Introduction
It has to be said that the vast majority of people are pessimistic about future social development.
various signs indicate that the inflation of in society will become more serious in the future. my country's CPI index will rise, and everyone's assets will have a great risk of depreciation and shrinkage. Therefore, when risks continue to intensify in the future, ordinary people must be cautious about five things.
1. Reasons for asset depreciation
The reason why our assets will depreciate in the future is mainly confirmed by two aspects. First of all, the inflation situation in our country is gradually deepening, and we cannot alleviate the situation of rising prices and increasing people's living expenses.
because this is a side effect of the rapid economic development in the early 21st century. When the inflation situation is not very serious, ordinary people can choose to put their deposits in the bank. uses the interest given by the bank to outperform the speed of inflation, but this method has now expired.
In order to stimulate people's motivation to consume, major banks have introduced regulations to lower personal deposit interest rates. As money becomes less valuable, our assets will shrink significantly.
The second reason why our assets will shrink significantly in the future is Feder . In order to protect the safety of the people, our country regards fighting the epidemic as the most important thing, but the United States puts the economy first. Although
has taken many measures to boost the economy, the US economic development has still been greatly impacted. In order to prevent the CPI index from continuing to rise in the US, the Federal Reserve has launched a series of interest rate hikes monetary policies. The economic pressure in the US domestic is transferred to other countries by them. The RMB is also affected by the US dollar and has a large room for depreciation in the future.
2. Don’t trade stocks, buy houses and consume ahead of time
. In the context of the future economic situation and the shrinking of people’s assets, there are five things that everyone must treat with caution. The first thing is not to trade stocks. I believe everyone must be familiar with this sentence, "The market has risks, so you need to be cautious when investing."
Yes, compared with traditional financial management methods such as fixed deposits and large-denomination certificates of deposit , stock trading can indeed bring people higher returns, but the returns are high and the risks are also high. Now that the risk of asset depreciation is intensifying, we cannot afford the result of losing a lot of money, so we must not trade stocks.
The second thing is not to buy a house. In the first decade of the 21st century, buying a house can be said to be the safest investment method. If you buy a house ten years ago, its value will increase several times in ten years. However, in the future when the value of money falls, if we buy a house in order to invest, we will have to face the situation of falling housing prices and unsalable real estate sales.
People who need to buy a house in a hurry can choose to still purchase real estate, but those who only regard it as an investment product should pay special attention. The last thing is that everyone should refuse to consume ahead of time. Now that consumerism is prevalent, many young people choose to buy loans for their vanity.
This is actually a lifestyle that overdraws your own assets. If assets depreciate in the future, we will need to spend more money to repay the loan, so early consumption is not advisable.
3. Don’t start a business or quit your job voluntarily
Some people are very careful and bold, so they have such ideas. Only heroes will appear in a chaotic situation. Although the risk of asset shrinking in the future is very high, if you start a business with all your own bets, the risk of success should be very high. This is actually a very one-sided idea.
The reason why entrepreneurs can succeed is that there are investment companies that are willing to inject capital into themselves. In the future when inflation is aggravated, major companies will focus on making steady investments without choosing individual entrepreneurs, so people must not start businesses.
Finally, as an ordinary person, if we have a relatively stable job, no matter what the work salary is, we should not have the idea of voluntarily resigning. Now that the economic downward trend is obvious and the risk of asset depreciation is intensifying, the competition in the job search market will be more intense.
If we choose to resign because of a moment of indifference, it is very likely that our career will have a longer window period of , which is extremely unfavorable to our personal development.
summary
I believe that most people will definitely feel the current situation of shrinking assets and intensifying risks. Although we are inevitably anxious about this, it is difficult for ordinary people to propose effective solutions to social situation problems. In this case, what we need to do is to make ourselves live a better life. There are five things we must not do, so that we must have more confidence to resist unexpected events. After all, there is an old saying that if you are poor, you will be able to protect yourself; if you are rich, you will be able to help the world. Only when every individual lives well can society prosper and improve.
Today’s hot discussion: starting next year, may we be prepared for "asset depreciation"? There are 5 things to try to "don't do it"
