"If someone says I am a liar, I'm very happy, it means I'm smarter than you..."
In July 2022, a few months after disappearing, Zhai Shanying suddenly appeared on the Internet live broadcast, generously admitting that he was a liar, and laughing at those fans who were deceived by him, insulting the fans' IQ.
Have seen people with arrogant attitude, but this is the first time many people have seen him.
Who is Zhai Shanying, who is a "god-like man" in the eyes of fans and is called "anti-fraud master" by fans?
What is the cleverness of his scam that can make so many fans willing to jump into the pit?
The army became a monk halfway through, became a financial trainer and accumulated connections, and made the first pot of gold from students
In 1970, Zhai Shanying was born in the military compound in Beijing, whose original name was Zhai Hongying.
His grandfather is Zhai Liangchao, and he was an excellent underground party member.
His father Zhai Mingzhan was a regiment-level cadre of the People's Liberation Army Air Force, and later transferred to the cultural publishing system.
His uncle Zhai Mingguo is an academician of the Chinese Academy of Sciences and a famous geologist in my country.
has such a deep family background to support life and also has a very good educational environment. No matter which path Zhai Shanying chooses, it is a path of prosperity and enjoyment, and there is a high probability that his future will be bright, but his choice is "not taking the ordinary path."
During the college entrance examination, Zhai Shanying chose the clothing design major despite the opposition of the whole family.
After graduating from university, he was assigned to work in a Beijing clothing company.
But before he could do it for long, he lost interest in this boring work and thought of experiencing it outside the system.
so without discussing with his family, he resolutely resigned and went to Guangxi alone to "go into the sea" to start a business.
995, after experiencing the ups and downs of the business world, 25-year-old Zhai Shanying felt that it was more suitable for him within the system, and he entered the system through his family relationships.
In the following years, he successively worked in the High Technology Department of the National Planning Commission and China Aerospace Science and Technology Corporation Limited .
In 2002, 32-year-old Zhai Shanying began to serve as the general manager of the China Branch of Hong Kong Construction Bank International (Investment Bank Department of China Construction Bank).
It was this work experience that made him begin to come into contact with finance and gradually discovered the secret of finance: "Scam money faster than doing business."
But at that time, Zhai Shanying was not proficient in various financial routines.
After some trade-offs, he resigned again and went to Wall Street for training.
After experiencing the cruel "education" of Wall Street, Zhai Shanying gained a deeper understanding of finance: finance is human nature, and only by understanding human nature can one obtain wealth.
He found that most people in China, under the impact of the commodity economy, are both eager for wealth and know nothing about finance.
He knew that his chance had come.
After returning to China, he could have relied on his knowledge and experience to be a person who contributed to the country. However, after enjoying the rich life of Wall Street, he was no longer willing to accumulate wealth slowly, and he was eager to realize wealth freedom as soon as possible.
After conducting a careful business survey, he chose the training industry as his breakthrough to achieve financial freedom.
At that time, China's commercial training market was just starting, and most business trainers chose to teach enterprise management model , solutions and other content. Zhai Shanying took a unique approach to talk about finance.
does not have obscure professional terms. His simple and down-to-earth teaching method has quickly gained popularity in the training industry.
plus his rich career experience in the financial field of China and the United States quickly won him a large number of fans who do not understand finance and are eager to make a fortune. He also won the "Most Charming Award" awarded by the International Vocational Trainer Industry Association .
In 2013, he participated in Zhai Shanying's training. More than 20 students, including Chen Qi, who were extremely respectful to Zhai Shanying, invested more than 10 million yuan and jointly opened a training company with him.
We jointly elected Zhai Shanying as the company's chairman and led everyone to make great achievements together.
This entrepreneurship became the starting point of Zhai Shanying's scam, and also became a lingering nightmare for Chen Qi and other shareholders.
