When you really want to create wealth, it is actually not difficult, but it is not too easy. The first thing to do is to activate your own financial intelligence and awaken your financial talent. You can do it in ten steps. Are you ready?

When you really want to create wealth, it is actually not difficult, but it is not too easy.

The first thing to do is to activate your own financial intelligence, awaken your financial management talent, and you can achieve in ten steps. Are you ready?

First, give yourself a surreal reason - the power of spirit

is like Deng Yaping , in order to win the championship every time, he has to sacrifice his leisure time and social activities and devote all his energy to table tennis training. We are the same, needs a strong reason and goal to clear all obstacles.

and these reasons and goals are a combination of "want" and "not want", so you should think about it, what are the reasons and goals for you to get rich?

Robert doesn't want to spend his whole life on work, nor does he want to pursue stable work and a suburban house like his parents, nor does he want to have time to spend with his family because he is busy with work, nor does he want to take all his things away from the government after his death like a poor father, and there is nothing to leave for his children.

He wants to travel around the world when he was young and live the way he liked; he wants to gain spiritual freedom and control his time and life; he wants his money to work for himself.

So what do you want and what don’t you want?

Second, make your own choice every day - the power of choice

You have the right to choose to be rich, poor, or middle class every day. Just look at your money management and spending methods, you can know what kind of person you are.

The poor generally have bad consumption habits and have no assets to manage. When it comes to investment, most people choose to invest directly instead of learning how to invest first. The correct way to do it is to learn first and then invest.

In this informatized society, there is so much knowledge and information. We should selectively learn knowledge and absorb information. For example, you can spend money to attend some real estate seminars with practical experience, investment courses with practical skills, etc.

Be humble, listen more, and learn more. Look at wealth from a long-term perspective and don’t have the idea of ​​getting rich overnight. Before investing, invest in your brain.

Third, choose friends carefully - the power of relationships

Robert makes both wealthy and poor friends because he firmly believes that everyone has something worth learning. For example, wealthy friends will ask them more about how to get rich. But poor friends should not listen to their investments.

Because in the process of accumulating wealth, the most difficult thing is to stick to your own choices and not blindly follow the crowd.

In the fiercely competitive market, the group often responds slowly and becomes the target of being "slaughtered". If a money-making opportunity is reported everywhere, in most cases, it may be too late to invest at this moment, and you should look for new opportunities.

money is earned by "inside information". The sooner you get the information, the greater the chance of profit and the smaller the risk. This is the role of your friend.

Fourth, master a model, and then learn a new model-the power of rapid learning

There is a saying that goes: "What you learn, you will become what kind of person."

Nowadays, many Chinese people generally follow a basic money-making model-work for money. Get up, go to work, make money, pay bills, balance financial situations, save or buy a house or fund, and then continue working.

If you feel that you are not making enough, you need to upgrade your money-making model. Like Robert attended a seminar on “How to Buy Bankrupt Real Estate” and used this lesson to make millions of dollars.

In this information age, updates and iterations will become faster and faster, so the key is how fast you learn. You not only need to learn faster money-making models, but also learn new money-making models faster.

Fifth, first pay yourself - the power of self-discipline

Among these ten steps, self-discipline may be the most difficult to master. However, you must learn to be self-disciplined, otherwise you will not want to get rich.

Simply put, those who are not very confident and have poor tolerance for financial management pressure will never become rich. The reason why life pushes them is not because of how powerful life is, but because you lack self-discipline.

When we start a career, we need to learn three important management skills of :

① Cash management

② Personnel management

③ Personal time management

These three management skills are not only suitable for enterprises, but also for daily life, family, organizations, cities and even countries. And self-discipline can enhance each of the above skills.

"Pay yourself first", How much do you pay for it? Can you abide by this rule? Whether

can comply with it, we can see from your income statement and balance sheet. If you get income and use the money to increase your assets first, then you follow the rules; if you use income first, you fail to follow this rule. That is, as shown in the figure below:

Cash flow

. If you want to successfully to "pay yourself first" , you should follow the two rules of below :

① Don’t be sad about the debt burden that is too large, keep the expenditure low, first increase your assets, and then use the cash flow generated by the asset item to buy big houses and luxury cars.

② When you have shortage of funds, let the pressure work, instead of using your savings or capital, use this pressure to stimulate your financial talent, come up with new ways to earn more money, and then pay the bill.

However, please remember that these two rules do not encourage self-sacrifice or financial tightening, and do not make you hungry. Getting rich does not pay bills at the expense of comfort, this is financial literacy.

I have to mention here that poor people generally have a bad habit, which is to use savings casually; rich people know that savings can only be used to create more income, not to pay bills.

If you are not determined enough, you can only be pushed by the world.

No. 6, give your broker a generous reward - the power of good advice

You should insist on giving professionals a generous reward because the more wealth they create, the more you earn.

A good broker can not only make money for you, but also save time. I believe you can see the world of difference between a broker who sells a house and a broker who sells an investment project. So before asking a professional, you must first know how much property or stock or house they personally own, and the proportion of taxes they pay.

Seventh, be an "Indian Giver" - selfless power

When the first white immigrants arrived in the Americas, the term "Indian Giver" was born because of misreading the cultural habits of Indians .

When a white immigrant catches a cold, the Indians will give him a blanket, but the whites mistakenly think it is a gift. Therefore, when the Indians want to return the blanket, the white immigrants will feel very unhappy. This is a misunderstanding of culture.

The first question for an experienced investor is: "How long can I recover my investment?" and how much return can I get. That is, the issue of return on investment .

That is to say, wise investors not only look at the return on investment, but also the additional assets they can get when they recover the investment.

The eighth, use assets to buy luxury goods - the power of focus

Who doesn’t like luxury goods? But Robert has always focused on using the money created by his asset items to buy luxury goods. This is to use the desire to consume to inspire and use my financial talent to create wealth.

Remember one sentence: " The easy road is often harder and harder, and the difficult road is often easier and easier. "The sooner you start training yourself to be the master of money with the person you love, the better the result will be.

ninth, worship of heroes - the power of myth

One of the most effective ways for children to learn is to turn themselves into the hero they admire the most. But when we grow up, we lose this ability to imitate and lose the hero in our hearts.

Imitation and surpassing the great hero is indeed a great learning path. heroes not only inspire us, but also make the problems look easier.

Tenth, give first and then take - give power