National anti-fraud, you can't do it without you
"He asked me about my well-being every day, asking me if I have eaten or hungry, and when the weather is cold, I have to wear more clothes, and if I have umbrellas when it rains, it's very considerate." Qianqian said that no one has ever cared about me as much as he did.
Unfortunately, this is not Qianqian’s memory of her sweet lover, but a complaint against the criminal by a victim who was defrauded of more than 800,000 yuan.
Wait without results
The man is Chen Hui, and he met Qianqian online. In the lifestyle blocked by the epidemic, Chen Hui's "warm man" character made Qianqian quickly "go up", and the two chatted enthusiastically across the Internet. Facing the screen, Qianqian opened her heart to the person opposite and fell in love.
If it is a normal relationship, this story may have a good ending. Unfortunately, the appearance and deliberate relationship of this man were just a carefully designed scam against Qianqian. All the cares about her is just to gain her sense of trust in order to implement the next plan.
Once, Chen Hui said excitedly to Qianqian that the leader gave him an investment value-added place, which had considerable returns, but it was an illegal operation. He originally wanted to apply in the name of his uncle, but he felt that the relationship between relatives was too close and might be found, so he wanted to apply in the name of Qianqian.
Qianqian, who was in love, sent her ID card photo without saying a word and helped Chen Hui complete the registration. After Chen Hui's instigation, Qianqian thought that the investment opportunity was rare, so she tried to invest 10,000 US dollars (calculated in US dollars on the platform) and helped Chen Hui raise 40,000 US dollars as principal. When the account income increased to more than 2 million, Qianqian felt that she should "receive when it's good", and discussed with Chen Hui to recover the principal first, and Chen Hui expressed her agreement.
Just, how could the fraud gang let Qianqian go? Before the matter is revealed, they have to pull out a handful of wool.
platform customer service told Qianqian that you need to pay 9.3% of the tax first to withdraw the principal. Qianqian is very strange. Isn’t it enough to just deduct it from the profit part? The other party replied that taxes must be paid first.
At that time, Qianqian was thinking about how to get back the profit of more than 2 million yuan. 9.3% is equivalent to 190,000 US dollars , she really can't get it. Seeing Qianqian in trouble, Chen Hui was afraid that she would give up, so he pretended to care that his friend would lend him 50,000 US dollars in two days. He also had a real estate in Zhengzhou, which he used to mortgage him to usury and could raise about 60,000 US dollars. This will reduce Qianqian's "pressure" to US$80,000.
So, Qianqian seized the "opportunity", asked friends and best friend to help cash out the credit card, and then borrowed short-term loan from the bank, and finally raised the remaining 80,000 US dollars.
When preparing to remit money, Qianqian received a call from a bank staff member saying that her account had recently had transactions with Hong Kong and needed to show proof what it was used for. Unfortunately, Qianqian did not catch this last "life-saving straw". She couldn't come up with the proof, so she found a way to send the money through other methods.
When Qianqian was waiting for a considerable income with joy, Chen Hui suddenly called and said that he had been betrayed by his colleagues and had to be investigated. Qianqian asked Qianqian to delete all the chat records of the two before and asked Qianqian to wait for him to come back and marry her after she came back.
Policeman Chen Yihua analyzed that deleting the chat records is actually to destroy evidence.
Qianqian said, "I thought he was really investigated, so I kept waiting for him." However, this waiting was destined to be a bitter result, and Chen Hui never appeared again.
, Qianqian invested a total of US$130,000 in this scam called love, equivalent to more than 800,000 yuan. In addition to the damage to funds, Qianqian's heart that longs for love has also become fragmented.
"Not only cheats money, but also cheats feelings. Killing people and heart-killing is the terrible thing about the "pig killing plate"." Chen Yihua said that the "pig killing plate" is to use people's needs for emotions to make victims emotional dependence.
In fact, chatting with the victim is a script to cultivate feelings, which is operated by a dozen people from a fraud gang to package the character design of "perfect lover". Through chat, fraudsters constantly collect victims’ personal information and hobbies to prepare for “customized” fraud.
