This year, my country's pensions have increased by 18 consecutive times, with an average increase of 4%. The pension income of many elderly people has increased again, which makes them happy and their lives in their later years have become happier. According to data, the average pension in my country has reached 3,030 yuan. In this regard, some experts said that the number of basic pension insurance funds for employees of my country's enterprise still has a surplus of 5.1 trillion yuan, and it is expected that my country's pension funds will continue to rise in 2023, achieving 19 consecutive increases.
It seems that there is basically no suspense that the pension will continue to rise in 2023. However, the gap in pension income in China is still relatively large. Most elderly people have pensions below 3,000 yuan, while some elderly people have pensions exceeding 6,000 yuan. Therefore, some netizens suggested that if the pension increases next year, whether it can be implemented for less than 3,000 yuan, and the pension will increase by 500 yuan, while the pension will not increase by more than 6,000 yuan. This will narrow the gap between pension income and make it more fair and reasonable. .
. We believe that such suggestions are difficult to implement, mainly for the following reasons: First, our country's pension has always adhered to the principle of "pay more and get more", that is, the more pension you pay when you are on the job, the more you get after retirement. If only the retired persons under 3,000 yuan will increase their pensions and stop the increase of their pensions for those over 6,000 yuan will detract from the enthusiasm of the group who pays more social security, and they will not be willing to pay social security according to higher standards in the future.
Second, the cost is too high. There are now more than 100 million elderly people in China receiving employee pensions, and about 70 million of them have a pension income of less than 3,000 yuan. If 70 million retired elderly people increase by 500 yuan per month, they will increase expenditure by 35 billion yuan per month. This will not only significantly increase the expenditure pressure of the pension insurance fund, but also make the pension fund face the result of collapse.
3, the economic development and price levels are also different between regions. Prices in first-tier cities are relatively high. If the salary is below 3,000 yuan, even if you add 500 yuan, it will not work. If you are a resident of a third- and fourth-tier city, if you add 500 yuan, the quality of life of retirees will be significantly improved. Therefore, if a one-size-fits-all approach is adopted to increase pensions, it will lead to dissatisfaction among retirees in big cities, and the pensions for retirees in third- and fourth-tier cities will be increased too much.
In fact, in order to shorten the gap between pensions, our country will increase pensions every year while increasing pensions. Usually, the pension growth rate of elderly people will be relatively higher. In addition, many provinces in China will issue pension subsidies to elderly people based on their actual situation to improve their quality of life in their later years.
For example, Sichuan Province has introduced new regulations for the elderly, and subsidies are issued to elderly people. There are three levels in total: 30 yuan for those who are over 70 years old or younger than 80 years old, 60 yuan for those who are over 80 years old or younger than 90 years old, and 100 yuan for those who are over 90 years old. This also reflects our country’s care for the elderly.
Some netizens suggested: the pension will increase by 500 yuan below 3,000 yuan, while the pension will not increase by more than 6,000 yuan. In this regard, we believe that this situation is difficult to implement. Pensions adhere to the principle of "pay more and get more". If the elderly who are given pensions below 3,000 yuan will increase by 500 yuan, it will definitely dampen the enthusiasm of the groups with more pensions. In addition, if you give pensions below 3,000 yuan, you can't afford it.
There are also different economic development levels in different regions, and pensions cannot be increased in one-size-fits-all manner. At present, my country's annual increase in pensions will be tilted towards the elderly. At the same time, localities will also provide allowances to the elderly to improve the quality of life of the elderly, which also reflects our country's attention and care for the elderly.
