Recently, the Shanghai Branch of the People's Bank of China, the Shanghai Banking and Insurance Regulatory Bureau and other departments issued an announcement that individuals and enterprises that temporarily lose their source of income due to the epidemic can submit their credit records based on the adjusted repayment arrangements. Subsequently, some banks issued relevant measures in areas with severe epidemics such as Shanghai and Jilin, which will provide extended repayment services and support for specific groups, and credit reporting will not be affected during the extension period. How to apply for
, please refer to the following strategies:
Bank of China , Agricultural Bank of China, Industrial and Commercial Bank of China , Construction Bank, Bank of Communications, Postal Bank , CITIC Bank , Industrial Bank , Zhejiang Commercial Bank have all launched corresponding repayment policies, mainly targeting individuals and enterprises that have temporarily lost their source of income in areas with severe epidemics such as Shanghai and Jilin. The repayment grace period of 1 to 3 months will not affect credit reporting. For credit reporting effects caused by meeting the conditions but not applying for delays in time, you can apply to eliminate bad records.
can only apply by calling the lending bank. The materials required by different banks are also different, so you need to call for detailed consultation.
In addition, other banks are also actively introducing relevant policies.