"The so-called customized scams, the scammers naturally seek more than other love scams, and they usually cheat the victims into bankruptcy. The reason why this scam is called the "pig killing slaughter" is because it takes much longer than other scams, ranging from a few months to a few years." Chen Yihua said that the scammers call the victim "pigs". The entire fraud process will be like raising pigs, fattening first, making you believe in him, and then 'killing', that is, cheating you of your money. "
According to the situation disclosed by local police and public media reports, the "pig killing" fraud amounts are hundreds of millions, and there are many victims. In the information disclosed by social platforms and media, the victims are calculated by their "lovers". In addition to huge property losses, their lives are rewritten.
"The morning and evening care is just for your huge sum of money. Anyone who makes you invest or transfer money online is actually a fraud. "Chen Yihua solemnly reminded that if you don't listen, believe, or transfer money, you will ask the police for help if you have any questions.
"high-end" scam opposite the screen
According to the Ministry of Public Security, a total of 394,000 telecommunications network fraud cases were cracked nationwide in 2021, and 634,000 criminal suspects were arrested, an increase of 28.5% and 76.6% year-on-year respectively. At present, the telecommunications fraud criminal methods have exceeded 48 categories and 300 types, loans, Four types of high-incidence online fraud cases, including order swiping, pig killing, and impersonating customer service, account for more than 70%.
With the emergence of new technologies, new applications and new business forms, new fraud methods have also emerged. And constantly evolved and upgraded, Xiaoting unfortunately experienced a "high-end" scam recently: imitating public security, procuratorial and courts.
At that time, Xiaoting received a call from the Shenzhen public security organs, "I have never done anything illegal, and my first reaction was a scammer, so I hung up. "
Unexpectedly, the other party kept calling over. After Xiaoting, who was annoyed, answered, there was a stern voice in the microphone, "Do you know that hanging up the phone of the public security organs just now is an obstacle to judicial procedures and will bear corresponding legal responsibilities. "
A big hat was put down and Xiaoting was "confused", "I was a little scared and said I would cooperate with the investigation. "
After checking the information such as name, ID number, home address, etc., Xiaoting asked if she had arrived in Nanjing from Vietnam. Her passport was suspected of being used by someone and needed to cooperate with the police to assist in the investigation.
Under a series of "bombing" of information, Xiaoting had already determined in her heart that the other party was a public security organ that was performing official duties.
"This is actually a more traditional routine of impersonating the public security organ of the procuratorate and courts. Scammers usually say that your identity information is suspected of committing an illegal crime, and then use state power organs such as public security organs or procuratorates to deter you, causing you to panic, and thus make you believe the information he said. " police officer Zhu Qiliang, Shenzhen Public Security Bureau, said.
A policeman who claimed to be surnamed Zhang received Xiaoting and also reported his own police number, instructing Xiaoting to cooperate with him in a quiet place to handle cases and inquire, and turn on video calls. Through the screen, Xiaoting saw the office scene of the Public Security Bureau opposite, and other policemen were walking around behind.
"So I completely believed it at that time, he must be the police. "Xiao Ting recalled.
Zhu Qiliang analyzed that in fact, the victims saw all the scenes arranged by the scammers to make her completely believe it. In fact, the office place she saw must be fake. They built it with the words "public security" and the people wearing police uniforms were actually extras."
It has to be said that the fraud gang was very "dedicated" and spent a lot of money to implement this scam.
However, the network conditions on the "police" opposite the screen are not very good, and they get stuck in a few seconds. The other person explained to Xiaoting that the public security office network was not particularly stable, so he turned off the camera first, but Xiaoting also had to turn on the camera throughout the process and cooperate with the transcript.
After-analysis, this is completely because the fraudsters are afraid that they will be exposed in the video for too long, so they use the excuse to turn off the video.
Based on Xiaoting's preconceived judgment, she actively cooperated with the "police" inquiry, and a big net quietly came to her.
The other party said that she found a bank card under her name suspected of helping the criminal group launder money, and sent a website displayed as the "Supreme People's Procuratorate" and asked Xiaoting to check her name and ID number in the web search box.
"As soon as I entered, I saw a 'arrest warrant', which was my name, ID number, and why of the crime. I was really panicked at that time." Seeing the scene in front of me, Xiaoting was in chaos. "I asked how to cancel this 'arrest warrant'. 'Officer Zhang' said that I had received higher education and would definitely not know the law and break the law. Cooperate with him to conduct some investigations to prove that all the assets under my name are formal and innocent, and then you can clear the suspicion."
