days ago
People's Bank of China announced that
decided to lower the first personal housing provident fund
from October 1, 2022 from
loan interest rate 0.15 percentage points
less than 25 years (including 5 years) and more than 5 years
adjusted to 2.6% and 3.1%
second personal housing provident fund
loan interest rate policy remains unchanged
("People's Bank of China" WeChat public account intercepted Figure)
Recently,
Many places in Jiangxi issued announcements
lowered the interest rate of the first personal housing provident fund loan
Nanchang
On October 8
Nanchang Housing Provident Fund Management Center issued a notice on
lowering the interest rate of the first personal housing provident fund loan
▼
According to the notice requirements of the People's Bank of China Decision to Lower the Interest Rate of the First Personal Housing Provident Fund Loan", starting from October 1, 2022, the interest rate of the first personal housing provident fund loan will be reduced by 0.15 percentage points, and the interest rates below 5 years (including 5 years) and above 5 years will be adjusted to 2.6% and 3.1% respectively. The interest rate policy for the second set of personal housing provident fund loans remains unchanged, that is, the interest rates for less than 5 years (including 5 years) and more than 5 years shall not be less than 3.025% and 3.575% respectively.
Nanchang Housing Provident Fund Management Center will implement the latest provident fund loan interest rate for the first personal housing provident fund loan that has not been issued as of October 1, 2022; for the first personal housing provident fund loan issued, the latest provident fund loan interest rate will be implemented at the latest provident fund loan interest rate starting from January 1 of the following year, and the monthly repayment amount will be recalculated.
Personal housing provident fund loan interest rate adjustment table
Fuzhou
Fuzhou House provident fund management center
release latest news
Fuzhou Fuzhou Fuzhou Fuzhou
Fuzhou
Fuzhou
Fuzhou Fuzhou
Fuzhou
Fuzhou
Reserve fund loan interest rate lowered
▼
In order to implement the spirit of the State Council on reasonable support for rigid and improved housing needs, according to the notice requirements of the People's Bank of China on September 30, 2022 on the reduction of the interest rate of the first personal housing provident fund loan from October 1, 2022, starting from October 1, Fuzhou Housing Provident Fund Management Center will lower the interest rate of the first personal housing provident fund loan by 0.15 percentage points, and the interest rates below 5 years (including 5 years) and above 5 years are adjusted to 2.6% and 3.1% respectively. The interest rate policy for the second personal housing provident fund loan remains unchanged.
The first personal housing provident fund loan issued before October 1 will be implemented at the adjusted new interest rate starting from January 1, 2023.
Jiujiang
October 8
Jiujiang Housing Provident Fund Management Center
Issued a notice to lower the interest rate of the first housing provident fund loan
Specific as follows
▼
Each department, office, and deposit employees:
According to the People's Bank of China on September 30, "On the Reduction of First Personal Housing" on September 30, "On the Reduction of First Personal Housing" The Notice on Provident Fund Loan Interest Rate requires that the interest rate of the first personal housing provident fund loan in our city is adjusted. The specific adjustment content is notified as follows:
1. From October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15 percentage points, and the interest rate for less than five years (including five years) and more than five years will be adjusted to 2.6% and 3.1% respectively. The interest rate policy for the second personal housing provident fund loan remains unchanged, that is, the interest rate for less than five years (including five years) and more than five years will be 3.025% and 3.575% respectively.
2. The first personal housing provident fund loan that has been applied for before October 1, 2022 is implemented at the new interest rate and there is no need to re-apply for processing.
3. According to the interest rate management regulations of the People's Bank of China, the first personal housing provident fund loan issued before October 1, 2022 will be subject to the new loan interest rate from January 1, 2023.
hereby notify
Jiujiang Housing Provident Fund Management Center
October 8, 2022
Source: Nanchang Provident Fund, Jiujiang Housing Provident Fund Management Center, Fuzhou Housing Provident Fund Management Center, Today Video Comprehensive
Editor: Xu Ting
Editor: Zhang Li