Under the leadership of Zhai Shanying, the company's business was booming. The company's operating income and profits should have been considerable, but the company's books showed losses, which made Chen Qi and other shareholders confused. Due to Zhai Shanying's face, it was inconvenient to make public account checks, so they had to find professionals to investigate secretly.
I don’t know if I don’t investigate, and I’ll be shocked when I investigate.
Zhai Shanying actually secretly opened a cultural media company without telling it!
He transferred the income obtained from the training to the cultural media company, and the necessary expenses such as venue rent, administrative office, etc. required for the training are recorded in the training company's account.
In and out, the company lost more than 6 million yuan at once.
no matter what, these shareholders would never have imagined that Teacher Zhai Shanying, whom they trusted extremely, would actually plot against them.
They decided to settle the score with Zhai Shanying, but Zhai Shanying had already found that the matter was exposed, and she had oiled her feet and ran away.
When they sued Zhai Shanying in the court, the case had passed the statute of limitations, and the shareholders lost the right to win the and had to carry the debts on their backs.
Chen Qi once sighed to the media: "It was from us that he became rich, and then the capital was getting bigger and bigger."
After making his first pot of gold, Zhai Shanying began to lay out his " Ponzi Scheme ".
established Puhua Business Group , selling financial courses to attract countless fans
In 2014, Zhai Shanying established Puhua Business Group and began to implement his financial scam.
The first step in the scam is to establish Puhua Business School and sell financial courses.
courses are divided into junior class and advanced class, with the tuition fee of 5,000 yuan for junior class.
In order to make people believe that the courses are useful, Zhai Shanying publicized that he is a visiting professor of from Tsinghua , Peking University , Harvard and other universities.
He also regarded himself as the 18th generation descendant of the "Natural Zen" in the Chinese sect, claiming to be "the only Chinese who is qualified to compete for the Nobel Prize in Economics ".
A large number of students who don’t know the truth are confused by his propaganda, lose their ability to judge, trust their identities easily, and pay for the junior class courses.
Seeing that the fish began to bite the hook, he began to vigorously promote the higher-priced advanced course classes, and claimed that the students of the advanced class have the opportunity to become his disciples, and he personally teaches financial alchemy, but only students who have participated in the junior class are eligible to sign up for the advanced class.
actually, this is just his routine. The purpose is to screen out people with certain financial resources through the junior class, and then use these people as the target group of people for their financial scams.
The second step of the scam is to establish your own positive image.
Zhai Shanying talked about finance and Chinese studies in class, denying that those who engage in finance are "all liars" and "the eighteenth floors of hell, and the lowest floors are all financial!"
angrily scolded financial institutions, while he also taught the staff how to prevent financial fraud , how to avoid taxes, how to use patents to replace cash investment when registering a company, etc.
He also said excitedly in class: "China today is the most powerful country in the world, and the United States will collapse in the next ten years."
Zhai Shanying's "dare to speak out" and "inspiring" in class deeply touched the pain points in the hearts of the students, making him the "spokesperson of financial justice" in the eyes of the students.
In order to further expand his influence, he planned and published a series of books related to finance, such as "China Financial Ecosystem" and "33 Days of Financial Fraud Prevention", etc., almost every book is a bestseller.
In the book "33 Days of Financial Fraud Prevention", he mercilessly exposed the financial scam and sincerely warned investors how to avoid lightning.
This book has a rating of up to 7.9 points on Douban, making it the best-known book.
In addition to offline courses and publishing books, he also registered accounts on multiple self-media platforms to popularize financial knowledge, promote financial anti-fraud knowledge, and actively interact with fans. He soon had nearly ten million fans on the entire network.
Through a large amount of publicity from students, books and various media platforms, Zhai Shanying's "sense of justice" and "positive energy" have won the favor and trust of a large number of fans for him, and are called "the only man who dares to tell the truth and is like a god, and an anti-fraud master."
deceived students and made a profit of more than 2 billion yuan. It was exposed that it quickly fled the United States
scam third step, achieving arbitrage by playing with concepts.