"Once you are panicked, you don't have the heart to tell whether what he said is true, and you will also pin your hopes on this fake public security and let him help you prove your innocence." Zhu Qiliang pointed out that the website of the procuratorate was actually a fake website specially made by a scammer, and any information found on it was actually set in advance.
Then, the other party instructed Xiaoting to transfer all the deposits and financial management under her name to a bank card, and said that this process requires the sharing screen to be opened and completed under his "supervision". Xiaoting did the truth, transferred nearly 150,000 yuan to the bank card, and filled out the application for fund inventory according to the prompts.
operation ended, and the opponent said that the China Banking Regulatory Commission will check assets within 3 hours. If there is no problem, Xiaoting will be innocent.
At this point, the "inquiry" ended, and a big network ended here. When Xiaoting waited restlessly for more than an hour before logging in to the online banking check, she found that the money in her account had been empty, but it was too late.
In fact, when Xiaoting turned on the shared screen to operate online banking, the account and password of the bank card had already fallen into the hands of the scam.
In this scam that impersonates the public security, procuratorial and judicial system, the fraud gang used psychological deterrence, web page production and Internet-related technical means, and with the authority of the public security, procuratorial and judicial departments, they completed a "fatal blow" to the victims.
Zhu Qiliang reminds that the public security organs will not handle cases by telephone or online when targeting criminal suspects. Any links or web pages sent by strangers should not be clicked. Of course, the most important thing is to remain calm and contact the public security organs in time when encountering fraud. After all, types of fraud and methods of committing crimes are emerging one after another, and we must be vigilant.
Wish there is no "fraud" in the world
From the "cerebral hemorrhage" and "car accident" scams that were popular around 2002, to the "high money to seek a child" street advertisements that were everywhere before 2010, to the popularization of customized scams represented by "pig killing", impersonating public security, procuratorial and courts, and false investment and financial management, cracking down on telecommunications fraud and online fraud has become a comprehensive social governance problem.
Among them, online fraud accounts for more than 80% of telecom fraud, and the Internet has become the main battlefield for anti-fraud propaganda.
Previously, the person in charge of of the National Anti-Fraud Center of once gave an example that the real name of bank accounts and mobile phone cards is a root cause of telecommunications and network fraud crimes; some companies have insufficient risk control, focusing on economic interests over social responsibility, and chaos in cyberspace has become a breeding ground for criminals.
Nowadays, the National Anti-Fraud Center APP, which is "one person in hand", is well known to users of different ages and occupations. It is reported that the National Anti-Fraud Center issues an average of 110,000 warning instructions every day, and successfully avoided 28.915 million people being deceived in 2021.
In addition to the National Anti-Fraud Center APP, some enterprises and platforms-related anti-fraud tools have also established a "firewall" for the nationwide anti-fraud, such as the "one-click card check" of Cloud Flash Payment APP, "WeChat Payment Risk Warning" and other powerful tools, which are now active in the front line of fraud.
Among them, "WeChat Payment Risk Warning" covers functions such as high-risk transaction interception, anti-fraud customer service reminder function, transfer cooling-off period and other functions. If the back-end risk control finds that the user encounters risky transactions during the payment process, the payment interface will pop up the "Acknowledge Reminder" button, and provide real-time online customer service to assist users in judging the current transaction risks and conduct early warnings, thereby protecting the safety of users' property.
In addition, some police officers in charge of the case said that propaganda and dissuade victims are more difficult than cracking down on crimes. Therefore, in addition to cracking down on and preventing fraud gangs from committing crimes, legal education that targets the public "preparing for the future" is also indispensable, and anti-fraud is imperative for the whole people.
Under the guidance of the National Anti-Fraud Center, more than one department of Tencent , including WeChat Pay, Tencent Guardian Plan, WeChat Security Center, QQ, Tencent Mobile Manager , etc., jointly carried out a series of publicity activities for "Anti-Fraud in Action". The
event uses interactive questions, creative exhibitions, public welfare posters and other forms, "education and entertainment" to remind the public to pay attention to the risks around them, strengthen users' own safety prevention literacy, and hopes to arouse and enhance the awareness of anti-fraud through continuous popular science and warnings.
This is a protracted war and requires the participation of the whole people. Qianqian, Xiaoting, and countless victims of fraud are looking forward to no "fraud".
(At the request of the interviewee, all the articles are pseudonyms)
Author: Li Quanyun
Source: China News Weekly
