shared today: "One-hour Comic Fund Practical Method"
Author: Guan Peng
This is a book that can be understood without any foundation. The content in the book is a combination of simple comics and text, so it is not boring to read. It's not tiring, but makes reading more interesting.
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Why should I read this bookâ
Compared with some platforms, many mothers complain every day about wanting to be financially independent while accompanying their children, or some excellent mothers have shared that they can take care of their children full-time and have a job at the same time. With the good income rolling in, I started to panic.
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I want to have my own income while spending time with my children. Even if it is not much, I can earn it with my own hands.
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After thinking about it, I want to use my free time after raising a baby to learn how to build a fund. For me who has zero foundation, I can quickly understand what a fund is by reading "One Hour Comic Fund Practical Method". How does the fund make money? How to buy funds scientifically?
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What has this book brought me?â
1âŁď¸The accumulation of original capital
The beginning of this book gives an example of Lao Wang achieving financial freedom through a monthly salary of 5,000. Although it is a case study, I also learned a very important secret from it: increase revenue and reduce expenditureâ
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As a full-time mother-in-law, I have no income every month except for the living expenses provided by my husband. If I want to save the original fund, I need Save money by any means possible.
First start saving from daily shopping, uninstall unnecessary shopping apps on your mobile phone, watch less live broadcasts or not watch live broadcasts at all, because many things are bought by watching live broadcasts, and you can have them later if you like them, and you often watch live broadcast shopping sessions Addicted.
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Control your daily expenses within a certain range and learn to keep accounts every day. Establish certain rules regarding consumption, such as delaying consumption, giving up consumption, etc.
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can also optimize the structure and live a healthy life. Get rid of the habit of eating takeaways and switch to cooking for yourself; get rid of the habit of eating junk food and switch to eating more fruits and vegetables; switch from driving to taking the subway and bus frequently.
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2âŁď¸If you buy a fund, buy a fixed investment fund.
After reading this book, I understand better that fixed investment funds are suitable for me.
Fixed investment funds are like saving money, using an equal amount of funds to buy the same fund on a fixed day.
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has a detailed introduction in Chapter 3 of this book about the principles of fund fixed investment in . I prefer the fixed investment method. As long as I choose the right fund and buy a fund regularly every month, I donât have to look at it anymore. No matter whether it goes up or down, it wonât have much impact on my mood.
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The key to fixed investment does not lie in the amount of money, but in the investor's thinking.
3âŁď¸ Lower your expectations
Buying a fund is also considered a capital investment, and avoidance of mentality cannot be avoided. As for the original intention of buying a fund, it is to treat it as a kind of forced savings.
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When buying any investment and financial products, we should lower our expectations. If we are eager for success, our mentality may collapse before our investment collapses.
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Only by being prepared to gain wealth steadily and slowly can we always remain rational.
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"You can never make money beyond your own knowledge."
Therefore, we should work hard to improve our abilities and slowly increase our wealth. As time goes by, what truly belongs to us is our own abilities.
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The last point must be remembered:
The smaller the principal, the less likely it is to take risks. At the beginning of the investment journey, it is even more important to cherish every penny and not make a penny of risk investment. Don't make the mistake of chasing high returns.
Instead of worrying about how to achieve financial independence while taking care of your children every day, mothers should spend more time learning the ability to make money.
Title: Moms, read this book to help you achieve financial independence
