The current data is experiencing explosive growth, and along with it, information distortion is becoming more and more common. How to ensure the authenticity of data has become an important challenge facing the credit field.

01 digital certificate storage technology realizes batch authentication and certificate storage of information, solving the dilemma of information distortion

Current data has shown an explosive growth, and along with it, information distortion has become more and more common. How to ensure the authenticity of data has become a credit important challenges facing the field.

digital certificate storage technology takes advantage of the non-tampering and timestamp characteristics of the blockchain, and adopts multi-party certificate storage methods to ensure the integrity and authenticity of the certificate information. Through information technology, the integration of online asset inquiry and verification is realized; the entire transaction process information is uploaded to the cloud and stored in the cloud, including electronic contracts, payment vouchers, relevant agreements, handover orders, etc., and an electronic data preservation certificate and a unique preservation number are generated. , providing users with a trusted query channel for asset confirmation, transaction vouchers, and asset information; through full distributed password encryption processing of information, data security, integrity, and timely preservation are ensured, which helps ensure data security and judicial effectiveness.

digital certificate guarantees the authenticity, security and credibility of information, and solves the dilemma of information distortion from the root.

02 Blockchain technology creates alliances and shared trust, effectively solving the dilemma of "information islands"

Currently, data barriers present obvious blockchain barriers, including regional, industry, and industrial chain stages, and the phenomenon of "information islands" is common. The

blockchain integrates technologies such as cryptography and distributed databases, which can effectively and securely solve the problem of cross-organizational data sharing and solve the dilemma of "information islands". Use distributed accounting algorithms to achieve decentralization, subverting the trend of central authority; use hash algorithms to achieve the security of platform information, including basic subject information, platform behavior information, platform transaction information, etc.; use consensus mechanisms to achieve Sharing and mutual recognition of platform information effectively breaks down data islands; based on the joint construction of ecological "blacklists" and "greylists", real and available negative credit information is obtained, making the trading environment cleaner and simpler; based on cross-chain protocols, It realizes the cross-chain transmission and sharing of data, further releasing the vitality based on the shared trust of the platform. The

blockchain creates alliances and shared trust, effectively solving the dilemma of "information islands", while improving transaction flexibility, significantly reducing trust costs, and improving transaction efficiency.

03 root information chain realizes digital credit self-certification, abandoning the traditional data processing and collection methods of third-party service agencies

, which are costly, noisy, easy to tamper, and difficult to self-certify, resulting in credit services having to rely on third-party institutions. The

root information chain ensures the authenticity, traceability and non-tamperability of the original information, that is, the "root information", and realizes digital credit self-certification. Use computer vision, speech recognition, voiceprint recognition and other technologies to conduct multiple verifications of the subject's identity and credit information, record the unique identification of the data, and store the matched and confirmed data; through consensus verification, the subject's credit information can be synchronized across the entire network Update; use image recognition technology to realize automatic identification of contracts and key information, complete electronicization and digitization; use asymmetric encryption technology to push contracts and key information to the judicial evidence storage platform for data solidification, completing the transformation from digital information to digital evidence. The

root information chain realizes the transformation of digital credit from other-certified to self-certified, eliminating third-party service agencies, reducing data collection costs, and further improving the quality and application efficiency of credit data.

04 Biometric technology integrates digital credit to realize the upgrade of credit form

In traditional asset trading platforms, both parties to the transaction and the underlying assets require certification by third-party institutions. Its essence is based on the trust of centralized people, and people can be disguised, so the original Some credit foundations are not solid.

biometric technology realizes the identity of the subject, combines the storage of evidence of the subject's behavior, the modeling and assessment of the subject's credit, and integrates digital credit. Through the construction of multi-dimensional identity recognition and authentication technology such as face, fingerprint, voiceprint and other biometric technologies to realize the identity authentication of behavioral subjects; by building a process digital system that synchronizes the four streams of logistics, business flow, capital flow, and information flow, it is realized...