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Elderly people should not think about deposits simply. Don't close your eyes and listen, and don't insist on going your own way. It is best to refer to the suggestions in time. Learning from them is one of the ways to live and learn from the old.
1. Let children have the right to know.
There is no need to hide money from children, otherwise it will increase future troubles. In addition to discussing larger amounts of daily expenses with your children, you also need to let your children know where the deposits go. The specific amount of the deposit still needs to be disclosed openly and honestly. The most important thing is the password matching the bank card, which must be kept in mind by the children. There have been many farces or tragedies. Either the children did not know that their parents had savings after their parents passed away, and did not check or withdraw money. Large or small banks, even if they find the deposits left by their parents, do not have the withdrawal password. In the end, they have to spend a lot of money. In addition to time and effort, they also need to pay notarization fees.
An old man practices calligraphy
2. Trust your children
If you can’t even trust your children, how many others can trust you? Especially when dealing with deposit matters, if you think your children are reliable, you need to divide the deposit into several or dozens of portions and give them to your children intermittently during your lifetime. This will not only mobilize the children's enthusiasm, but also give them something to look forward to, and they will often work harder in the process of fulfilling their filial piety in daily life. Since deposits are a tool, we should maximize the use of deposits as a tool during our lifetime. This will not have a negative impact on daily life, but we can also hand over the property step by step. Moreover, we can also examine the ability of our children to manage savings. If our children can manage savings If there is a deviation in the ability to save money, the chaos can be rectified as soon as possible, laying a solid foundation for the children to eventually control more savings.
Mature European old man in nature, philosophical portrait, in autumn park
3. Don’t blindly use your deposits
Deposits are just for emergency needs. If you misappropriate your deposits blindly, you will lose more than you gain, and the deposit may even be lost. Returning again, using a bamboo basket to fetch water is doomed to be in vain. For this reason, don’t trust outsiders, especially strangers with ulterior motives. No matter how they deceive you or urge you, don’t buy anything that is not suitable for you. Don’t blindly invest deposits. Stay away from irregular investments unconditionally. Stay as far away as you can. Even formal investments need to assess the situation and weigh the pros and cons. Since there are risks in investment, you need to be cautious, reasonable and Only by managing deposits in compliance with regulations will we be more likely to achieve stability and progress.
Conclusion: Deposits are always no small matter. Don’t be negligent, careless, or take it lightly. Only by having foresight and taking practical actions to prepare for a rainy day can you reduce or eliminate immediate worries.
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