Guangfa Fund Investment Advisory Team believes that on the one hand, the market has rebounded since April 27, and valuations have increased after the index rose; on the other hand, although economic fundamentals are stabilizing, the main line of investment is still unclear, and short-term shocks may will last. In the changing market environment, "super fixed investors" attach great importance to the customer's holding experience when building portfolios, and are relatively balanced in style and sector allocation. They strive to dilute investment costs and smooth out market fluctuations through intelligent fixed investment methods, and effectively Enhance the citizens’ sense of investment gain.
"Super Fixed Investor" is an intelligent fixed investment fund investment advisory portfolio strategy launched by Guangfa Fund on the direct sales platform (App, WeChat official account). It has been online for half a year. This strategy aims to help holders solve two problems in fund investment: one is base selection; the other is timing, that is, making a more reasonable layout at a more suitable price. Correspondingly, it has two major special services:
. First, through scientific asset allocation strategies, it carefully selects nearly 10,000 funds in the entire market. The foundation selection process of is actually based on the GFund fund comprehensive evaluation system built by GF Fund, which selects high-quality funds from all over the market and adjusts them dynamically according to market changes.
The second is to combine the "strategic valuation model" system. Before each launch, the investment advisory and investment team will combine market valuation, macro, momentum and other analysis factors to dynamically adjust the amount of investment in each period, striving to dilute it through intelligent fixed investment methods. Investment costs, smoothing out market fluctuations, and obtaining better long-term investment returns.
As a fixed investment fund investment advisory portfolio strategy, the "intelligence" of "super fixed investors" is reflected in three aspects: adjustment of fixed investment portfolios, frequency of biweekly departures, and scientific and flexible additions and reductions of positions.
Ordinary funds that invest in usually invest in a certain fund, and the products they invest in are often fixed. But in fact, the market has been changing, and the rotation of styles is also accelerating. Funds that have performed well in the past may not necessarily perform well in the future. Therefore, the strategic thinking of "super fixed investors" is not to stick to historical performance and look for a fund portfolio that is more in line with the current market.
The reason why we use the frequency of biweekly fixed investment is also from the perspective of peace of mind for investors. If the frequency of fixed investment is a single week, investors will feel that they need to spend more time on it; if the frequency of fixed investment is once a month, the linkage with the market will not be so close, and the number of communications with investors will also change. few. It is necessary to communicate with investors as much as possible so that investors can better perceive market changes without making investors spend too much time. Taking these factors into consideration, the "super fixed investors" chose biweekly fixed investment. .
The third major advantage of "super fixed investors" is that they can "intelligently" adjust the amount of fixed investment based on market valuation conditions. "Invest less at high positions and invest more at low positions" is a method to dilute the cost of fixed investment and smooth the fluctuation range. However, this kind of "intelligent" fixed investment is not without restrictions. Instead, it sets a deduction rate range of 25-400%, allowing investors to make fixed investments in a more scientific way within an affordable range, and helping investors strive for long-term investment. income.
As can be seen from the above figure, among the 4 launches of 13html completed by "Super Fixed Investor" since its establishment, there were a total of 3 double investments and 2 triple investments, and all of them occurred in the market since late March. "Deep V" area . The strategy of "invest less at high positions and invest more at low positions" designed by "super fixed investors" helps investors plant the seeds of investment at a lower cost.
has three major advantages: dynamically adjusting investment varieties, setting biweekly fixed investment frequency, and intelligently adjusting fixed investment amounts, making "super fixed investors" a more scientific and rational investment choice with lower thresholds. It is suitable for those who are busy at work but have long-term financial plans. "Workers" who want to invest in equity funds.At the same time, this "intelligent fixed investment" method can help investors develop long-term investment financial management habits.
This article comes from financial information
