978, after the central government determined the national policy of " reform and opening up ", many investors outside the mainland flocked in to open businesses and factories here, which greatly promoted the country's economic vitality and made the economic development speed begin to rise rapidly.
html In the early 190s, the two sides of the Taiwan Strait began to "break the ice". In addition to many veterans returning home to visit their relatives who had not seen each other for decades, many businessmen also took advantage of the aftermath of reform and opening up to rush to invest in the mainland, which also made the people come into contact with the term "Taiwanese businessman" for the first time.
So, among so many "Taiwanese businessmen", who would you think of if you want to talk about the strongest financial resources?
Termine Gou
Is Wei Yingzhou, the founder of "Master Kong", or is Termine Gou, the boss of "Foxconn "?
In fact, above them, there is also a mysterious family that "occupied" the wealth list in Taiwan for decades. The total assets of the entire family have even exceeded 300 billion US dollars...
This is the "Cai Family".
Cai family
One of the "three major families" in Taiwan
Many people may know that there are "three major forces" in the underworld in Taiwan, but few people know that it is the same as Hong Kong, with "three major families" with strong financial resources.
They are "Gu family" founded by Gu Zhenfu, founded by Wang Yongqing, "Wang family" , and founded by Cai Wanlin .
The founder of the "Gu family" Gu Zhenfu was born in a prominent wealthy family during the Republic of China period. His father Gu Xianrong, who runs salt, sugar, opium and other businesses, was an outstanding figure at that time.
Ku Zhenfu
After returning from studying abroad, Ku Zhenfu inherited the family's business and guided it to the "business and business circle" in Taiwan Province.
In the 1960s, while serving as the chairman of the Progressive Association of the Industry and Commerce Association, Gu Zhenfu founded "Xin Group" , and developed his family business to sil , paper, agriculture, forestry, industry and mining and other fields.
After more than 30 years of development, the "Gu family" has gradually become the industry leader in Taiwan's business circles under the leadership of Gu Zhenfu. In the 1990s, the total assets of the family had exceeded 17 billion, which also made their family a well-deserved "rich family".
The founder of the "Wang Family" is Wang Yongqing, known as the "God of Management" in Taiwan Province.
Compared with Gu Zhenfu, who was born with a "golden spoon", Wang Yongqing's development path seems much more tortuous.
Wang Yongqing
When he was 13 years old, he dropped out of school and entered society and started working hard. When he was 15 years old, he began to work in Xiaomi store and grocery store. After saving 200 yuan, he finally had the opportunity to develop.
So, Wang Yongqing took advantage of the opening of the market in Taiwan Province and invested in and founded "Formosa Plastics Company" .
1957, after the successful establishment of the factory, Wang Yongqing gradually developed his " Formosa Plastic Group " into one of the largest private manufacturing groups in Taiwan Province with the management system of "adhering to the complete separation of the two rights".
This made his family a place that could be compared with the "Gu family" and the "Cai family".
However, the development of these two families is still relatively "centralized", while the development of the last "Cai Family" can be called "lush branches and leaves and mixed roots".
This is all thanks to the development strategy designed by the founder Cai Wanlin for the family.
Cai Wanlin
"Guide" in the mall
When it comes to Cai Wanlin's success, we have to mention a person, that is, his second brother - Cai Wanchun .
Cai Wanlin's father Cai Fu'an and his mother Cai Ganjin have five men and three women in total.
The five sons are Cai Wansheng, Cai Wanchun, Cai Wanlin, Cai Wancai and Cai Wande in turn.
, and Cai Wanlin ranks the third among them. Since the eldest brother Cai Wansheng died early, and the other two younger brothers are much younger than Cai Wanlin, the one with the best relationship with him is the second brother Cai Wanchun.
The ancestral home of the Cai family is " Caicuo " in Qingyang, Jinjiang, Quanzhou Prefecture, Fujian.
pictures from the Internet
In the late Qing Dynasty , the ancestors of the Cai family moved to Taiwan Province with a large number of tribe members.
When I just moved to Taiwan Province, the Cai family was still a poor man in the clan. His ancestors had to help the family farm for generations and had always been ordinary farmers.
until Revolution , the Qing government was overthrown, and new ideas were spread to every corner of the motherland, which also affected the Cai family.
So, they had the idea of "changing their lives another day" by acquiring knowledge in school.
1932, 16-year-old Cai Wanchun, as the eldest son in the family, was sent to Zhunan Public School by his family.
At that time, going to school was a very expensive fee, which was difficult for ordinary families to bear.
Cai Wanchun
So, after only two years of study, Cai Wanchun, who had excellent grades, was forced to drop out of school because he was unable to continue paying tuition fees.
Then, the family moved to Taipei to live. Although he has only been on the market for two years, Cai Wanchun is still exposed to a lot of knowledge and new ideas, which makes him feel that if he wants to change his destiny and his family, he may not be able to go to school.
So, in 1936, 20-year-old Cai Wanchun used the money he saved from working and 120 yuan he borrowed from his parents to rent a stall in a market and started to operate groceries such as soy sauce and vinegar.
At first, Cai Wanchun mainly made money by going to the mountains to buy rice and reselling it to the city, thereby earning the difference.
picture from the Internet
Later, he felt that using this method could only make some small profits and could not make "big fish". So he used the money he made to invest in a business bank.
Results This choice suddenly made his income soar to a big step.
At this time, Cai Wanlin also grew up to be a big guy, so Cai Wanchun brought his younger brother to help him, and the two brothers began to work hard in the commercial field in Taiwan Province together.
Assisting my brother to start a company
Compared to my brother's cleverness, Cai Wanchun's thinking seems more agile.
When he was a child, he often ran to some abandoned factories and mines with his friends to play.