In 2017, Zhai Shanying took advantage of the popularity of the virtual currency concept in China and launched the blockchain air currency SEA points project.
According to the introduction of the cheated student, Zhai Shanying set the game rules for this project:
project has a total of 6.6 billion points. It takes 10 years to mine, and you can get up to 5.5 million points per month, and 1 point can be exchanged for RMB 100.
If you want to get more points, you need to buy a product called BSC Cloud Box. As long as you plug the cloud box into the computer, you can generate points and make money in 24 hours. The virtual currency it generates can be added value and traded.
cloud box is divided into two versions. The full-featured version is priced at 88,000 yuan per unit, and the SE version is priced at 44,000 yuan per unit. The more you buy, the more you earn.
He claimed to the students that the annual rate of return of of the project is as high as 16%. Continuous buying and holding for a long time will achieve a value-added of ten times or even a hundred times.
A student surnamed Cao spent more than 2 million to buy virtual currency and more than 400,000 to buy cloud boxes.
Another student surnamed Dai spent 1.28 million to purchase 19 BSC cloud boxes in 2019.
There are at least 5,000 students who bought BSC cloud boxes or virtual currencies as they did.
The students who invested in the early stage can still obtain considerable returns through the project, but as the number of students invested increases, the rate of return of the project continues to decline, even lower than the bank's fixed deposit interest rate, which aroused some students' doubts about whether the project is a fraud.
In October 2020, a student surnamed Cao suddenly found that the BSC cloud box had almost no profit, and the points price had dropped from 1 point and 13 yuan at the high point to a few cents, and there was no data record on the machine.
After failing to communicate with Puhua Group, she dismantled a cloud box and uploaded the dismantled video to the Internet.
video shows that the disassembled cloud box is just a very simple iron box, about the size of a matchbox, and consists of a circuit board similar to a USB flash drive and a 32G TF card.
She took the cloud box to a professional testing agency for testing, and was told that it could not test any functions promoted by the cloud box. This cloud box is a small program that costs only more than 100 yuan, and data can still be generated even if the network is disconnected.
After she exposed the news online through the "famous anti-counter" Wang Hai, she instantly got into trouble among the students.
The fraudulent students joined forces to find Puhua Group to protect their rights, but were threatened by telephone by claiming to be employees of Puhua Group.
helplessly, some of the fraud-scammers chose to call the police. After receiving the report, the Chaoyang Branch of the Beijing Public Security Bureau officially filed a case against Puhua Commercial Group for suspected fraud.
During the police investigation, Zhai Shanying mysteriously disappeared and disappeared.
After police investigation, this so-called SEA points project is a complete financial scam.
Zhai Shanying's routine is very simple. He uses the money from the students who invest in the later stage to pay the students who invest in the early stage, but because the number of students who invest in the later stage is reduced, the game cannot be played.
When Zhai Shanying appeared again, he had already run to the United States where he once predicted that he was about to collapse. When
was broadcast live online, he not only did not apologize for his behavior, but also said shamelessly: "You were cheated, not robbed, not forced. After you let me cheat, you will definitely be deceived by more wise people than me. I have never heard of a particularly stupid person who can deceive wise people. They are all wise people to deceive stupid people."
This situation can only be described in one sentence by Zhuge Liang : has never seen such a shameless person!
written at the end
Zhai Shanying's scam seems clever, but it is not without loopholes. Why are so many people willing to fall into his scam?
He is certainly hateful, but he has a sentence worth thinking about: "Everyone who is deceived is derived from greed."
The dream of "get rich overnight" made these victims fascinated by desire and completely lost their judgment.
In fact, all scams are rooted in greed to take shortcuts.
When the pie falls on the day, you must keep your eyes open and see clearly. It is possible that what falls off is not the pie, but the sharp arrows that penetrate the body.
-END-
Author: Don't walk when you see the road
Edit: Leftover grass
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