The most funny thing I have heard many people say is to tell others indiscriminately not to order online loans. This is equivalent to when I was still considering whether to buy a battery car worth 2,000 yuan or a battery car worth 3,000 yuan, you told me why I didn’t buy a Mercedes-Benz . If the bank can get the money, will I apply for an online loan? How low is the bank pass rate? It is about 5%. When a slightly higher bank releases money, do you know what it is to release money? The water release rate can reach about 30%. In other words, it would be great if 5 to 30 out of 100 people can pass this loan. This is the reality.
Why do many people lend online loans? For example, if I find an agent, I want to borrow 1,000 yuan or 3,000 yuan or 5,000 yuan. Will the agent accept it? If you don’t accept the agency, I can’t handle the bank myself, so you don’t accept the agency. I urgently need money, so I can only borrow online loans, because the demand for money is real and there is no way. If you don’t accept the agency, you think the money is too low, the bank is not lending, and you think my qualifications are not good, then if I don’t lend to the online loan, what can I lend?
Of course, it is not that I am recommending everyone to borrow online loans. I never recommend others to borrow online loans, but I will not tell you indiscriminately that if you don’t order online loans, it will affect your buying a house and a car. What I lack now is a few thousand yuan, or 10,000 or 20,000 yuan. Buying a house and car is too far away from me. Is this the truth?
What we often say about not ordering online loans refers to people who are capable of applying for loans at the bank, and you need people with a lot of funds, so you should not order online loans. It’s not that online loans are not good. Of course, the interest rate is high. This is true. But as an adult, you make your own choice. When you borrow money from the devil, you have to pay back twice or three times the amount. As an adult, it’s all the decision you have to make, and you can’t blame others.