So, after growing up, Cai Wanlin noticed that the Taiwan Province at that time was in a stage of being in trouble, and all walks of life needed a lot of money to inject new vitality to promote economic development.
Cai Wanlin
So, the two brothers began to make progress in some hotels, mining, rubber industries, etc., and indeed achieved very good results.
In the 1950s, in order to promote the economic development of the island so as to increase the tax system to be used for the construction and defense of the army, Chiang Kai-shek began to delegate some units that could only be publicly operated, and allowed private businessmen to hold corresponding positions in the field of industry and commerce.
This once again allowed the Cai brothers to see the opportunity.
957, among the competition among more than 50 business celebrities, Cai Wanchun stood out and successfully ran for the chairman of the board of directors of Taipei 10th Credit Union (referred to as "Ten Credits") , which also made the Cai family's business prospects broader.
In the 1960s, Cai Wanlin, who had been a "military advisor" to assist his second brother, proposed another idea, which was to create a "one-yuan account opening" measure that can open an account in "Tenxins" with just one yuan.
pictures are from the Internet
Results. This plan has been implemented and immediately attracted the fanatical pursuit of many people in Taiwan Province. Even Chiang Kai-shek personally came to stand up for the "Ten Xins".
This also made the two brothers of the Cai family begin to make their mark in the financial industry in Taiwan.
However, by the 1970s, Cai Wanchun fell seriously ill, and his physical condition has declined more and more, which made it difficult for him to work on the business of the company. Therefore, Cai Wanchun handed over the control of the Cai Group to Cai Wanlin. He believed that his resourceful younger brother would definitely lead the family and business to carry forward.
"Don't worry, brother, I will definitely not let your expectations down."
979, in the hospital, looking at Cai Wanchun lying on the hospital bed because of stroke , Cai Wanlin made a solemn promise to his brother.
Cai Wanlin (first from left)
Although when Cai Wanlin officially took over the family business, the scale of the Cai family's business was very complete, and the "Cathay Pacific Group" they controlled was already a giant, both in the business and financial circles of Taiwan Province.
However, along the way, Cai Wanlin made a great contribution, even surpassing the brother who founded the company.
After obtaining the most important Cathay Life Insurance , Cathay Construction, Mitsui Engineering and other companies, Cai Wanlin adapted it into "Linyuan Group".
Image from the Internet
Because I got the news from my peers, I knew that Taiwan Province was about to relax the insurance industry and attract some foreign companies to invest, so Cai Wanlin immediately adjusted Cathay Life Insurance's insurance business, reducing the insurance requirements while increasing the amount of insurance compensation.
has the support of "Ten Trusts", so his move quickly worked.
This allows "Cathay Life"'s insurance business to still rank first in Taiwan Province after foreign companies enter.
Cai Wanlin
forward-looking vision leads the family to glory
However, it was not long after, because Cai Wanchun's eldest son Cai Chenzhou wanted to continue to expand the scale of "Ten Xin" in the industry, and set up a set of strategies to "attract private funds with high interest rates and quickly accumulate private hot money ".
Cai Wanlin feels that this strategy is to "play with fire and burn yourself", and it is possible to lead the hard-built group into the abyss at any time. So he quickly advised his nephew to stop implementing it.
Results Cai Chenzhou was "the new official took office three times" at that time. He wanted to prove his ability too much and couldn't listen to the advice of his third uncle at all, and he still insisted on his own.
So in order to preserve the strength of the family, Cai Wanlin had no choice but to use the power in his hand to withdraw the group funds under his name from the "Ten Letters" and quickly cut off his relationship with him.
Cai Wanlin's fourth brother Cai Wancai
Many people in the family think that Cai Wanlin's way is too amazing.
But Cai Wanlin told them: "If you are not cruel today, then the entire family will be ruined tomorrow!"
As expected, not long after, the Taiwan Provincial authorities noticed the trend of "Ten Xins" and then sent someone to investigate.After the news came out, it immediately caused panic among the people, and they all came to the door of "Ten Xin" and asked him for their own deposits.
A huge financial storm suddenly swallowed up the once hot "financial giant". In the end, Cai Chenzhou was imprisoned for financial fraud and arrears of depositors.
, and he died of illness in prison because he could not bear the blow.
It is precisely because of Cai Wanlin's advanced vision that he expected the future development, which also allowed most of the industries of the Cai Group to escape this crisis.
Image from the Internet
In the mid-1980s, Cai Wanlin began to focus on the development of "Cathay Pacific Construction" and invested the family's main funds into the real estate industry.
The result once again made him reach the market.
html In the late 1980s, as Taiwan's economic development began to accelerate, the increase in people's income brought about a huge increase in housing prices.
result This made many projects developed by "Cathay Pacific Construction" make a lot of money.
By the early 1990s, Cathay Construction had become the largest real estate enterprise in Taiwan Province.
With this wave of soaring, in 1996, Cai Wanlin also ascended the throne of the richest man in Taiwan as he wished. His personal value suddenly exceeded 180 billion New Taiwan dollars .
Cai Wanlin (second from left)
At that time, this was simply an astronomical number.
After becoming famous, Cai Wanlin did not forget the promise he made to his brother.
He used his power to arrange the family's people into the fields of finance, real estate, insurance, and engineering. The entire family's industries were connected to each other, and soon produced the effect of "super complementary and blooming everywhere", and suddenly became a "super rich family" that controlled the economic lifeline of the entire Taiwan Province.
Today, the Cai family has become the largest financial capital family in Taiwan Province, and the value of the entire family has exceeded US$300 billion.
The Cai family is present in all walks of life in Taiwan Province, even in the political arena.
However, no matter how much money you have, you can't defeat time and aging. On September 27, 2004, Cai Wanlin, who was seriously ill, died in a hospital bed after several rounds of treatment, at the age of 80.
