down payment + loan. Nowadays, about 70% of urban families have long been burdened with mortgage loans.
Some families have a monthly mortgage payment of several thousand yuan, and some even reach more than 10,000 yuan. Therefore, many people who buy houses with loans are called "house slaves". They open their eyes every day to make money and pay off their mortgages, and then consider other things.
There are many young people around me. Most of their income has to be paid to repay their mortgages. The rest of the money is not enough to live in living expenses, and they are in a state of financial loss.
Secondly, the economic pressure is quite high when you live with your family in the city.
Can you rest assured if you buy a house in the city? Facts have proved that buying a house is just the most basic expense for urban families, and living in the city for a long time is the big part of the expenses.
After all, in cities, unlike rural areas, there are many fixed expenses, such as property fees, parking fees, natural gas fees, water and electricity fees, etc. If a child is studying, he or she has to prepare a lot of money.In short, all aspects of urban life need to be managed with money.
So, in fact, many people don’t know that the “new poor in society” live very anxiously because of the great pressure in all aspects, and they are not as happy as everyone thinks.
They are afraid that they will suddenly get sick one day, or that their family members will have an accident one day and need money in urgent need, but they really don’t know what to do if they don’t have a deposit.
In their hearts, they actually want to return to rural life and say goodbye to all the pressure. But they don’t have the courage and dare not make such a choice. For the sake of their children and families, they must grit their teeth and persevere...
I wonder what everyone thinks about this phenomenon?
