withdraw money through the bank self-service machine. How much can you withdraw at most at a time? The reporter visited on April 10 and found that although the daily withdrawal limit of self-service equipment for banks in Shanxi Province is still 20,000 yuan, the amount of single withdrawal has been increased in recent years. The single withdrawal limit of self-service equipment for many banks has reached 5,000 yuan, and some can reach 10,000 yuan.
"I remember that the ATM's single withdrawal limit was only 2,500 yuan, and small withdrawals were not affected, while large withdrawals were a bit troublesome. If you want to withdraw 20,000 yuan, you need to repeat it 8 times." Mr. Gao, a citizen of Taiyuan, told reporters that in the past two years, he went to the bank's self-service machine to withdraw money and found that there were very few more 2,500 yuan.
In fact, in recent years, banks have successively increased the single withdrawal limit for self-service equipment.
The reporter visited on April 10 and found that although the bank's ATM is still 2,500 yuan per single transaction, the maximum single transaction of the self-service deposit and withdrawal machine has reached 10,000 yuan, and the same single transaction of the Bank of China deposit and withdrawal machine is also the Bank of China deposit and withdrawal machine .
Most other bank deposit and withdrawal self-service all-in-one machines have a maximum of 5,000 yuan in a single transaction, including Agricultural Bank of China, China Construction Bank, China Huaxia, Shanxi Shang, Everbright, Pufa , and CITIC, while Minsheng and China Merchants Bank deposit and withdrawal machines have a maximum of 3,000 yuan in a single transaction.
However, the single withdrawal limit for self-service machines in the same bank is not the same.
Some bank person said that due to the different delivery time of the equipment, the amount of single money spent by the equipment distributed in the early stage was relatively small. For example, the single withdrawal limit for some old ATMs is still 2,500 yuan, and the single withdrawal amount for newly deployed equipment is relatively large.
Due to the software and hardware support of deposit and withdrawal all-in-one machine, many banks are also willing to increase the deployment of such machines. In the future, more and more banks will raise the ATM single cash withdrawal limit.
In fact, the increase in the single withdrawal limit is related to the increase in the daily withdrawal limit of self-service equipment. Before 2007, the daily cumulative withdrawal limit of bank ATM was RMB 5,000. In the first half of 2007, banks began to increase the daily withdrawal limit to 20,000 yuan. Subsequently, banks independently adjusted the single withdrawal limit, some increased from the minimum of 1,000 yuan to 2,500 yuan, and some increased from 2,000 yuan to 3,000 yuan. In the past one or two years, banks have successively raised the single withdrawal limit, but the daily accumulated withdrawal limit is still 20,000 yuan.
The most direct benefit of increasing the single withdrawal limit of self-service equipment is to reduce the handling fees for large withdrawals across banks. It is understood that banks currently generally charge handling fees for withdrawing money from interbanks. At present, most debit cards of banks in Shanxi Province have interbank withdrawal fees of for the same city interbank withdrawal fees of to 4 yuan per transaction. For example, if you want to withdraw 10,000 yuan in cash, and if you want to withdraw money from a bank card with a cross-bank withdrawal fee of 2 yuan per city, you will need to deduct a 2 yuan handling fee when you choose a self-service ATM with a maximum withdrawal of 10,000 yuan in a single withdrawal fee. If you want to withdraw money from a self-service ATM with a maximum withdrawal of 2,500 yuan, you will get it in 4 times, and the handling fee is 8 yuan, which is 4 times the previous situation. (Reporter Xue Haozhong Yang Li)
Source Shanxi Evening News
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