A few days ago, the Suzhou Changshu Branch of the Industrial and Commercial Bank of China successfully issued a loan of 800,000 yuan to a certain " Jaguar Land Rover " brand 4S store in the form of digital RMB . The financial staff of the 4S store immediately used the loan to pay the previous Payment for picking up the car.
At almost the same moment, the financial staff of Chery Jaguar Land Rover Auto Sales Co., Ltd., the payee, received the digital RMB payment from the 4S store through the "digital wallet" on the computer.
▲ Electronic receipt
The successful issuance of this loan
achieved a breakthrough in the bank’s independent expansion of digital renminbi
supply chain financing scenarios
became the country’s first digital renminbi in the automotive field
supply chain finance business
The first digital RMB in the country
The birth of supply chain finance business
achieved a new breakthrough in application
The most important significance of the successful issuance of this loan is to establish an innovative application of digital renminbi in industrial scenarios.
After learning about the needs of the enterprise,
bank staff
communicated with the enterprise immediately
to speed up the loan issuance process
to realize the rapid arrival of funds
Digital RMB loan What are the benefits of
?
01
Due to the traceability of the digital renminbi, every transaction link of this loan can be traced and cannot be tampered with, and the entire process of funds after the loan can be traced
02
The loan is repaid to the designated payment object. After the 4S store obtains the loan, It can only be used to pay the car payment to the designated payee - Chery Jaguar Land Rover Auto Sales Co., Ltd. line land rover team leader
In the early preparation stage, ICBC Changshu quickly formulated a business innovation plan, designed a closed-loop capital process to ensure risk control, and finally successfully realized the issuance of supply chain financing in digital renminbi, and carried out targeted payments to upstream and downstream, successfully landing the country's first order in the automotive field. Digital RMB supply chain financial business.
In the next stage, banks
will further analyze and optimize the application process of
such scenarios so that
can be copied and promoted in more enterprises in the future.
This application scenario will also be extended to
car buying customers.
can be truly realized.
Digital currency application closed loop
from vehicle manufacturers to individual customers Nowadays, more and more pilot banks
are fully promoting the promotion of digital renminbi scenarios
The application scenarios of digital renminbi will also continue to enrich
01
people's livelihood
service area
Payment for bus travel, TV bills, communication bills, water and gas bills.
02
Consumption
Cultural and tourism field
More than 170 Changchunlong supermarket chain stores in the city use digital RMB full discounts, red envelope activities and other forms of promotion and payment applications. There are more than 9,000 merchants in the city supporting digital RMB payment functions. Shajiabang , Hongdou Villa, Zeng Zhaoyuan, Jiangxiang Village and other major scenic spots have all opened digital RMB offline payment channels for scenic spot tickets.
03
Others
Application fields
✦In terms of salary payment, , the first batch of pilot issuance units have completed the digital currency payment of commuter transportation subsidies to employees.
✦In terms of education scenarios, , the "Changshu off-campus training institution information management platform" digital renminbi pilot practice exploration was carried out. Changshu Institute of Technology has implemented the digital RMB recharge function of the campus card.
✦In terms of health care, is piloting digital currency payment functions in medical payment fields such as appointment registration and medical expenses in New District Hospital, Third People's Hospital and Dongming Hospital.
In the future, we believe that
Changshu ’s digital RMB ecosystem
will develop more and more smoothly!
