2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju

2024/05/2220:34:34 news 1872

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

2022 list

We cannot predict various accidents in life, ranging from falls and sprains to cat scratches and dog bites, to major accidents and disasters...

An accident insurance only costs one or two hundred, which can reimburse the medical expenses caused by accidents. In the unfortunate event of accidental disability or death, a sum of money can be directly compensated.

In this issue of the list, we compared 2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews33 accident insurances and selected excellent products from them. You can choose reasonably according to your own situation. The content is mainly divided into 4 parts:

  • Children’s accident insurance list
  • Adult accident Insurance list
  • Elderly accident insurance list
  • Medium and high-risk occupational accident insurance list

The brief conclusion is as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Children’s accident insurance, focus on these three

Children are greedy for play and bump into each other. Collisions inevitably occur, although in most cases they do not It will be too serious, but the medical bills may still cost hundreds or even thousands.

A children's accident insurance only costs a few dozen yuan a year, and can reimburse up to tens of thousands of accidental medical expenses. The leverage is very high.

Deep Blue Insurance Lab has selected 3 types of children's accident insurance:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Compared with the children's accident insurance list in the previous issue, there is no change in this issue.

Let’s introduce these products to you in detail:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Focus on Children’s Accident Insurance 2022 (Basic Edition) has comprehensive protection in all aspects, including an additional 10,000 accident medical insurance for accidental burns and scalds. Its advantages and precautions are as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Children's Protective Insurance (Basic Edition) is also a cost-effective children's accident insurance with very comprehensive protection. Its advantages and precautions are as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

On some friends' insurance application pages, the insurance company displayed may be "China Continent Insurance". This does not affect the purchase, and the coverage content is the same.

In addition, if your children are naughty, you can consider Mibaobao Children's Accident Insurance 2022 Edition. It has minor liability protection. If your child accidentally injures others or causes property damage, you can apply for a claim if you meet the conditions.

The above children’s accident insurance can be found by entering the Deep Blue Insurance applet.

If you still don’t know which accident insurance to choose for your children, you can also leave a comment or send us a private message to consult a professional planner.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Adult accident insurance, these four are very good

Adults bear the financial burden of the family, and what they fear is not wind and rain, but accidents.

If an accident occurs and the family loses its financial support, the entire family will fall into financial difficulties. Therefore, we recommend that the insured amount start at least 500,000, and if possible, it is best to buy 1 million or more.

Adults aged 18 to 60 can focus on these 4 products:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Compared with the previous adult accident insurance list, the changes in this issue are as follows:

  • Newly added: Large Armor No. 3 Pro
  • Reduced: Large Armor No. 3
  • Reason: Armor No.3 has been removed from the shelves. Armor No.3 Pro is an upgraded version of Armor No.3. After the upgrade, accidental medical treatment is not limited to social insurance, and the protection is better.

Next, let’s talk about these products in detail:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Big Armor No. 3 Pro is insured by PICC and is a product of a large company. Its advantages and precautions are summarized as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Big Armor No. 3 Pro’s 1 million The version protection is very good, with a built-in sudden death protection of RMB 500,000, accidental medical insurance of RMB 100,000, not limited to social security, and accident hospitalization allowance . The price is also cheap, only 290 yuan per year.

However, the 1 million version is limited to friends aged 50 and under, and there are regional restrictions. If you do not meet the conditions, you can choose the Bee No. 2 transcendent version, which is also very cost-effective.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Little Bee No. 2 Beyond Edition (Extreme Edition) is insured by Dinghe Insurance and has comprehensive protection. We summarize its advantages and precautions as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Both the 500,000 and 1 million versions of this product are worth considering, and the guarantee is high Not inferior to the large armor No. 3 Pro.

It should be noted that although it does not have a health notice, it requires "not suffering from serious illness and being in good health" to be insured. We have also confirmed for everyone that , like simple hypertension , 2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews type diabetes , etc., can be purchased as long as it does not affect normal life.

In addition, has a reminder in the FAQ of product that working at heights is not insured:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

In fact, it refers to: Such occupations that require working at heights cannot be insured.

If the occupation meets the insurance requirements of categories 1 to 3, even if a high-altitude accident occurs, such as accidental death or disability caused by a fall from a high altitude, you can still claim compensation.

In addition, there is also Xiaomi Comprehensive Accident Insurance 2022 in the article, which is also underwritten by Dinghe Insurance.

Compared with the previous "Xiaomi Comprehensive Accident Insurance 2020", has adjusted accident medical protection and added additional compensation for specific traffic accidents, etc., which can be considered as an alternative.

It should be noted that this product is no longer protected against cats and dogs.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Concentrated Adult Accident Insurance 2022 is underwritten by PICC Property and Casualty Insurance and is cheap. Its advantages and precautions are as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Although the overall protection of Concentrated Adult Accident Insurance 2022 is not as good as the previous models, the price is relatively cheap, and accidental medical treatment is not limited. Social security is still very good.

It is worth mentioning that it has no health requirements, which is more relaxed than most accident insurance products on the market.

It should be noted that if you have suffered from a disease before taking out the insurance, and the disease leads to acute illness and death after taking out the insurance, this product will not compensate.

In addition, it also has an 800,000 version available, with an annual price of only 203 yuan. is very suitable for friends who want to supplement the amount of accidental death insurance.

