Everyone who has arrived in Australia knows that bank cards and credit cards are very important in Australia. In Australia, banks are big machines that circulate the entire society. Therefore, when it comes to studying in Australia, bank cards are your must-have life tools. So, what kind of bank cards and credit cards are more suitable for studying in Australia?
International students have many choices when applying for credit cards in Australia. Which one is better depends on your personal situation.
So which banks can apply for credit cards for international students?
In Australia, major banks such as HSBC (HSBC Bank), ANZ (Australia and New Zealand Bank), ST GEORGE (Australia and New Zealand Bank), Commonwealth Bank (CBA), WESTPAC (Westpac Bank), and NAB (National Bank of Australia) all accept applications for Australian credit cards from international students.
What kind of credit card is suitable for Australian international students?
In fact, each bank has its own advantages, and it depends on its own needs. For example, the Commonwealth Bank has many ATMs, which are very convenient for deposits and withdrawals; ANZ has branches in major cities in China, making it more convenient for parents to transfer money; the "Debit Card" type Visa Card issued by HSBC (HSBC), ANZ (Australia and New Zealand Bank), and ST GEORGE (St. George Bank) is more suitable for international students to apply for, and the limit is about $1,000-$5,000.
What application materials are needed to apply for a credit card?
1. Time deposit (TERM DEPOSIT) certificate
2. Passport
The specific requirements of each bank may be different, so you need to consult the local card-issuing bank.
What are the procedures for international students to apply for an Australian credit card?
Students can go directly to the bank counter to apply, provide the supporting documents required by the bank, and fill out the application form. Generally, it can be processed in one to two weeks, and the slowest is 1 month. From the perspective of application speed, ANZ (Australia and New Zealand Banking Group) has the fastest approval speed and the review process is relatively simple. Among international students, the number of and is relatively high.
Of course, in addition to local Australian credit cards, you can also use major Chinese banks, such as Bank of China . You can apply for a "mother-child card" with your parents, which makes it very convenient for your parents to send you money. No matter which bank you choose, please remember to protect yourself and your property, and everything goes well while studying in Australia.
