In September 2021, a good friend came to me and said that the company was bankrupt and food was a problem. My wife was very strict, so I had no choice but to give him my credit card.
Beep~beep~ I looked down at the information on my phone, all of which were consumption information for swiping credit cards. I regretted it in my heart. I shouldn't have. I lent him my credit card. There was no limit unless the card was maxed out. I went to chase him back, but I couldn't save that face.
After half a month of anxiety, luckily it was all normal daily consumption, so I felt relieved.
Until October 1st, my buddy will go out to see a project. That is to say, on the night of October 3rd, my wife and I went on a trip. When I woke up in the morning of October 4th, I was furious. The limit of 100,000 yuan was gone, and my credit card was maxed out. I hid in the toilet and called my brothers, but the message on the other end of the phone was "Sorry, the number you dialed has been turned off." I sent him WeChat again, and WeChat said that I need to verify my friend. I adjusted in the bathroom for a long time, practiced in front of the mirror for a long time, and finally walked out and confessed to my wife. My wife said, "Let's go to his house and ask!"
In the afternoon, my wife and I drove back to our hometown and found his house. His father was deaf and blind, and after asking for a long time, he couldn't find out anything.
The repayment date came on October 20th, and I still haven’t contacted my buddy. My daughter-in-law asked me: "What are you going to do? One hundred thousand yuan is not a small amount of money! I can't even borrow it now." I was about to cry, and I drank all night. A few days later, a reminder note from the bank and a letter from the lawyer came, threatening to sue me if I didn’t pay back the money.
This incident really happened to my cousin. My cousin explained it to the bank, but the bank did not listen to the explanation at all.
I advise you friends not to believe too much. It is very troublesome to lend credit cards to others. Later, when my brother sued his buddy, the court asked him to prove that the money was spent by his buddy, not him. This evidence was sent to many places.
Therefore, a good friend would rather lend him money and let him write an IOU than give it to someone else. No one can guess the difference between people's hearts and minds.