The above adult accident insurance can be found by entering the Deep Blue Insurance applet.

If you are in an area that is within the scope of the product's hospital exemption, you can also comment or send us a private message, and the planner will screen other suitable products for you.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Accident insurance for the elderly, three selected products

Elderly people are not in good health. If they fall if they are not careful, they are prone to fractures and other accidental injuries.

Therefore, for the elderly, we recommend focusing on accidental medical treatment, which can reimburse the medical expenses caused by the accident. We have helped you screen 3 products:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Compared with the previous issue of the elderly accident insurance list, there are no changes in this issue.

Let’s introduce these products in detail:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Xiaomi Elderly Accident 2021 can not only insure your own parents, but also your grandparents, grandparents and other relatives, which is very flexible.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Considering that the elderly rarely drive, we feel that "in the event of a bicycle accident , the compensation will be halved" will not have much impact, and it is still very suitable to buy for parents.

However, if your parents are under 60 years old and in good health, it is recommended to give them priority to buy adult accident insurance, such as the Bee No. 2 Beyond Edition, which is not much more expensive but provides more comprehensive protection.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

major companies also have accident insurance for the elderly with good value for money, such as Ping An 's Protective Bliss and Middle-aged and Elderly Accident Insurance Comfort Edition.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

On the product insurance page, it is also shown that it is insured by "China Continent Insurance", and the coverage content is the same. It is good that everyone knows this.

If your budget is limited, you can also consider Big Armor No. 3 Parental Accident Insurance (Classic Edition) , which can reimburse the cost of social insurance and self-paid medicines for less than 200 yuan a year, which is very cheap.

Enter the Deep Blue Insurance applet to find the above three types of accident insurance for the elderly.

If you are unable to purchase the above products due to health reasons, you can also leave a comment or send us a private message, and the planner will recommend other products with more relaxed health requirements for you.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Medium and high-risk occupational accident insurance, these three are worth choosing

Some friends cannot buy most ordinary accident insurance because their occupations involve medium and high risks, such as taxi drivers, firefighters, etc.

Below we have selected 3 medium and high-risk occupational accident insurances for you:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Compared with the previous list of medium and high-risk occupational accident insurance, the changes in this issue are as follows:

  • Newly added: None
  • Decreased: Dinghe personal accident insurance customized version
  • Reason: Dinghe personal accident insurance customized version has been removed from the shelves

Next we will talk about these products in detail:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Wuyoubao comprehensive accident insurance is a product on Alipay . has been adjusted recently. After the adjustment The career scope has changed to "Category 1-4", needs to pay attention. However, its protection has become better. The specific advantages and precautions are as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Wuyou Insurance comprehensive accident insurance, accidental medical treatment is not limited to social security, 0 deductible, 100% can be reimbursed within social security, and 80% can be reimbursed outside social security, which is very good.

It should be noted that it will not compensate for death or disability caused by falling from a height of more than 2 meters.

It is worth mentioning that compared with other medium- and high-risk occupational accident insurances, this product can buy a maximum insured amount of 1 million. Four types of professional friends in need can consider it.

You can find it by entering "Wuyoubao" in the Alipay search bar. If your occupation cannot be insured by this insurance, you can look at the following products.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Huatai Bodyguard PLUS can also be purchased for 4 types of occupations, and can be reimbursed without social security restrictions. The specific advantages and precautions are as follows:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Here we remind everyone that Huatai Bodyguard PLUS has more hospital restrictions, and many provinces across the country do not cover it. Before purchasing, please pay attention to the insurance instructions of the product, and see if your location is included.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

This product is underwritten by Huatai Property & Casualty Insurance. We have summarized its advantages and precautions:

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

Compared with the above accident insurances, Huatai’s Class 1~6 occupational accident insurance has a looser occupational scope, such as firefighters, truck drivers, etc. Category 6 high-risk occupations can also be purchased.

If you are interested in major brands, you can also consider China PICC Category 1-6 occupational accident insurance. Its accident medical reimbursement conditions are better, with 90% reimbursement regardless of social security. However, the price will be more expensive, with a coverage of 300,000 yuan for 999 yuan a year.

Finally, I would like to remind everyone that the above products have health requirements. If you have health problems, you must confirm whether you meet the requirements before purchasing to avoid claims disputes.

Enter the Deep Blue Insurance applet and you can find the above three medium- and high-risk occupational accident insurances.

2022 List We cannot predict the various accidents in life, ranging from falls and sprains, to cat scratches and dog bites, to major accidents and disasters... An accident insurance only costs one or two hundred, and it can reimburse the medical expenses caused by the accident, ju - DayDayNews

written at the end

Accident insurance is generally not expensive, and the protection is very practical, but you cannot buy it blindly. You have to choose a product that suits you.

There are many products in the article, all of which are 1-year products. Changes are relatively frequent. Please refer to the insurance page for details.

Follow Shenlan Insurance, reply to [Benefits] via private message, and you can receive for free:

"Social Security Manual", "Medical Insurance Strategy", "Insurance Plan", "Anti-Pitfall Strategy" and other super useful information.

Helping everyone "understand insurance and buy the right insurance" is the original intention of Deep Blue Insurance. If you have any insurance questions, just message me privately and I will use my 5 years of experience in the industry to give you appropriate advice;

fans who have purchased insurance through Deep Blue Insurance, once In the event of an accident, we will assist with the entire claim settlement process.

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