In recent years, with the development of the economy, the lives of many families have undergone great changes. As economic development, the most intuitive thing about is the material level, and the popularity of vehicles is a good reflection. By the end of October 2022, the number of cars in possession reached more than 300 million.
As more and more vehicles enter the lives of the people, while vehicles bring convenience, they also bring additional problems. And annual inspection and insurance are two of them.
As an ordinary person, we may be the most troublesome part of the annual inspection of vehicles. Many insurance companies also provide annual inspection benefits in a very user-friendly manner. But it also brings a problem that I personally think that resource integration can also bring convenience to car owners. Can the annual vehicle inspection and insurance be merged?
The specific operation of this suggestion is to take annual vehicle inspection as a prerequisite for vehicle insurance. If an insurance company underwrites the commercial insurance of the car, the vehicle condition is recognized by default. The inspection method can be contracted by an insurance company, or designated location, directly as part of the auto insurance inspection. Insurance companies directly recognize the vehicle condition, such as the vehicle's life, but the mileage is short and the vehicle's condition is relatively good, so they can flexibly adjust the inspection items. This will eliminate the existence of violent annual inspections and various scalpers in large part.
Secondly, adjustments to auto insurance. For commercial insurance underwriting by insurance companies, if the insurance amount reaches the corresponding amount, you can no longer purchase compulsory traffic insurance. The existence of compulsory traffic insurance is actually quite useless. In order to save money, many car owners no longer buy commercial insurance after purchasing compulsory traffic insurance. When there is a major accident, they do not guarantee both parties. The cancellation of compulsory traffic insurance and increasing the coverage of commercial insurance will actually help deal with the accident after the accident.
