1. Advantages of net value wealth management
1. High information transparency
When issuing, the net value product does not promise expected rate of return, but publishes the expected rate of return in the form of net value. For investors, after the rise and fall of net value, they can understand the property situation more intuitively and accurately.
For example, the initial net value of a net value financial product is generally 1. After operating for a period of time, the net value of the product increases to 1.1, which means that the property surplus is 10%. On the contrary, if the net value falls to 0.9, it means that the property will lose 10%.
Huashang Yixin brings together elites from the fields of banking, investment, trust, securities, insurance and the Internet; the proportion of highly educated employees is as high as 98%; all employees have experience in finance or the Internet; the internal trading team has strong practical capabilities and operational experience, and has an in-depth understanding and understanding of the capital market, regulatory environment and policies. Our investment channels cover PC and APP, allowing you to invest anytime and anywhere. The company has a mature domestic and foreign trading team, and has served well-known domestic and foreign companies, venture capital companies, investment banks, accounting firms and other institutions, and has strong practical capabilities and operational experience. During the period when the team members were in business, they presided over and participated in the restructuring, listing, refinancing and mergers and acquisitions of many companies. They have rich practical operation experience in project, strong professional dialogue and communication and coordination capabilities, and have an in-depth understanding and understanding of the capital market, regulatory environment and policies. At the same time, our elite team has designed a brand new user interface and financial products to make your investment experience extraordinary! Professional teams create high-quality financial projects; professional risk control and technical teams protect funds!
2, and may obtain excess expected returns
. Regarding expected expected returns wealth management products, banks will generally repay rigidly according to expected expected returns after maturity. The actual expected returns exceeding the expected expected returns, and investors generally cannot obtain them. The expected returns of
net value wealth management products are determined by the rise and fall of the net value, and the investors bear the profit and loss, so investors have the opportunity to obtain excess expected returns.
2. Defects of net value financial management
1. Unguaranteed principal and not guaranteed expected returns
Expected expected returns products generally include three types: guaranteed principal and guaranteed expected returns, guaranteed principal and floating expected returns, and non-guaranteed principal and floating expected returns. The first two are promised to guarantee or partially guaranteed.
However, net value financial products do not promise guaranteed capital, nor do they ensure minimum expected returns. In theory, any net value financial product has the risk of losing principal.
2. Higher requirements for investors
. Purchasing net value financial products requires investors to have a more accurate understanding of product dangers and their own risk tolerance, and need to grasp some basic ability to identify and identify hazards.
