Today is the winter solstice, and nearly 9,000 people in Hangzhou will receive a "receipt of money text message." This is not a fraud, but the fourth centralized optimization of compensation work in 2021 carried out by "Zheli Medical Insurance·Xihu Yilianbao".

Today is the winter solstice, and nearly 9,000 people in Hangzhou will receive a "receipt of money text message." This is not a fraud, but the fourth concentrated optimization of compensation payment in 2021 carried out by "Zheli Medical Insurance· West Lake Yilianbao". Insured persons who are discharged from hospital in November and whose related expenses meet the conditions for catch-up reimbursement will receive a compensation payment one after another. According to statistics, there are 8,908 beneficiaries from this optimized claim settlement, with a total compensation amount of approximately 19.16 million yuan.

So far, the "Zheli Medical Insurance·Xihu Yilian Insurance" 2022, which has been fully upgraded and increases in volume without increasing prices, has attracted million Hangzhou citizens to actively participate. We would like to remind citizens who have not yet signed up for insurance that there are only 11 days left until the insurance payment window closes. Seize the last opportunity to apply for insurance. If you miss it, you will not be able to make up the payment.

Nearly 9,000 people have benefited

The per capita compensation is 2,100 yuan

So far, "Zheli Medical Insurance·Xihu Yilianbao" has carried out four supplementary reimbursements this year. Many people may not know much about this, and it can be simply understood as: Lower the "threshold" and pay out the money.

According to the mutual insurance announcement, the relevant medical expenses incurred from January to October 2021 have been supplemented and reimbursed. Starting today, the relevant medical expenses incurred in November will be compensated in the form of post-incident supplementary reimbursement.

The beneficiaries of this optimized claim settlement are ,908 people. The total compensation amount is about 19.16 million yuan, and the per capita compensation exceeds 2,100 yuan. What specific thresholds has been lowered by

and what optimizations have been made? The announcement shows that, consistent with the first three rounds, the main new liability content of the optimized claims plan is the self-paid diagnosis and treatment items and medical material expenses required for reasonable treatment during hospitalization.

According to the relevant person in charge of the mutual insurance body, the diagnosis and treatment items mainly include laboratory fees, examination fees, treatment fees, and surgical fees that are common in the hospitalization fee list. Medical materials mainly include the material fees listed in the list. Among these categories, Category C self-paid items are the content of supplementary reimbursement. The cost of these projects is often relatively high, which is the main burden for people to see a doctor. Citizens have responded intensively, and supplementary reimbursement will greatly reduce this burden.

According to statistics, a total of 56,000 new people have benefited from the four supplementary reimbursements, and the cumulative compensation amount is about 220 million yuan.

For insured persons who meet the conditions for supplementary reimbursement, Xihu Yilian Insurance Co-Insurance Insurance Company will notify of the insured in the form of SMS. At the same time, priority will be given to direct payment to the insured who have saved claims information from January to October; for insured persons whose payment is unsuccessful or who do not have bank card information, they need to contact the "Xihu Yilianbao" WeChat official account (Service Center-Products) Optimize claims) Upload identity information and bank card information; you can also go to China Life Hangzhou counters in various districts and counties with your ID and bank card to apply; the main underwriter of the co-insurance insurance company, China Life Hangzhou Company, will also arrange a dedicated service team Provide customers with corresponding door-to-door services.

Hangzhou citizens have previously received text message notifications

Let me remind you again, notification text messages will be sent to policyholders, and claims will be paid directly to policyholders.

In other words, if a child insures his or her parents, the child will receive a claim settlement SMS notification, and the bank account associated with the parents' medical insurance card will receive the claim settlement. For insured persons who insure themselves, SMS notifications and claim settlements will be received by the insured persons themselves.

It is understood that the relevant medical expenses incurred in December 2021 are expected to be supplemented in January 2022.Insured citizens who are hospitalized during this period can pay attention to text messages, "West Lake Yi Lian Bao" WeChat public account notifications or relevant reminders from City Express.

By 2022, this part of the medical expenses will be subject to "one-stop settlement" , that is, reimbursed in the same way as medical insurance. When patients are discharged, they only need to pay the expenses reimbursed by basic medical insurance and "Zheli Medical Insurance·Xihu Yilian Insurance". However, claims settlement is simpler and more intuitive, and the burden is lighter.

Insure all villagers

Solve the villagers’ worries

On one hand, Xihu Yilianbao is actively paying compensation, and on the other hand, citizens are actively participating in insurance. As of 2 p.m. on December 20, the number of insured persons in "Zheli Medical Insurance·Xihu Yilianbao" in 2022 has exceeded 4 million , which means that nearly half of the citizens have chosen "Zheli Medical Insurance·Xihu Yilianbao" for themselves The improved protection reflects the public’s high recognition of this product that benefits people.

