[Jiuji Reading Notes] ♥Every frugal person is a protector of public wealth. Human beings are by nature more inclined to waste than to be frugal. Man himself is the biggest waster. Without the labor and accumulation of our ancestors, mankind might have remained in a state of ignor

[Jiuji Reading Notes]

♥Every frugal person is the protector of public wealth. Human beings are by nature more inclined to waste than to be frugal. Man himself is the biggest waster. Without the labor and accumulation of our ancestors, mankind might have remained in a state of ignorance and barbarism.

♥ It is accumulation and savings that create human civilization. But they are all the results of labor, and the accumulation of civilization originates from the savings of workers. I have said before that frugality and civilization go hand in hand, or in other words, frugality creates civilization. Frugality creates capital at the same time, and capital is the guarantee of labor. After all, capitalists are not stupid enough to spend all the money they have earned through their own labor.

♥ Frugality is a form of self-restraint and anticipation of tomorrow. Society is mainly composed of two types of people. One type of people is accustomed to saving and looks at problems with foresight; the other type of people is accustomed to extravagance and waste, and does things without considering the long term. The former are mostly well-off, but the latter are always short of food and clothing.

♥ A lifestyle habit that everyone can do. There is no shortage of wealth in today's society, but too much money is squandered: it is much easier to spend money than save money. In fact, what a person acquires is not the entirety of his wealth. His greatest wealth is how to plan and use money rationally.

♥ Frugality represents a noble virtue: independence. As long as people have a certain amount of common sense, they have the power to resist bad habits such as indolence and indolence.

♥ "Overcome shopping addiction , and you will have wealth." Without frugality, it will be difficult to be fair and honest. For a better future, we must always spur and alert ourselves. As long as we control ourselves, we can avoid impulsive consumption.

♥ Frugality means asking people to give up some unrealistic things and try to avoid an indulgent and luxurious lifestyle. A seemingly insignificant expense may also lead to a larger expense. If you don't need an item at all, but you buy it on impulse, then even if it is cheap, it will be an unnecessary waste for you.

♥ It is a kind of foresight to be prepared for danger in times of peace. As the saying goes, people will grow old after all.

♥Poverty deprives people of the means to do good and makes them succumb to the evil in their nature. Stay away from poverty and make up your mind to achieve something in your career. Even if you are incredibly wealthy, try to save as much as possible. Because frugality is not only the basis of simplicity, but also the basis of charity. Always relying on the help of others and never being able to help others

♥ Poverty is the biggest enemy of human happiness. It thwarts freedom and hinders the attainment of many virtues. Anyone who believes that poverty is the root of all evil should imitate the practices of our ancestors in every aspect and learn the art of frugality. If you don’t learn to budget carefully, no one can guarantee a prosperous life. And once they learn to live frugally, few people will fall into poverty.

♥ Money is not spent, but wasted!

♥ Money alone cannot represent prosperity. Human beings are inherently bad, and the more they get, the more they consume, which is the so-called "satisfaction, warmth, and lust" unless people's moral character can be improved along with economic development. So, should everyone become stingy and stingy? That was not my intention. Scrooges and misers are hated by everyone. What I want to say is: Be prepared for danger in times of peace and be prepared for a rainy day. This is what everyone should do. The economic cycle is cyclical, and prosperity must be followed by recession and depression. In order to avoid being stretched for future life, you should still have some savings in your daily life.

♥ Make frugality a habit.A good start leads to good habits

♥ Let children also learn to save

♥ Pay attention, don’t ignore the little things around you

♥ Wisdom, knowledge, and the most valuable experience require people to be careful bit by bit. accumulation and collection. Those who are born ignorant, fearless and idle are doomed to failure because they never give a damn about small things.

♥What makes a person successful is hard work, dedication and labor, not luck.

♥Misfortunes often accumulate in small things.

♥All savings are accumulated from childhood to adulthood. As the saying goes, "accumulation of sand makes a tower; accumulation of less makes a lot."

[Book title] Frugal

Author : Samuel Smyers Publisher: China Chang'an Publishing House Published in 2009 Subtitle: How to use money correctly

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