The so-called commercial bill acceptance refers to commercial bill acceptance . It refers to commercial bill (mainly bill of exchange ) before maturity. The payer of the bill or the designated bank confirms the matters stated on the bill and makes a commitment on the bill. The act of paying and signing.
There are many operations related to the acceptance of commercial bills, and if the holder wants to make a good commercial bill, he must also understand the relevant knowledge of commercial bills.
Here, the editor will discuss with you the basic knowledge of commercial bill acceptance, hoping it will be useful.
1. The consideration period for commercial bill acceptance
The so-called consideration period for commercial bill acceptance means that the payer must make payment within a certain period of time after receiving the prompt payment.
Under normal circumstances, the payer can quickly decide whether to accept a bill of exchange presented to him for acceptance. In some special circumstances, it is difficult for the payer to accept or refuse to accept immediately. For the sake of safety, the Bill Law allows the payer to consider or make necessary inquiries within a certain period of time. This time does not need to be long or too short. Paragraph 1 of Article 41 of my country's "Negotiable Instruments Law" stipulates that the payee shall accept or refuse to accept the bill within 3 days from the date of being presented for acceptance, and the payee's acceptance consideration period is 3 days.
2. Prompt handover procedures for acceptance bills
When the holder is prompted for acceptance, the bill should be handed over to the drawee for inspection. When the payer receives the bill of exchange, he shall issue a receipt of the bill to the holder.
The date of reminder for acceptance should be recorded on the receipt and the payer's seal should be signed.
3. Making an acceptance
If the payee decides to accept, he shall record the matters that should be recorded in the acceptance and sign his seal in accordance with the provisions of Article 42 of the Negotiable Instruments Law. For bills of exchange payable regularly after sight, the date of payment must also be recorded.
4. Return of the accepted draft
After the acceptor completes the acceptance record, he shall immediately exchange the accepted draft to the holder, and the holder shall return the receipt to the acceptor.
For more bill knowledge sharing, check out commercial bill acceptance? Basic theoretical knowledge on the time limit for acceptance of commercial bills, making acceptances, etc.! _Business Ticket Easy
