A village bank in Henan cannot withdraw 40 billion in deposits involving 400,000 people!
The mastermind behind this has been deceiving for 20 years. Even Cai Esheng, the former vice chairman of the China Banking Regulatory Commission, is his protective umbrella. He is Lu Yi, the actual controller of New Fortune Group.
Lu Yi
In February this year, Cai Esheng, the former vice chairman of the China Banking Regulatory Commission, was arrested. Lu Yi was then taken away to assist in the investigation, but he was quickly released. Lu Yi turned around and fled the country, taking away 400,000 depositors. About 40 billion huge sums of money.
How did Lu Yi weave the web? How were 400,000 savers from across the country drawn into the network?
This is due to the fact that Lu Yi has built a network of relationships that can almost control the situation.
In 2003, 29-year-old Lu Yi obtained the construction rights of the Lanwei Expressway through family connections, and later mortgaged the toll rights to banks and obtained a loan worth billions.
Later, Lu Yi's shell company became a shareholder of a number of city commercial banks and rural commercial banks. Did you see that using bank money to invest in banks must be a clever move.
Of course, Lu Yi's purpose is to turn the bank into his "money bank", not to get a little bit of dividends.
Lu Yi used low-interest loans obtained from banks to lend to companies in need of funds, obtaining high interest differentials and even obtaining equity in the companies.
As the fund provider, Lu Yi is not the God of Wealth who comes to help in times of need, but the sinister man who takes the trouble from the bottom of the cauldron.
Once upon a time, Lu Yi used authoritative relationship endorsements and personality packaging. Lu Yi not only obtained 50% of the equity of Lecheng International, but also misappropriated a multi-billion-yuan loan obtained by Lecheng International. Finally, Lecheng International The boss was imprisoned and the real estate project was unfinished, but Lu Yi made a lot of money and retired.
Over the years, Lu Yi has relied on the network he has built in the financial world to make a difference in the business world.
After the explosion of various P2P and small loan companies, unofficial financial companies have lost the trust of depositors. In the past few decades, banks with almost no history of thunder have a natural foundation of trust.
Local rural banks need to break through geographical limitations and expand their depositor and quota bases.
Just like this, even as early as 2018, Lu Yi, who was sentenced by the court to have a bribery record of 23 million yuan, still cooperated with the banking system openly and attracted 40 people across the country with high interest rates and convenient online operation entrances. More than 10,000 depositors took the bait.
Nowadays, savings funds are being taken away, but savings transactions occur with banks. That is, if the monk runs away, the temple is still there. With a large temple endorsed by the government, the depositors' funds will definitely be withdrawn one day, but , who will pay for this huge loss? Will there be a second or third Lu Yi appearing? Should the risks of the financial system be thoroughly investigated? Why was it that before Cai Esheng, protective umbrellas with direct financial interests related to Lu Yi were imprisoned one after another, but Lu Yi was always in peace? In the end, could he be allowed to escape abroad freely? Is there a larger protective umbrella behind this? Does it need to be investigated again to give an explanation to the 400,000 depositors and the public across the country?
Otherwise, can people still have a sense of security in saving?
