spent three or five minutes to learn about what major events and changes have happened in our country recently, and we will accompany our motherland to develop together. At the same time, I also feel the vitality of the motherland and the atmosphere of economic recovery. As the comprehensive strength of the motherland continues to rise, China has ushered in three good news today.
The first good news is that more than 20 cities support housing provident fund as down payment: to accelerate the entry of the market for urgently needed groups.
Since the beginning of this year, many cities in my country have lowered their first personal housing provident fund loans, and so far, the interest rates for first-home loans in many cities have dropped below 4%. More than 20 cities now support housing provident fund as down payment, with the purpose of accelerating the pace of entry of urgent needs groups into the market. Now, new policy measures have been introduced in various places to stimulate the real estate market. Some cities have already relaxed purchase and loan restrictions. Not only that, mortgage interest rates are also falling. First, the personal housing provident fund loan interest rate was lowered, and then several cities lowered the commercial loan interest rate for first-home homes to 4%.
In addition, many places in my country have also introduced relevant policies such as "delivery of houses and certificates", so that when everyone buys a house, they can shorten the processing time of real estate certificate , and also provide convenience for home buyers to apply for settlement, children's enrollment, financing loans, etc. In fact, buying a house is a very important thing for the people of our country. It not only involves children, but also many. However, the housing prices in our country are not cheap, which leads to many people paying more attention to positions with provident fund when choosing a job, because provident fund can be directly used for real estate purchases, which can reduce our pressure on buying a house to a certain extent. This is very attractive to young people who are in a hurry to buy a house and those who want to buy a house and get married. If it were you, would you choose to buy a house?
According to recent public information. As of now, more than 20 cities in my country have supported the withdrawal of provident fund for payment of down payment and house purchase. It is reported that there are more than 20 cities including Qingdao, Shandong, Meishan, Sichuan, Xiamen, Fujian, Shenyang, Liaoning, Zunyi, Guizhou, Shanwei, Guangdong, Zhuhai, Guangdong, and Chizhou, Anhui, etc., which mentioned that the withdrawal of provident fund for payment of down payment and house purchase. Actually, I want to say here that if the house is directly reduced by a sharp drop, I believe many people will choose to buy it. But the houses are not reduced in price, and they also want to let the people buy and buy in various ways. Do you think there is a provident fund, but still lack a house? Do you support this statement?
The second good news is that Harbin, my country plans to issue monthly childcare subsidies to each child with two or more children until the age of 3.
learned from network messages. Harbin City, my country, drafted the "Implementation Plan for Optimizing Harbin's Birth Policy to Promote Long-term Balanced Population Development (Draft for Comments)", and publicly solicited opinions from the public from October 25 to October 31.
comments are proposed that couples with household registration in this city who work and live locally will receive monthly childcare subsidies for each child until their children are 3 years old. With the full liberalization of the two-child policy in my country, residents' willingness and actions for having a second child have gradually become the focus of social attention. Since the beginning of this year, many places have supported and encouraged everyone to have more children, and this kind of discount and various subsidies are still increasing.
so there are more and more families with double treasures and families with multiple children. Seeing the family of many people busy and the children laugh and play together, I believe many parents with only children are jealous. Of course, this is more common in rural areas, because they still have the traditional ideas of the older generation. If the family has a large population, they will not be bullied. Therefore, many families will consider whether to add another baby to their family? It is easy to be moved and difficult to decide. Adding children will have a profound impact on everyone in the family. After all, you must consider the source of the economy and the distribution of land at home. But as the country's current policies become better and better, subsidies are getting higher and higher. I believe everyone's hearts will be ready to move at the moment.
Now, in many places in my country, each child with two or more children is issued monthly childcare subsidies until the age of 3.In addition, families with two children and above who meet the national birth policy will reduce the continuous payment time for housing provident fund loans. In addition, if they purchase new housing in urban areas, they will be given housing purchase subsidies of 15,000 yuan and 20,000 yuan respectively. I would like to ask if you see this news here, and you will burst into tears when you think about it. Actually, what I want to say is that I feel that this generation of elderly people is pitiful. When I was young, I wanted to give birth to a child. When I was old, the country advocated cross-generational raising, and I had to show my children. Hahaha. Although I don’t understand these, from the end, all the country’s policies expressed support.
The third good news is that domestic oil prices may be lowered again.
According to media reports, the sales of fuel vehicles are not very ideal nowadays. Due to the influence of oil prices, the sales of fuel vehicles have begun to decline all the way. Although the preferential policies for buying cars are constantly being updated every year, people are also more cautious when choosing cars, and oil prices are constantly rising. So most of them are more optimistic about new energy vehicle at present. So if the oil price does not decrease, it is estimated that the sales of this fuel vehicle will gradually decline. What do you think?
October 25, the first working day, the cumulative oil price reduction was 20 yuan/ton! The conversion is increased to 0.00-0.00 yuan/liter, and the next time the oil price adjustment is: 24:00 on November 7, 2022. Some experts predict that domestic oil prices will decline again. In fact, if the domestic oil price does not drop, it is estimated that domestic fuel vehicle sales will cause a sharp decline. This year everyone has endured high oil prices for a year. Seeing that the current trend of international crude oil prices is still very unstable, if the adjustment will rise next time, will you decide to change your car? So it should be a good idea to drop next time oil prices fall.