Xihu Yilian Insurance entered Yuhang community, attracting a large number of residents to inquire about insurance information.

"Be prepared for a rainy day and be prepared for any disaster." When it comes to "Zheli Medical Insurance·Xihu Yilian Insurance", the relevant person in charge of Chaowang Village, Chaohui Street was very moved.

In the first half of this year, a villager in Chaowang Village suffered a cerebral hemorrhage and was hospitalized many times. The breadwinner of the family suddenly lost his income. Coupled with the high medical expenses, the family's financial situation was originally relatively average, and the financial pressure increased sharply.

Currently, the villager is still recovering and unable to return to work due to illness, so he had to apply for early retirement and receive a meager pension every month. The above-mentioned person in charge felt very sorry. She had consulted that if the villager had purchased the "Xihu Yilian Insurance" insurance in the first half of the year, most of the expenses could be reimbursed and the pressure would be reduced a lot.

In order to solve the villagers' worries, ensure that they can afford medical treatment, avoid falling into poverty due to illness, and at the same time improve the villagers' medical security level, under the leadership of the street, social security station and board of directors staff, Chaowang Village and China, the main underwriter of "West Lake Yilianbao" In connection with the Hangzhou branch of Life Insurance, the leaders of eight villager groups and China Life staff jointly carried out publicity to the villagers. In just one week, Chaowang Village purchased "Zheli Medical Insurance·Xihu Yilian Insurance 2022" for more than 1,500 villagers, more than 1/3 of whom were retirees.

During the process of counting the number of people, the person in charge found that more than 200 villagers who had participated in the insurance in 2021 had completed their insurance renewal early. " This proves that the product has a good reputation and people really need it. When the dividends are distributed at the end of the year, the village will reimburse the premiums for these more than 200 villagers."

Disease protection 1last month 1,909 village builders and elderly residents in Yile Community, Gudang Street, Xihu District also received care gift packages from the village collective. As soon as the news came out that "Zheli Medical Insurance·Xihu Yilian Insurance 2022" would officially participate in the renewal and payment of insurance premiums, the person in charge of Yile Economic Cooperative took active action and set up a special team to invest in publicity and renewal work.

A resident of Yile Community, Gudang Street, Xihu District, participated in the Xihu Yilian Community Promotion Activity last month.

In order to let the villagers truly understand this product that benefits the people and is supported by government guidance, Yile Economic Cooperative invited China Life Hangzhou Branch to give a keynote speech to introduce in detail the compensation situation in 2021 and the protection content in 2022.

In fact, this is the second time the village collective has taken out insurance. At the seminar, villagers who benefited from the "West Lake Benefit Alliance" took the initiative to act as "propagandaists" on the spot.Aunt Bao, a villager, said that her husband installed a pacemaker in the first half of the year. Because she bought the "Xihu Yi Lian Bao", was reimbursed more than 7,000 yuan in expenses. She was very grateful to the village collective for investing in the insurance.

You are protected when you are sick, and you show love when you are not sick. Some villagers said that even if the purchase is not used in the end, the 150 yuan premium can be regarded as charity and social assistance, and it is good to help people in need. More importantly, "Xihu Yilianbao", as an important supplement to medical insurance, builds a "firewall" for one's family life.

Insurance is about to end

Group insurance is welcome

"Zheli Medical Insurance·Xihu Yilianbao 2022" is open to Zhejiang Province employee medical insurance and Hangzhou basic medical insurance participants. There is no household registration, age, medical history, health status, occupation, etc. Subject to restrictions, if each person pays 1,150 yuan per year (children/college students’ medical insurance is 2,100 yuan), they can obtain the highest medical insurance of 13.15 million yuan. The payment channel will be closed at 17:00 on December 31, 2021. Those who have not yet signed up for insurance should hurry up.

Citizens can provide services for themselves through 6 channels including "Xihu Yi Lian Bao" and "Hangzhou Medical Security" WeChat public account, Zhejiang Office , Alipay , insurance company QR code, and insurance company offline service outlets Insurance renewal for you and your family can be paid through your medical insurance account. Enterprises and collectives that are willing to insure as a group can call the mutual insurance contact number (Mr. Shen, 15167110835) and leave their contact information. The staff will contact you and provide services at your doorstep.

Scan the QR code on WeChat

or

You can complete the insurance in a few minutes

Orange Persimmon Interactive·City Express reporter Wang Xiao潇