"The luxury life in the circle of friends is always enviable. Many people want to have this kind of life. But the reality is too cruel, and most people go forward with debts. In fact, don't envy those'wealthy' People’, may not be as good as you.”
Don’t be fooled by the rich
Last year in Shanghai "society group" The event is still fresh in the circle of friends. Do not forget to locate it.
In fact, "socialite group" , these goddesses in the minds of thousands of men, are discussing how to get the most benefits at the least cost.
like them 40 people squeeze in a luxury suite to take pictures ,Five or six sisters wear a pair of stockings , and an afternoon tea also requires 6 people to fight for .
At this time everyone suddenly realized, no wonder there are so many wealthy ladies on social platforms, they are just celebrity version _strong16span strong 13 _strong16_strong span6span _strong16span strong13span 5 .
. They are accompanied by luxury cars every day. They carry famous brand bags on their backs, which seem to be very moisturizing. In fact, these are rented by . They may also buy e-commerce platforms in their lives. Cheap daily necessities, squeezing the bus to eat takeaway.
In everyone’s opinion, today’s economic level is improving, and many people are getting richer and richer and going out. is full of luxury cars. Self ashamed ,I think my ability is too bad, and I envy other people living the life of .
Actually, after really understanding the so-called "rich people" , everyone discovered that these people may be worse than themselves.
Their lives may not be as good as yours.
Some people might say that the celebrities are packaged. Is the "rich" fake? These people drive hundreds of thousands of luxury cars and have good houses. This is very successful.
In fact, the debt behind them is very high. After repaying the loan every month, there is not much money left .
Mr. Wang lives in Beijing with a monthly salary of 20,000 yuan. When he got married, the wife's family asked to buy a house in Beijing.
In desperation, Mr. Wang took out his parents’ savings and borrowed a large sum from relatives and friends.This is the to make up the down payment .
After marriage, he and his wife were tortured by the pressure of a heavy mortgage out of breath Even fruit are reluctant to eat , and even ask parents to ask for money to live, even the child dare not ask for money for two years after marriage. It seems that Mr. Wang is multi-millionaire , but he claims to be "negative" .
Mr. Wang’s salary income is actually pretty good. In fact, the proportion of people in my country who have a monthly salary of more than 10,000 is not high. 90% of people have a monthly salary of less than 5000 yuan ,The median salary in Beijing and Shanghai is only 6000 yuan .
It is reported that in 2020, the average salary of private enterprises will only be 4800 yuan _strong16span _strong16span.
If you are a normal working-class, you are destined to be a minority who want to buy a house and a car with their wages, so don’t be confused by the “rich people” around you. Maybe their quality of life is far inferior to yours. Money is helpless.
A group of people destroyed by loans
According to the central bank’s statistics, as of the end of June this year, the number of credit cards issued was nearly 800 million. Meta .
Some people may not have much idea about this number. In fact, the overdue quota was only 10 years ago. 11.03 billion ,Now has doubled 8 times .
It can be seen from the credit card overdue data that many people’s high-spending lives are actually supported by "consumer loans" . Their monthly salary levels are not high, but they use Loans to improve their living standards, and there is not enough funds to wait for the repayment. As a result, the east wall is demolished to make up the west wall. The loan must be repaid every month when the salary is issued. .
As early as 18 years, Alipay released a data, 18-34 years old people, the monthly deposit amount strong is only 1339 yuan . And HSBC Bank has also investigated, the post-90s group per capita debt of 127,900 yuan .
It can be seen that many people are obsessed with early consumption.
The reason why young people are keen on spending money, credit cards, etc. financial products New mobile phones, new bags, and digital products on the market all wanted to start, but they didn't have that much money in their hands, so they had to use loans to get .
It’s not wrong to enjoy material life, but if you don’t consider your actual income level , you will just throw yourself in the foot.
In fact, the central bank has also issued several times "warning" , hoping that young people will establish scientific values, span5 _strongspan _span6 strong 13strong _strongspan _strong16 Life.The China Banking and Insurance Regulatory Commission also stated that online loan companies cannot provide loans to college students and will continue to increase credit supervision services.
Ending words:
Under the influence of the Internet, "a monthly income of over 10,000" seems to have low wages and low wages, and it seems that many people have become a must-have. Envy those "rich people" , in fact, this is the Internet's "false prosperity" .
It seems that those people have a good life, but they didn't "fighting" , but they were loaned out with loans.
Really rich people do not show off so much. They spend more time on how to create wealth. I hope everyone can work hard to make money and strive to become a rich generation .
Discussion question: Are there any "assembled" rich people around you?
[Note: The pictures in this article are all from the Internet, and unauthorized reprinting of the article is prohibited! Follow us to read more exciting content every day]
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